How much is car insurance for a Chevrolet Equinox?

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Here's what you need to know...
  • The Chevy Equinox has several features that help keep insurance costs down
  • Your personal driving history will have a greater impact on your insurance costs
  • The Equinox offers several options in the area of technology


If you’re looking to buy a fuel-efficient crossover, you’re probably considering the Chevrolet Equinox, which gets 32 miles per gallon on the highway.

When buying a new car, truck or SUV, though, potential owners have lots of questions about the vehicle’s cost of ownership.

Smart buyers research the vehicle’s maintenance costs and potential resale value before buying, but one factor that many consumers forget to consider when calculating the cost of ownership is the cost of car insurance.

Entering your ZIP code in the box above will give you FREE personalized information about the cost of car insurance for a Chevrolet Equinox. Before you do so, read on to get more details about this popular crossover model.

About the Chevrolet Equinox

The Chevrolet Equinox was introduced to the public in 2005 as the first crossover SUV from Chevrolet.

The first generation 4-door Equinox featured a 5-speed automatic transmission, while the second generation model was upgraded with a 6-speed transmission and chrome styling.

The first generation Equinox came equipped with a 3.4-liter V6 engine, but the second generation models are outfitted with a 2.4-liter I4 direct injection system that gets 22 miles per gallon in the city and 32 miles per gallon on the highway.

Chevrolet Equinox Safety Features

Although many factors affect a vehicle’s auto insurance premiums, the available safety features are one of the most important. Not only do they lead to car insurance discounts but they also help determine the overall risk of injury in a vehicle.

The Chevrolet Equinox is outfitted with a StabiliTrak system with traction control that helps prevent or reduce the severity of rollovers, and the vehicle’s body is reinforced with a steel safety cage and six airbags that are designed to detect rollovers.

Owners can select an all-wheel drive system and a rearview camera system for added safety, and the Equinox comes standard with a four-wheel anti-lock brake system.

Drivers can be confident in their choice knowing that their vehicle received four out of five possible stars in federal safety tests, and it was awarded a full 5-star rating in side impact tests.

The Insurance Institute for Highway Safety gave the Chevrolet Equinox the highest possible rating of “Good” in several crash tests, including side impact and frontal offset, and selected the Equinox as one of its Top Safety Picks.

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Chevrolet Equinox Performance

While most consumers select the Chevrolet Equinox for its affordable price tag, low car insurance rates, and fuel economy, others are more concerned with performance metrics like engine power and towing capacity.

Performance-conscious consumers will be pleased to learn that the Equinox can be upgraded with a V6 engine, but this will decrease the vehicle’s fuel efficiency.

The standard model is rated to tow 1,500 pounds, but owners can more than double the towing capacity by upgrading to the larger V6 engine. Models with the 3.0 liter V6 engine are rated to tow up to 3,500 pounds.

Chevrolet Equinox Comfort and Styling

For many drivers, the vehicle’s interior comfort is just as important as its fuel economy and performance. In this category, the Equinox offers some appealing amenities, but will not be mistaken for a luxury vehicle.

Although Consumer Guide points out the poor quality of some interior materials, it adds that the overall appearance of the interior is pleasing.

Drivers can enhance the vehicle’s exterior by adding a chrome package and 18- or 19-inch chrome-plated wheels.

Chevrolet Equinox Technology

For consumers, a vehicle’s comfort and safety are increasingly equated with technology, and the Chevrolet Equinox does not disappoint in this category.

Available features include:

  • An OnStar navigation system
  • WiFi by AutoNet Mobile, which provides Internet access to users within a 150-foot radius of the vehicle
  • Rear-seat entertainment package, which allows rear-seat passengers to watch movies or play video games. This will be a hit with families on long trips.

How much is car insurance for the Chevrolet Equinox?

Car insurance rates always depend on a variety of factors, and the most important of these factors usually involve the owner, not the vehicle itself.

Your credit score, place of residence, and driving record all affect your insurance premiums, and even personal characteristics like age, gender, and marital status can play a role.

Car insurance for the Chevrolet Equinox does average around $1,350 per year or $112 monthly.

However, based on the factors discussed earlier, your personal insurance premiums could be much higher or lower than this estimate. Enter your ZIP code in the box below to get the most accurate car insurance rates for FREE.

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