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UPDATED: Jan 7, 2017
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Jeep vehicles have had an iconic position in American automobiles since World War II when the first jeeps were produced originally by Willys-Overland. Early in 1941, a test driver demonstrated its off-road capability by driving it up the steps of the U.S. Capitol building.
The origin of the Jeep name is still under discussion. Some assume that the initials, G.P. for Government Purposes, were slurred into “Jeep” much as the initials HMMWV have been slurred into “Humvee.” Some suggest that the vehicle was named after a character in the Popeye comic strip called Eugene the Jeep.
In actuality, though, the vehicle was referred to as a “jeep” as early as 1914 by U.S. Army mechanics. Finally, in June 1950, the Jeep name was registered as a trademark by Willys-Overland.
Now the brand is a division of Chrysler Group LLC, a consolidated subsidiary of Italian multinational automaker, Fiat. Chrysler purchased the Jeep line of vehicles along with the assets of American Motors in 1987. As with many automakers, Willys-Overland went through a number of different owners.
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Car Insurance for a Jeep
Car insurance costs vary from individual to individual, depending on your age, driving record, credit rating, and family situation.
To get an accurate quotation, you need to present the insurance company with accurate details about you, your family, and your vehicles.
Enter “insurance quotes” in your computer’s search engine, then click on a site that offers quotations. Most insurance companies are reputable and solvent, but it is best to check their rating with A. M. Best online to determine the financial rating for that particular company.
The desirable ratings are from A to A++ because that indicates the ability of the company to withstand large losses, such as those offered by Hurricane Katrina, without defaulting.
Suggested Insurance Limits For a Quotation: (Note that a few companies prefer that you not carry such high limits if you have a teen or young adult driver. These companies will indicate this fact on the quotation.)
- Bodily Injury Liability – ($100,000 per person/$300,000 per accident) Your legal responsibility for the bodily injury to another person or persons if you’re in an accident
- Property Damage Liability – ($50,000 per accident) Your legal responsibility for damage to another person’s property in the event of an accident
- Uninsured Motorists Coverage – ($100,000 per person/$300,000 per accident) Pays for you or your passenger’s bodily injury if you are involved in an accident with someone without insurance
- Medical Payments Coverage – ($5,000) Pays for incidental medical expenses for you or your passengers
- Comprehensive Coverage – ($500 per accident deductible) Pays for damage to your vehicle from animals, weather, vandalism, glass breakage, and theft
- Collision Coverage – ($500 per accident deductible) Pays for damage to your vehicle from a collision, whether it is your fault or another person’s responsibility
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Estimated Insurance Premiums
Since insurance prices vary so much, you need to have an idea of the hypothetical family we’re insuring under these insurance quotes. They are married, between 44 and 48 years old, with one son who is 20 and lives at home. He has a good student discount.
They have three cars: 2014 Patriot, 2008 Ford Taurus SEL, and a 2000 KIA GS.
They carry comprehensive and collision on the Patriot and Taurus, but not the KIA. They had a hail claim of more than $1,000 on the Taurus, and the son had a speeding ticket. The family lives in the city of Denver, Colorado.
- Insurance Company #1 – $2,372.50 every six months; this company would carry only $25,000/50,000 bodily injury liability because of the young driver
- Alternate Quote with Company #1 – One driver only — just a 2014 Patriot for $1,239.50
- Insurance Company #2 – $2,225.00 every six months
- Alternate Quote with Company #2 – One driver only — just a 2014 Patriot for $697.00
It is easy to see the benefits of cost-comparison for car insurance. Be cautious – if you do not insure all the vehicles you have, the insurance will definitely cost less, but the vehicles omitted will be excluded from coverage as will the drivers omitted.
Not having car insurance could make dealing with the state authorities difficult and could lead to massive lawsuits.
Jeep in 2013-2014
Jeep no longer produces trucks and pickups. Their offerings for 2014 include the following:
- Patriot MSRP – $15,995
- Grand Cherokee MSRP – $28,995
- Wrangler MSRP – $22,395
- Wrangler Unlimited MSRP – $26,195
- Compass MSRP – $18,495
- Cherokee MSRP – $22,995
All are available as 4x2s and 4x4s with the choice of automatic or standard transmissions in most models.
Gas economy is rather poor according to the EPA statistics, but owners have indicated that they are pleased with the gas mileage.
Some dealer and manufacturer incentives are available, depending upon the model you choose. These incentives usually consist of low-interest rates – zero percent to point nine percent. Remember, of course, that the Manufacturer’s Suggested Retail Price does not include upgrades in:
- The engine
- Changes in transmission
- Preparation and delivery fees
Concerning the Patriot model, reviewers on websites indicated that:
- The handling lacks agility
- The 2.4-liter four-cylinder engine is considered sluggish
- The cabin is noisy and has small windows
A small cargo area does not add to the desirability of the vehicle. Still, it is a Jeep. A Jeep has the ability to transcend mountain passes and trails with little or no difficulty.
Our respected website for users indicated that the 2012 Patriot was rated better than most for its:
- Transmission-major repairs
- Fuel system
- Electrical system
Minor transmission problems are average, and the drive system is slightly better than average.
Fuel economy, acceleration, ride, and front seat comfort are average to normal. A person who is six feet tall will be relatively comfortable in the driver’s seat. One owner commented that it was necessary to lift an entire leg to work the clutch, rather than a small shift of the foot.
Be sure to keep in mind the cost of insurance when deciding to get a Jeep.
The best way to check auto insurance prices is through our FREE comparison tool. Start comparison shopping today!