Compare West Springfield Town, MA Car Insurance Rates (2021)

Car insurance in West Springfield Town, MA averages $278 a month. West Springfield Town, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap West Springfield Town car insurance rates, compare quotes from the top car insurance companies in West Springfield Town, MA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in West Springfield Town, MA are $3,333/year
  • The cheapest car insurance company in West Springfield Town is State Farm
  • Average car insurance rates in West Springfield Town, MA after a DUI are $4,090/year

If you need to buy West Springfield Town, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in West Springfield Town, MA is right here.

You’ll find West Springfield Town car insurance rates, the cheapest West Springfield Town, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare West Springfield Town, Massachusetts car insurance rates to Fall River car insurance rates, Lynn car insurance rates, and New Bedford car insurance rates.

Ready to find affordable West Springfield Town, MA car insurance today? Enter your ZIP code for fast, free West Springfield Town car insurance quotes.

Cheapest West Springfield Town, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Springfield Town, MA car insurance rates? Every West Springfield Town, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Springfield Town, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,332 $2,332 $2,332 $7,858 $7,858 $2,603 $2,603
GEICO $2,180 $2,180 $2,029 $2,029 $6,241 $6,241 $2,246 $2,246
Liberty Mutual $3,140 $3,140 $2,735 $2,735 $10,033 $10,033 $3,285 $3,285
Progressive $2,428 $2,428 $2,338 $2,338 $9,339 $9,339 $2,621 $2,621
State Farm $1,062 $1,062 $1,062 $1,062 $3,018 $3,018 $1,062 $1,062
Travelers $2,945 $2,945 $2,602 $2,602 $5,982 $5,982 $3,247 $3,247
USAA $1,581 $1,581 $1,556 $1,556 $3,711 $3,711 $1,743 $1,743

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in West Springfield Town, MA

Every driver must carry the minimum car insurance in West Springfield Town, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in West Springfield Town, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Springfield Town, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Springfield Town, MA to rates for a clean record with top companies.

Annual West Springfield Town, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $4,364 $4,882 $2,940
GEICO $2,542 $3,492 $3,983 $2,679
Liberty Mutual $3,787 $5,168 $6,195 $4,044
Progressive $3,506 $4,963 $3,928 $4,329
State Farm $1,231 $1,672 $1,983 $1,317
Travelers $2,870 $3,973 $4,286 $3,647
USAA $1,526 $1,985 $3,374 $1,708

Cheapest West Springfield Town, MA Car Insurance for Teen Drivers

Teen car insurance in West Springfield Town, MA can be expensive. Take a look at rates from the top car insurance companies in West Springfield Town for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Springfield Town, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,858 $7,858
GEICO $6,241 $6,241
Liberty Mutual $10,033 $10,033
Progressive $9,339 $9,339
State Farm $3,018 $3,018
Travelers $5,982 $5,982
USAA $3,711 $3,711

Cheapest West Springfield Town, MA Car Insurance for Seniors

Take a look at West Springfield Town, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Springfield Town, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,332
GEICO $2,029 $2,029
Liberty Mutual $2,735 $2,735
Progressive $2,338 $2,338
State Farm $1,062 $1,062
Travelers $2,602 $2,602
USAA $1,556 $1,556

Cheapest West Springfield Town, MA Car Insurance Rates After a DUI

A DUI in West Springfield Town, MA increases car insurance rates. Compare West Springfield Town, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Springfield Town, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
GEICO $3,983
Liberty Mutual $6,195
Progressive $3,928
State Farm $1,983
Travelers $4,286
USAA $3,374

Cheapest West Springfield Town, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Springfield Town, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Springfield Town, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,656 $3,906
GEICO $3,110 $3,238
Liberty Mutual $4,609 $4,988
Progressive $4,181 $4,181
State Farm $1,514 $1,588
Travelers $3,515 $3,873
USAA $2,088 $2,208

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in West Springfield Town, MA

Take a look at a side-by-side comparison of the top car insurance companies in West Springfield Town, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Springfield Town, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,781
GEICO $3,174
Liberty Mutual $4,798
Progressive $4,181
State Farm $1,551
Travelers $3,694
USAA $2,148

Category Winners: Cheapest Car Insurance in West Springfield Town, Massachusetts

Find the cheapest car insurance companies in West Springfield Town, MA for each category right here.

Best Annual Car Insurance Rates by Company in West Springfield Town, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest West Springfield Town, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Springfield Town car insurance rates. Find the cheapest West Springfield Town, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Springfield Town, Massachusetts

Insurance Company Low Medium High
Allstate $3,461 $3,845 $4,038
GEICO $2,920 $3,230 $3,372
Liberty Mutual $4,469 $4,862 $5,064
Progressive $3,782 $4,263 $4,500
State Farm $1,403 $1,578 $1,672
Travelers $3,316 $3,765 $4,001
USAA $1,981 $2,184 $2,278

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in West Springfield Town, Massachusetts?

What factors can have an impact on West Springfield Town, MA car insurance? There are several reasons why West Springfield Town car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Springfield Town, Massachusetts.

Commute Time in West Springfield Town

The more time you spend in your car the higher the risk of an accident. The average commute length in West Springfield Town, MA is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in West Springfield Town, MA

Ready to find affordable West Springfield Town, Massachusetts car insurance today? Enter your ZIP code for fast, free West Springfield Town, MA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption