Compare Wausau, WI Car Insurance Rates (2022)

Car insurance in Wausau, WI averages $237 a month. Wausau, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wausau car insurance rates, compare quotes from the top car insurance companies in Wausau, WI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Wausau, WI are $2,841/year
  • The cheapest car insurance company in Wausau is American Family
  • The cheapest car insurance company in Wausau for teen drivers is American Family

If you need to buy Wausau, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Wausau, WI is right here.

You’ll find Wausau car insurance rates, the cheapest Wausau, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Wausau, Wisconsin car insurance rates to Janesville car insurance rates, Madison car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Wausau, WI car insurance today? Enter your ZIP code for fast, free Wausau car insurance quotes.

Cheapest Wausau, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wausau, WI car insurance rates? Every Wausau, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wausau, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,259 $1,987 $2,193 $7,011 $8,980 $2,176 $2,363
American Family $897 $936 $846 $854 $2,537 $2,791 $1,050 $1,116
Farmers $1,854 $1,857 $1,645 $1,740 $8,671 $8,989 $2,104 $2,208
GEICO $1,086 $1,203 $1,146 $1,332 $3,655 $3,926 $1,004 $1,022
Liberty Mutual $1,871 $2,043 $1,511 $1,716 $6,314 $7,082 $1,992 $2,162
Nationwide $3,563 $3,759 $2,940 $3,104 $7,150 $10,928 $4,325 $5,169
Progressive $1,619 $1,527 $1,326 $1,393 $6,383 $7,182 $1,934 $2,093
State Farm $1,366 $1,366 $1,213 $1,213 $3,865 $4,894 $1,540 $1,753
USAA $1,221 $1,219 $1,107 $1,128 $3,082 $3,573 $1,583 $1,738

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Minimum Car Insurance in Wausau, WI

Every driver must carry the minimum car insurance in Wausau, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Wausau, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wausau, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wausau, WI. Compare credit history car insurance rates in Wausau from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wausau, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,777 $3,289 $2,853
American Family $1,847 $1,215 $1,073
Farmers $4,112 $3,470 $3,319
GEICO $2,354 $1,683 $1,354
Liberty Mutual $4,456 $2,687 $2,116
Nationwide $5,753 $4,799 $4,799
Progressive $3,318 $2,836 $2,642
State Farm $3,209 $1,842 $1,402
USAA $2,817 $1,488 $1,189

Cheapest Wausau, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wausau, WI to rates for a clean record with top companies.

Annual Wausau, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $4,083 $3,820 $3,686
American Family $1,320 $1,398 $1,398 $1,398
Farmers $3,168 $3,994 $3,785 $3,587
GEICO $1,238 $2,013 $2,339 $1,597
Liberty Mutual $2,359 $3,353 $3,482 $3,152
Nationwide $4,326 $5,004 $6,134 $5,004
Progressive $2,680 $3,264 $2,788 $2,997
State Farm $1,981 $2,322 $2,151 $2,151
USAA $1,438 $1,808 $2,441 $1,639

Cheapest Wausau, WI Car Insurance for Teen Drivers

Teen car insurance in Wausau, WI can be expensive. Take a look at rates from the top car insurance companies in Wausau for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wausau, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,011 $8,980
American Family $2,537 $2,791
Farmers $8,671 $8,989
GEICO $3,655 $3,926
Liberty Mutual $6,314 $7,082
Nationwide $7,150 $10,928
Progressive $6,383 $7,182
State Farm $3,865 $4,894
USAA $3,082 $3,573

Cheapest Wausau, WI Car Insurance for Seniors

Take a look at Wausau, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wausau, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,193
American Family $846 $854
Farmers $1,645 $1,740
GEICO $1,146 $1,332
Liberty Mutual $1,511 $1,716
Nationwide $2,940 $3,104
Progressive $1,326 $1,393
State Farm $1,213 $1,213
USAA $1,107 $1,128

Cheapest Wausau, WI Car Insurance Rates After a DUI

A DUI in Wausau, WI increases car insurance rates. Compare Wausau, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wausau, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
American Family $1,398
Farmers $3,785
GEICO $2,339
Liberty Mutual $3,482
Nationwide $6,134
Progressive $2,788
State Farm $2,151
USAA $2,441

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Cheapest Wausau, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wausau, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wausau, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,552 $3,727
American Family $1,355 $1,401
Farmers $3,634 $3,634
GEICO $1,762 $1,832
Liberty Mutual $3,086 $3,086
Nationwide $5,117 $5,117
Progressive $2,932 $2,932
State Farm $2,098 $2,205
USAA $1,808 $1,855

The Best Cheap Car Insurance Companies in Wausau, WI

Take a look at a side-by-side comparison of the top car insurance companies in Wausau, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wausau, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,640
American Family $1,378
Farmers $3,634
GEICO $1,797
Liberty Mutual $3,086
Nationwide $5,117
Progressive $2,932
State Farm $2,151
USAA $1,831

Category Winners: Cheapest Car Insurance in Wausau, Wisconsin

Find the cheapest car insurance companies in Wausau, WI for each category right here.

Best Annual Car Insurance Rates by Company in Wausau, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Wausau, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wausau car insurance rates. Find the cheapest Wausau, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wausau, Wisconsin

Insurance Company Low Medium High
Allstate $3,478 $3,630 $3,811
American Family $1,361 $1,391 $1,383
Farmers $3,358 $3,604 $3,938
GEICO $1,655 $1,797 $1,939
Liberty Mutual $2,861 $3,112 $3,287
Nationwide $4,977 $5,116 $5,259
Progressive $2,715 $2,959 $3,122
State Farm $2,030 $2,158 $2,266
USAA $1,763 $1,833 $1,898

What affects car insurance rates in Wausau, Wisconsin?

What factors can have an impact on Wausau, WI car insurance? There are several reasons why Wausau car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wausau, Wisconsin.

Car Theft in Wausau

High levels of vehicle theft can make car insurance more expensive. Wausau, WI car theft statistics from the FBI indicate 41 vehicle thefts a year.

Commute Time in Wausau

The more time you spend in your car the higher the risk of an accident. The average commute length in Wausau, WI is 15.3 minutes according to City-Data.

Compare Car Insurance Quotes in Wausau, WI

Ready to find affordable Wausau, Wisconsin car insurance today? Enter your ZIP code for fast, free Wausau, WI car insurance quotes.

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