Compare Wilbraham, MA Car Insurance Rates (2021)

Car insurance in Wilbraham, MA averages $255 a month. Wilbraham, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Wilbraham car insurance rates, compare quotes from the top car insurance companies in Wilbraham, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wilbraham, MA are $3,059/year
  • The cheapest car insurance company in Wilbraham for teen drivers is State Farm
  • The cheapest car insurance company in Wilbraham is State Farm

If you need to buy Wilbraham, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Wilbraham, MA is right here.

You’ll find Wilbraham car insurance rates, the cheapest Wilbraham, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Wilbraham, Massachusetts car insurance rates to Worcester car insurance rates, Quincy car insurance rates, and Lowell car insurance rates.

Ready to find affordable Wilbraham, MA car insurance today? Enter your ZIP code for fast, free Wilbraham car insurance quotes.

Cheapest Wilbraham, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wilbraham, MA car insurance rates? Every Wilbraham, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilbraham, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,211 $2,211 $2,211 $8,058 $8,058 $2,471 $2,471
GEICO $1,912 $1,912 $1,773 $1,773 $5,401 $5,401 $1,971 $1,971
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,165 $2,165 $2,080 $2,080 $8,227 $8,227 $2,343 $2,343
State Farm $927 $927 $927 $927 $2,620 $2,620 $927 $927
Travelers $2,909 $2,909 $2,566 $2,566 $5,890 $5,890 $3,210 $3,210
USAA $1,360 $1,360 $1,340 $1,340 $3,171 $3,171 $1,502 $1,502

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Minimum Car Insurance in Wilbraham, MA

Every driver must carry the minimum car insurance in Wilbraham, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Wilbraham, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Wilbraham, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wilbraham, MA to rates for a clean record with top companies.

Annual Wilbraham, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,908 $4,305 $4,829 $2,908
GEICO $2,209 $3,042 $3,474 $2,330
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,112 $4,387 $3,479 $3,837
State Farm $1,071 $1,455 $1,729 $1,146
Travelers $2,836 $3,923 $4,212 $3,604
USAA $1,313 $1,704 $2,887 $1,468

Cheapest Wilbraham, MA Car Insurance for Teen Drivers

Teen car insurance in Wilbraham, MA can be expensive. Take a look at rates from the top car insurance companies in Wilbraham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wilbraham, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,058 $8,058
GEICO $5,401 $5,401
Liberty Mutual $9,404 $9,404
Progressive $8,227 $8,227
State Farm $2,620 $2,620
Travelers $5,890 $5,890
USAA $3,171 $3,171

Cheapest Wilbraham, MA Car Insurance for Seniors

Take a look at Wilbraham, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wilbraham, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,211 $2,211
GEICO $1,773 $1,773
Liberty Mutual $2,413 $2,413
Progressive $2,080 $2,080
State Farm $927 $927
Travelers $2,566 $2,566
USAA $1,340 $1,340

Cheapest Wilbraham, MA Car Insurance Rates After a DUI

A DUI in Wilbraham, MA increases car insurance rates. Compare Wilbraham, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wilbraham, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,829
GEICO $3,474
Liberty Mutual $5,655
Progressive $3,479
State Farm $1,729
Travelers $4,212
USAA $2,887

Cheapest Wilbraham, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wilbraham, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wilbraham, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,614 $3,861
GEICO $2,710 $2,818
Liberty Mutual $4,199 $4,543
Progressive $3,704 $3,704
State Farm $1,319 $1,382
Travelers $3,467 $3,821
USAA $1,792 $1,894

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The Best Cheap Car Insurance Companies in Wilbraham, MA

Take a look at a side-by-side comparison of the top car insurance companies in Wilbraham, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wilbraham, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,738
GEICO $2,764
Liberty Mutual $4,371
Progressive $3,704
State Farm $1,350
Travelers $3,644
USAA $1,843

Category Winners: Cheapest Car Insurance in Wilbraham, Massachusetts

Find the cheapest car insurance companies in Wilbraham, MA for each category right here.

Best Annual Car Insurance Rates by Company in Wilbraham, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Wilbraham, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wilbraham car insurance rates. Find the cheapest Wilbraham, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wilbraham, Massachusetts

Insurance Company Low Medium High
Allstate $3,440 $3,802 $3,971
GEICO $2,541 $2,816 $2,936
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,378 $3,778 $3,955
State Farm $1,227 $1,374 $1,450
Travelers $3,294 $3,713 $3,924
USAA $1,707 $1,874 $1,949

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What affects car insurance rates in Wilbraham, Massachusetts?

What factors can have an impact on Wilbraham, MA car insurance? There are several reasons why Wilbraham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wilbraham, Massachusetts.

Commute Time in Wilbraham

The more time you spend in your car the higher the risk of an accident. The average commute length in Wilbraham, MA is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wilbraham, MA

Ready to find affordable Wilbraham, Massachusetts car insurance today? Enter your ZIP code for fast, free Wilbraham, MA car insurance quotes.

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