Do car insurance companies open on weekends? (Everything You Need to Know)

You need to know if car insurance companies are open on Saturday or Sunday if you are planning to buy a car over the weekend or if you are ready to comparison shop for a new plan. So, do car insurance companies open on weekends?

For the convenience of customers, most car insurance companies are open on weekends—many have call centers or online chats that run 24/7.

However, some local agents will not be available without appointments on Saturday and Sunday. A quick internet search can usually tell you which insurance companies are open on Sunday or Saturday.

Some full-time consumers prefer to do all of their business over the weekend. After working all week, spending time with family, and the thousands of other things that have to be done, speaking with your car insurance company often falls to the bottom of the list.

Thankfully, there are some car insurance needs that can be met on the weekend. Regardless if insurance companies are open on Saturday near me, rates can be compared now.

Now that you know that some car insurance companies do open on weekends, read on for additional information, then compare car insurance rates using our FREE tool above.

How can you contact car insurance companies on the weekend?

There are many different reasons you might need to talk with your car insurance company on the weekend. Companies know that and try to be as convenient as possible. Many have call centers or online service agents available just for that reason.

The table below shows the standard corporate office hours for most major car insurance companies.

Hours of operation may vary based on location and local agency policies. All hours are based on local time and are subject to change due to holidays or special events.

Doing a quick internet search could also help you find out which insurance companies are open today. Business hours are usually included in a Google search.

If you are wondering if a car insurance company is open today, it depends on the company and how it is structured. Here are some of the ways that you can do business if you are buying over the weekend.

Review the Hours of Operation for Local District or Agent Offices

If you are doing business with a company that has local sales agents or customer service agents, you have the luxury of being able to do business face to face.

Typically, when you have an independent agent, the agent will set their own office hours. Many times you can connect with them on the weekend if you make an appointment.

District offices tend to have more convenient business hours that include at least one weekend day.

You may be able to visit your agent by appointment if you advise the office in advance. Knowing you need to see your agent on a Saturday and making an appointment works in some cases but not in others.

Sometimes the unexpected happens and you need to contact your company.

Keep reading to learn other ways to contact your car insurance company.

Call the Company’s Toll-free Number

If you need to make changes to your insurance, make a payment, request a quote, or file a claim, you should be able to do business on the weekend with your existing insurer by calling the company’s toll-free number.

Most larger companies like Progressive Insurance, Geico, State Farm Insurance, and The General Insurance all have numbers you can call any time.

According to the III, there may be a special hotline just for filing claims.

There will be licensed agents waiting to take your call and complete your transaction.

Contact the Company Online

You have a lot of options to contact an insurance company.

You can go in or call the company, but the most convenient option is to use the internet to find online car insurance quotes.

With most larger companies, you can do most of your business online. This added convenience saves you time and allows you to conduct business when it works for you.

Some companies even have convenient apps for your phone. Some key features you can use these apps for are:

• Pulling up your policy information
• Seeing your digital insurance card
• Getting quotes
• Filing and tracking a claim
• Speaking with customer service
• Making a payment
• Requesting roadside assistance

Visit the Apple App Store or Google Play Store to see if your car insurance company has a convenient app for you to use.

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What reasons are there to contact an agent on Saturday or Sunday?

Let’s say you spend all day Saturday looking for that perfect car. You’re ready to close the deal but want to make sure you are insured when you drive it off the lot. What do you do?

Let’s say another car backs into you at the mall. Everyone is okay, but there is damage to your car. How do you let your insurance company know what happened? Are insurance companies open on Saturday?

These are just two scenarios where you might need to contact your car insurance company on the weekend.

Whatever the reason you need to contact your company, car insurance companies try to be available when they are needed.

Being available on Saturday and Sunday offers customers the convenience of doing business on their time with quick and easy service.

Frequently Asked Questions: Are car insurance companies open on weekends?

There is a lot of information about car insurance that is important to you. If you’re not yet ready to buy car insurance, take a look at some of the information you need to know now.

#1 – Are insurance companies closed on MLK Day?

You will need to check with your specific car insurance company or agent to find out on what, if any, holidays they may close their office.

#2 – Are auto insurance companies open on Saturday or Sunday?

Wondering if you can get insured on a Sunday or Saturday? You can probably insure a car on Sunday or Saturday if your company can be reached. In some cases, you might have to wait until normal business hours.

#3 – Do I have to have car insurance coverage?

In most states, yes, you have to carry at least liability car insurance coverage. The amount of coverage needed depends on the laws of each state.

Although liability insurance is usually the minimum coverage required, most experts believe you should add additional coverages like collision or comprehensive.

These extra coverages will protect you from having to pay out of pocket for such occurrences as accidents, fire, theft, and others.

Below you will find the average annual U.S. car insurance rates based on coverage type.

Car insurance companies vary their rates based on the coverage you choose and other factors like driving history, age, and ZIP code. Comparing car insurance quotes will often help you keep your rates low.

#4 – Will my current car insurance transfer to a newly purchased car?

Generally, the answer is yes. Again, it will depend on your company and the amount of coverage you currently carry.

In some cases, the insurance company may make you increase coverage.

For example, if you buy a new car, some companies may make you carry guaranteed asset protection (GAP) insurance.

This covers the difference between the cost of replacing the car and what is owed on it. This coverage ensures the car insurance company will not lose money should the vehicle be in an accident.

#5 – Is there a grace period to add car insurance to a new car?

Have you just bought a car and are wondering “How long do I have to insure my new car?” or “Is there a grace period for car insurance when buying a used car in California?”

Most companies do offer you a grace period when you purchase a new car. The length of the grace period will vary by company and your specific policy.

It is best to let your car insurance company know in advance if you plan to purchase a new car. They can give you all of the information that you need to make sure you are covered once you sign on the dotted line.

Sometimes you can get a discount on your car insurance when you add or change a vehicle. Safety features and having multiple cars can get you car insurance discounts on your policy.

Always check with your insurer to see what discounts you qualify for. You might be able to save hundreds on your rates.

#6 – Can you get car insurance for a weekend?

Yes, temporary car insurance is available through select companies.

If you are borrowing, purchasing, or buying a car, you might be interested in short-term car insurance. If you need insurance for a longer period of time, it can be cheaper to get a regular policy.

#7 – How quickly can I get car insurance?

That all depends on the company. Some companies offer same-day insurance if you can provide all of the information electronically. If you have to go into an office, it might take a little longer.

#8 – Is a health insurance company open on Saturday or Sunday?

Like car insurance companies, health insurance agents do likely work on the weekends to cover emergencies. Check with your agent to be sure.

Buying a new car or when your policy is up for renewal are both great times to compare your current rates with other companies, just to make sure you are getting the best deal out there.

Thankfully, with our online tool, you can look at car insurance rates right now, whether or not car insurance companies are open today.

So, do car insurance companies open on weekends? Most of the time, yes!

If you need a new car insurance quote from a new insurer, start by entering your ZIP code into our FREE tool below and you can easily price insurance no matter what day it is.

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