Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 2, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • The Jeep is an American icon that made its mark in history
  • There are many factors to consider when choosing an insurance company for your Jeep
  • Not insuring a vehicle in order to save money can financially hurt you in the end
  • The pros outweigh the cons when it comes to the Jeep’s features
  • Jeep car insurance rates are $106/mo or $1,272/yr on average across all models.

Jeep vehicles have had an iconic position in American automobiles since World War II when the first jeeps were produced originally by Willys-Overland. Early in 1941, a test driver demonstrated its off-road capability by driving it up the steps of the U.S. Capitol building.

The origin of the Jeep name is still under discussion. Some assume that the initials, G.P. for Government Purposes, were slurred into “Jeep” much as the initials HMMWV have been slurred into “Humvee.” Some suggest that the vehicle was named after a character in the Popeye comic strip called Eugene the Jeep.

E.C. Segar, the creator of the strip, indicated in 1936 that Eugene the Jeep was Popeye’s “jungle pet” and was “small, able to move between dimensions and could solve seemingly impossible problems.”

In actuality, though, the vehicle was referred to as a “jeep” as early as 1914 by U.S. Army mechanics. Finally, in June 1950, the Jeep name was registered as a trademark by Willys-Overland.

Now the brand is a division of Chrysler Group LLC, a consolidated subsidiary of Italian multinational automaker, Fiat. Chrysler purchased the Jeep line of vehicles along with the assets of American Motors in 1987. As with many automakers, Willys-Overland went through a number of different owners.

Need insurance for your Jeep? Simply enter your ZIP code to start comparison shopping today!

Car Insurance for a Jeep

Car insurance costs vary from individual to individual, depending on your age, driving record, credit rating, and family situation.

To get an accurate quotation, you need to present the insurance company with accurate details about you, your family, and your vehicles.

Enter “insurance quotes” in your computer’s search engine, then click on a site that offers quotations. Most insurance companies are reputable and solvent, but it is best to check their rating with A. M. Best online to determine the financial rating for that particular company.

The desirable ratings are from A to A++ because that indicates the ability of the company to withstand large losses, such as those offered by Hurricane Katrina, without defaulting.

Suggested Insurance Limits For a Quotation: (Note that a few companies prefer that you not carry such high limits if you have a teen or young adult driver. These companies will indicate this fact on the quotation.)

  • Bodily Injury Liability – ($100,000 per person/$300,000 per accident) Your legal responsibility for the bodily injury to another person or persons if you’re in an accident
  • Property Damage Liability  ($50,000 per accident) Your legal responsibility for damage to another person’s property in the event of an accident
  • Uninsured Motorists Coverage – ($100,000 per person/$300,000 per accident) Pays for you or your passenger’s bodily injury if you are involved in an accident with someone without insurance
  • Medical Payments Coverage – ($5,000) Pays for incidental medical expenses for you or your passengers
  • Comprehensive Coverage – ($500 per accident deductible) Pays for damage to your vehicle from animals, weather, vandalism, glass breakage, and theft
  • Collision Coverage – ($500 per accident deductible) Pays for damage to your vehicle from a collision, whether it is your fault or another person’s responsibility

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Estimated Insurance Premiums

Since insurance prices vary so much, you need to have an idea of the hypothetical family we’re insuring under these insurance quotes. They are married, between 44 and 48 years old, with one son who is 20 and lives at home. He has a good student discount.

They have three cars: 2014 Patriot, 2008 Ford Taurus SEL, and a 2000 KIA GS.

They carry comprehensive and collision on the Patriot and Taurus, but not the KIA. They had a hail claim of more than $1,000 on the Taurus, and the son had a speeding ticket. The family lives in the city of Denver, Colorado.

  • Insurance Company #1 – $2,372.50 every six months; this company would carry only $25,000/50,000 bodily injury liability because of the young driver
  • Alternate Quote with Company #1 One driver only — just a 2014 Patriot for $1,239.50
  • Insurance Company #2 – $2,225.00 every six months
  • Alternate Quote with Company #2 – One driver only — just a 2014 Patriot for $697.00

It is easy to see the benefits of cost-comparison for car insurance. Be cautious – if you do not insure all the vehicles you have, the insurance will definitely cost less, but the vehicles omitted will be excluded from coverage as will the drivers omitted.

Not having car insurance could make dealing with the state authorities difficult and could lead to massive lawsuits.

Jeep in 2013-2014

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