Toyota C-HR Insurance Cost Estimate [Rates + Cheap Coverage Guide]

Auto insurance rates for a Toyota C-HR average $1,092 a year, or around $91 a month. Comprehensive, collision, and liability insurance cost around $266, $388, and $308, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Toyota C-HR insurance rates are quite a bit less than the average vehicle, in part due to its good safety ratings. Full coverage costs about $1,092 a year or $91 a month. Teens will pay around $3,991 a year or $333 a month as they’re considered to be high-risk as inexperienced drivers.

Good drivers can save up to $450 a year in policy discounts by staying safe and courteous while out on the roadways. We’re going to go over Toyota C-HR insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR car insurance rates are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Hyundai Kona, BMW X6, and Toyota RAV4.

VehicleComprehensiveCollisionLiabilityTotal
Toyota C-HR$266$470$246$1,092
Hyundai Kona$280$500$316$1,232
BMW X6$432$834$398$1,822
Toyota RAV4$280$482$390$1,310
Audi Q5$362$718$372$1,610
FIAT 500X$256$506$450$1,392
Honda HR-V$294$532$372$1,356

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

Even though the average annual rate for the Toyota C-HR is $1,092, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota C-HR.

Age of the Vehicle

Older Toyota C-HR models generally cost less to insure. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.

Model YearComprehensiveCollisionLiabilityTotal
2020 Toyota C-HR$266$470$246$1,092
2019 Toyota C-HR$254$452$258$1,074
2018 Toyota C-HR$244$448$264$1,066

Driver Age

Driver age can have a significant impact on Toyota C-HR auto insurance rates. For instance, a 30-year-old driver may pay $48 more each year for Toyota C-HR auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Jacksonville may pay $655 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Toyota C-HR car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR car insurance with violations on their driving record.

Toyota C-HR Safety Ratings

The Toyota C-HR’s safety ratings will affect your Toyota C-HR auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Toyota C-HR Crash Test Ratings

Not only do good Toyota C-HR crash test ratings mean you are better protected in a crash, but good Toyota C-HR crash ratings also mean cheaper insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Toyota C-HR 5 HB FWD5 stars5 stars5 stars4 stars
2019 Toyota C-HR 5 HB FWD5 stars5 stars5 stars4 stars
2018 Toyota C-HR 5 HB FWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Toyota C-HR Safety Features

The Toyota C-HR safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Toyota C-HR auto insurance rates. The Toyota C-HR’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, you will pay more if you purchase Toyota C-HR car insurance at the dealership, so be sure to shop around and compare Toyota C-HR car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

Save more on your Toyota C-HR car insurance rates. Take a look at the following five strategies that will get you the best Toyota C-HR auto insurance rates possible.

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Spy on Your Teen Driver
  • Buy Winter Tires for Your Toyota C-HR
  • Understand that Your Insurer Can Change Your Toyota C-HR Auto Insurance Rates Mid-Term for Other Reasons
  • Ask for a Toyota C-HR Discount If You Have College Degree or Higher

Top Toyota C-HR Insurance Companies

Who is the top car insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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