Toyota C-HR Insurance Cost Estimate [Rates + Cheap Coverage Guide]

Auto insurance rates for a Toyota C-HR average $1,092 a year, or around $91 a month. Comprehensive, collision, and liability insurance cost around $266, $388, and $308, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Toyota C-HR insurance rates are quite a bit less than the average vehicle, in part due to its good safety ratings. Full coverage costs about $1,092 a year or $91 a month. Teens will pay around $3,991 a year or $333 a month as they’re considered to be high-risk as inexperienced drivers.

Good drivers can save up to $450 a year in policy discounts by staying safe and courteous while out on the roadways. We’re going to go over Toyota C-HR insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR car insurance rates are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Hyundai Kona, BMW X6, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Hyundai Kona $280 $500 $316 $1,232
BMW X6 $432 $834 $398 $1,822
Toyota RAV4 $280 $482 $390 $1,310
Audi Q5 $362 $718 $372 $1,610
FIAT 500X $256 $506 $450 $1,392
Honda HR-V $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

Even though the average annual rate for the Toyota C-HR is $1,092, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota C-HR.

Age of the Vehicle

Older Toyota C-HR models generally cost less to insure. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant impact on Toyota C-HR auto insurance rates. For instance, a 30-year-old driver may pay $48 more each year for Toyota C-HR auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Jacksonville may pay $655 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Toyota C-HR car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR car insurance with violations on their driving record.

Toyota C-HR Safety Ratings

The Toyota C-HR’s safety ratings will affect your Toyota C-HR auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

Not only do good Toyota C-HR crash test ratings mean you are better protected in a crash, but good Toyota C-HR crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

The Toyota C-HR safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Toyota C-HR auto insurance rates. The Toyota C-HR’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, you will pay more if you purchase Toyota C-HR car insurance at the dealership, so be sure to shop around and compare Toyota C-HR car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

Save more on your Toyota C-HR car insurance rates. Take a look at the following five strategies that will get you the best Toyota C-HR auto insurance rates possible.

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Spy on Your Teen Driver
  • Buy Winter Tires for Your Toyota C-HR
  • Understand that Your Insurer Can Change Your Toyota C-HR Auto Insurance Rates Mid-Term for Other Reasons
  • Ask for a Toyota C-HR Discount If You Have College Degree or Higher

Top Toyota C-HR Insurance Companies

Who is the top car insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota C-HR Insurance Quotes Online

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