How much would car insurance cost for an Acura TL?

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Here's what you need to know...
  • The Acura TL is no longer produced and was replaced by the TLX
  • Many of your car’s features and options can have a positive effect on your car insurance rates
  • The Acura TL has many safety features and it performs well in crash tests

How much is car insurance for an Acura TL? The TL was replaced by the TLX in 2015. While you can’t purchase a new TL, you may have the opportunity to buy a used one.

Read on to learn all about Acura TL auto insurance rates and then for personalized quotes just enter your zip above for a free Acura TL car insurance comparison!for a free Acura TL car insurance comparison!

What Determines Acura TL Car Insurance Costs

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Acura TL car insurance costs are based on a rating system issued by the Insurance Services Office. This rating system gives each vehicle a score based on a scale of 1 to 27.

The factors that determine the number of points awarded on the scale is scored based on specifications of each individual vehicle.

Some of the factors that are graded for each vehicle that is included in the rating system include:

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Acura TL Safety Specifications and Acura TL Auto Insurance

According to the Insurance Institute for Highway Safety, the Acura TL earned the highest possible score in every safety category. This ranking reduces the auto insurance rates.

The stellar rankings are made possible because the makers of Acura chose to manufacture their vehicle with the necessary safety equipment as a standard on the vehicle.

The safety equipment that allows the Acura TL to consistently score high includes the following standard equipment:

  1. Airbags (side, head, curtain, front-side, front)
  2. Head restraints based (reduces whiplash injury)
  3. Four-wheel antilock disc brakes
  4. Seatbelt pretensions
  5. Electronic stability control
  6. Daytime running lights
  7. Traction control
  8. Trunk release
  9. Energy management feature
  10. Auto-dimming rearview mirrors

Acura TL Car Insurance Rates

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Based on the high number of standard safety equipment on the vehicle, the insurance rates are very competitive and favorable to the Acura TL.

The four-door, five-passenger, Acura TL has the following key insurance features looked at by insurance companies when determining the insurance rates:

  • Aluminum alloy V-6 engine.
  • There are no scheduled tune-ups required for this vehicle for up to 100,000 miles.
  • The vehicle is also equipped with a stability assist and an anti-lock braking system (ABS).
  • Electronic Brake Distribution (EBD) and Brake Assist are also standard safety equipment on the vehicle.
  • Throttle control along with speed and steering sensors.
  • The vehicle also comes with a four-year, 50,000-mile limited warranty and the powertrain comes with a six-year, 70,000-mile limited warranty.
  • The seatbelts also have a warranty for at least 15 years.

Comparing Acura TL Insurance Rates


Because the Acura TL scores high amongst the majority of insurance companies rating systems, there are many companies to compare when shopping for insurance pricing on this vehicle.

Many insurance rates can be researched and compared online. Most of the car comparison shopping can be done just by simply entering your zip code into the free tool on this page.

The compared average car insurance for this type of vehicle averages $1,500.00 per year and approximately $125.00 per month.

This price includes several discounts that the vehicle qualifies for based on its standard alarm and consistent safety rankings. Save even more on Acura insurance costs by choosing a higher deductible which will reduce its annual rate by up to 15%.

Overall, the Acura car insurance costs have proven to be a great choice when it comes to car insurance and safety rankings.

Rates can vary dramatically from one company to the next so the more quotes you compare, the more chances you have to save. Enter your zip to start now!

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