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Ding and dent car insurance: what is it, how much does it cost, and is it worth it? Spotting mystery dings and dents on your vehicle is an inevitable part of owning a car. The money to repair this cosmetic damage will most likely come out of your pocket, especially if you try to do…
→ Read MoreIf you have to file a car insurance claim, you may be wondering if you need a lawyer. The truth is that in most cases, you are not going to need a car insurance attorney to help you with your claim. There may be some instances in which this is necessary, but in most cases,…
→ Read MoreIf you’re wondering how long a car will take to repair after an accident, it will depend on the situation. Cars that have been damaged in accidents can be repaired in less than a few days (2-5 on average), but sometimes it can take as long as several months. Car repair time estimates are exactly…
→ Read MoreIf you are driving a car and you hit a pedestrian who ends up suing you, your car insurance company should cover some or even all of the costs associated with that lawsuit. One of the biggest fears that most drivers face is hitting a pedestrian while they drive. While having any car accident isn’t…
→ Read MoreAre you looking for ways to lower your car insurance rates? Did you know that your age, driving record, and even where you live can affect your rates? This article will take a closer look at the top 12 factors that impact car insurance rates and how they can affect your rates. We will also…
→ Read MoreRemember that car insurance is a business based on a certain risk-to-reward ratio. In other words, your car insurance company is rewarded by profits when it invests the money from your premiums in a number of financial vehicles. At the same time, the company risks losing all of your premium money, plus the profit it has…
→ Read MoreYou may already be aware of the fact that parking your car in a garage overnight helps reduce your car insurance rates, but did you also know that the location of your garage has an impact? While the impact is minimal, it is true nonetheless. Car insurance companies are willing to give better insurance rates on…
→ Read MoreIf you’ve put custom tires and rims on your car, and they end up being stolen, you may be wondering whether or not your car insurance will pay to replace them. The truth is, it depends on several factors including the details of your policy, whether or not you can prove you paid for the…
→ Read MoreAccidents happen occasionally, and you may have inadvertently hit another car with your door when getting in or out. You’ll want to know how to rectify the damage and may be thinking about contacting your insurance company in this case. So, what do you do if your car door hits another car and damages it?…
→ Read MoreIf you’ve been driving for any length of time, it’s quite likely you been involved in at least one accident. For most of us, accidents are minor, consisting of nothing more than a bent fender or scratched door panel. That said, there are some questions: Do you have to report every car accident to the…
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