Companies Offering Insurance for Classic Cars

The best classic car insurance companies are Grundy Insurance, J.C. Taylor, Geico, and Hagerty. The average classic car insurance rates are $77.40/mo.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

Rather than valuing an auto at the fair market value, classic automobiles are insured for an agreed-upon amount, taking into consideration the condition of the automobile and any restorations that have been performed to the automobile.

Agreed value allows owners of classic or antique automobiles to protect the investment in their vehicle.

There are several factors to consider in determining whether your car is a classic or collectible car.

  • First, most classic car insurance companies require that the covered vehicle is vintage or an older model, usually at least 25 years old.
  • Another thing to consider in determining whether your car is collectible is how much you have invested in the vehicle and the rarity of the auto.

Find insurance quotes for your classic car instantly with our quote tool. Just enter your ZIP now!

Who Sells Classic Car Insurance?

There are many insurance companies that offer classic car insurance. A few well-known companies that offer classic coverage include:

#1 – Geico

Geico offers classic car insurance for automobiles that qualify as “desirable vintage model automobiles” that are at least 25 years old.

#2 – Progressive/Hagerty

Progressive and Hagerty have teamed together to offer broad coverage with many conveniences for customers.

Progressive offers classic car coverage through Hagerty collector car insurance.

Hagerty collector car insurance prides itself on its broad coverage and competitive rates.

#3 – The Hartford

The Hartford offers classic car insurance with many extra conveniences for customers including:

  • 24/7 roadside assistance
  • No-drop promise with promised continued coverage subject to maintaining a valid driver’s license
  • 24/7 claims service

The Hartford defines an antique auto as a vehicle manufactured at least 25 years ago and driven primarily in parades, exhibitions, and infrequently for other reasons.

The Hartford defines a classic auto as a private passenger vehicle manufactured at least 10 years ago with a value significantly higher than the average value of autos of similar make, model and year.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Additional Companies that Provide Classic Car Coverage

If you would like to have a smaller company provide classic car coverage, there are other options. A few other companies that specialize in classic car insurance include:

#1 – Grundy Insurance

Grundy Insurance offers special coverage for collectible automobiles under one of its divisions.

Grundy Insurance offers coverage for collectible automobiles under its Special Client Services division.

#2 – J.C. Taylor

J.C. Taylor offers insurance policies for both antique automobiles and specialty modified automobiles.

J.C. Taylor prides itself on its experience and involvement with national and regional automobile clubs.

#3 – American Collectors Insurance

Rated by 99 percent of its customers as being very good to excellent, American Collectors prides itself on customer satisfaction.

#4 – Northeast Classic Car Insurance

Northeast Classic Car Insurance offers flexible choices for classic car insurance policies, including plans which cover autos driven from 1,000 to 6,000 miles per year.

The company does not have any limitation on age and will ensure vehicles made from 1900 until the present year.

#5 – Leland West

Leland West provides classic car insurance coverage with an agreed value and no deductible.

The company offers unlimited mileage and commuting options.

Policyholders also have the option of placing limits on mileage for extra savings.

Classic Car Insurance


Although there are many options when it comes to classic car insurance, each company offers unique benefits.

The information above can be used as a guide to help you find the insurance provider that is the perfect fit for you.

Enter your ZIP code and you will receive competitive car insurance quotes.



Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption