Can car insurance companies check police records?

Car insurance companies can access police reports from the DMV to investigate claims and determine insurance rates. Read on to learn the exact effects of a police report on insurance rates.

UPDATED: Oct 20, 2022Fact Checked

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Rick Musson

Police Sergeant

Rick Musson began his law enforcement career in Bozeman, Montana, shortly after completing his Bachelor’s Degree in Criminal Justice. He has served many roles in the department, including as a traffic officer, senior crash investigator, detective, field training officer, firearms instructor, and currently the training sergeant. For the past 15 years, he has been on the SWAT team and currently...

Police Sergeant

Joel Ohman

Founder & CFP®

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Founder & CFP®

UPDATED: Oct 20, 2022

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UPDATED: Oct 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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