Toyota Yaris Insurance Cost [Rates + Comparison Guide]

Average car insurance rates for a Toyota Yaris cost $1,290 a year, or around $108 a month. Finding Toyota Yaris teenager insurance coverage can cost on average $4,715 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 24, 2020

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Key Takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Toyota Yaris insurance costs around $229 less per year than the average vehicle

If you’re interested in finding Toyota Yaris insurance rates that fit into your budget, you should be aware that full coverage costs an average of $1,290 a year, or $108 every month.

Good drivers can save up to $532 a year on Toyota Yaris car insurance rates in the form of policy discounts, and a liability-only policy costs around $517 a year.

Take a look through this detailed article to see how Toyota Yaris rates are determined and pick up some money-saving tips.

You can start comparing quotes for Toyota Yaris car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Yaris Insurance Cost

The average Toyota Yaris auto insurance costs are $1,290 a year or $108 a month.

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Are Toyota Yaris Expensive to Insure?

The chart below details how Toyota Yaris insurance rates compare to other hatchbacks like the Kia Soul and FIAT 500L.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
FIAT 500L $256 $478 $450 $1,364
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Yaris Insurance?

You might have noticed that there is a multitude of factors that impact Toyota Yaris car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Toyota Yaris.

Age of the Vehicle

Older Toyota Yaris models generally cost less to insure. For example, car insurance for a 2018 Toyota Yaris costs $1,290, while 2010 Toyota Yaris insurance costs are $1,094, a difference of $196.

Model Year Comprehensive Collision Liability Total
2018 Toyota Yaris $256 $478 $398 $1,290
2017 Toyota Yaris $248 $466 $416 $1,288
2016 Toyota Yaris $240 $446 $430 $1,274
2015 Toyota Yaris $226 $430 $442 $1,256
2014 Toyota Yaris $218 $400 $452 $1,228
2013 Toyota Yaris $208 $376 $456 $1,198
2012 Toyota Yaris $200 $338 $460 $1,156
2011 Toyota Yaris $188 $310 $460 $1,116
2010 Toyota Yaris $180 $292 $464 $1,094
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Driver Age

Driver age can have a significant impact on Toyota Yaris auto insurance rates. For instance, a 30-year-old driver may pay $57 more each year for Toyota Yaris auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Yaris insurance rates. For example, drivers in Los Angeles may pay $185 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Yaris auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Yaris auto insurance rates with violations on their driving record.

Toyota Yaris Safety Ratings

Your Toyota Yaris auto insurance rates are tied to the Toyota Yaris’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota Yaris Crash Test Ratings

Not only do good Toyota Yaris crash test ratings mean you are better protected in a crash, but good Toyota Yaris crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2019 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2018 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2018 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2017 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Toyota Yaris 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2017 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2016 Toyota Yaris Liftback 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2016 Toyota Yaris Liftback 3 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Yaris Safety Features

The more safety features you have on your Toyota Yaris, the more likely it is that you can earn a discount. The Toyota Yaris’ safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Yaris Insurance Loss Probability

Insurance loss probability on the Toyota Yaris fluctuates between each type of coverage. The lower percentage means lower Toyota Yaris car insurance rates; higher percentages mean higher Toyota Yaris auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive -8%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Toyota Yaris Finance and Insurance Cost

If you are financing a Toyota Yaris, most lenders will require your carry higher Toyota Yaris coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Yaris auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Toyota Yaris Insurance

There are several ways you can save even more on your Toyota Yaris car insurance rates. Take a look at the following five tips:

  • Tell Your Insurer About Different Drivers or Uses for Your Toyota Yaris
  • Spy on Your Teen Driver
  • Never Drink and Drive Your Toyota Yaris
  • Ask for a New Toyota Yaris Auto Insurance Rate Based on Your Improved Credit Score
  • Improve Your Credit Score

Top Toyota Yaris Insurance Companies

Who is the top car insurance company for Toyota Yaris insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Yaris auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Yaris offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Yaris Insurance Quotes Online

You can start comparing quotes for Toyota Yaris car insurance rates from some of the best car insurance companies by using our free online tool now.

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