Compare Beltsville, MD Car Insurance Rates (2021)

Car insurance in Beltsville, MD averages $451 a month. Beltsville, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Beltsville car insurance rates, compare quotes from the top car insurance companies in Beltsville, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beltsville, MD are $5,409/year
  • Average car insurance rates in Beltsville, MD after a DUI are $6,359/year
  • The cheapest car insurance company in Beltsville is Nationwide

If you need to buy Beltsville, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Beltsville, MD is right here.

You’ll find Beltsville car insurance rates, the cheapest Beltsville, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Beltsville, Maryland car insurance rates to Salisbury car insurance rates, Annapolis car insurance rates, and College Park car insurance rates.

Ready to find affordable Beltsville, MD car insurance today? Enter your ZIP code for fast, free Beltsville car insurance quotes.

Cheapest Beltsville, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beltsville, MD car insurance rates? Every Beltsville, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beltsville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $3,824 $3,850 $3,945 $12,016 $14,119 $3,578 $3,605
GEICO $2,871 $3,144 $3,264 $3,778 $8,640 $9,807 $2,456 $2,576
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,153 $2,161 $1,946 $2,004 $5,037 $6,627 $2,492 $2,684
Progressive $3,012 $2,698 $2,610 $2,673 $10,983 $12,007 $3,509 $3,413
State Farm $2,934 $2,934 $2,707 $2,707 $8,865 $11,307 $3,281 $3,691
USAA $2,281 $2,239 $2,134 $2,125 $5,093 $6,005 $2,625 $2,928

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Minimum Car Insurance in Beltsville, MD

Every driver must carry the minimum car insurance in Beltsville, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Beltsville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Beltsville, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beltsville, MD. Compare credit history car insurance rates in Beltsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beltsville, Maryland

Insurance Company Poor Fair Good
Allstate $7,936 $5,533 $4,887
GEICO $5,179 $4,287 $4,235
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $4,016 $2,836 $2,562
Progressive $6,428 $4,850 $4,062
State Farm $7,026 $4,169 $3,215
USAA $4,242 $2,907 $2,388

Cheapest Beltsville, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beltsville, MD to rates for a clean record with top companies.

Annual Beltsville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,403 $7,224 $5,403 $6,444
GEICO $3,236 $5,048 $6,138 $3,846
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,760 $3,709 $2,953 $3,130
Progressive $4,350 $5,812 $5,273 $5,017
State Farm $4,299 $5,420 $4,747 $4,747
USAA $2,496 $3,066 $4,465 $2,688

Cheapest Beltsville, MD Car Insurance for Teen Drivers

Teen car insurance in Beltsville, MD can be expensive. Take a look at rates from the top car insurance companies in Beltsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beltsville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,016 $14,119
GEICO $8,640 $9,807
Liberty Mutual $15,242 $22,580
Nationwide $5,037 $6,627
Progressive $10,983 $12,007
State Farm $8,865 $11,307
USAA $5,093 $6,005

Cheapest Beltsville, MD Car Insurance for Seniors

Take a look at Beltsville, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beltsville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,850 $3,945
GEICO $3,264 $3,778
Liberty Mutual $7,771 $7,771
Nationwide $1,946 $2,004
Progressive $2,610 $2,673
State Farm $2,707 $2,707
USAA $2,134 $2,125

Cheapest Beltsville, MD Car Insurance Rates After a DUI

A DUI in Beltsville, MD increases car insurance rates. Compare Beltsville, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beltsville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,403
GEICO $6,138
Liberty Mutual $15,533
Nationwide $2,953
Progressive $5,273
State Farm $4,747
USAA $4,465

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Cheapest Beltsville, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beltsville, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beltsville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,031 $6,206
GEICO $4,489 $4,645
Liberty Mutual $10,649 $11,233
Nationwide $3,138 $3,138
Progressive $5,113 $5,113
State Farm $4,676 $4,930
USAA $3,080 $3,278

The Best Cheap Car Insurance Companies in Beltsville, MD

Take a look at a side-by-side comparison of the top car insurance companies in Beltsville, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beltsville, Maryland

Insurance Company Average Annual Rates
Allstate $6,119
GEICO $4,567
Liberty Mutual $10,941
Nationwide $3,138
Progressive $5,113
State Farm $4,803
USAA $3,179

Category Winners: Cheapest Car Insurance in Beltsville, Maryland

Find the cheapest car insurance companies in Beltsville, MD for each category right here.

Best Annual Car Insurance Rates by Company in Beltsville, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Beltsville, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beltsville car insurance rates. Find the cheapest Beltsville, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beltsville, Maryland

Insurance Company Low Medium High
Allstate $5,932 $6,067 $6,357
GEICO $4,397 $4,536 $4,768
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $3,006 $3,148 $3,259
Progressive $4,858 $5,112 $5,369
State Farm $4,542 $4,817 $5,051
USAA $3,008 $3,189 $3,339

What affects car insurance rates in Beltsville, Maryland?

What factors can have an impact on Beltsville, MD car insurance? There are several reasons why Beltsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beltsville, Maryland.

Commute Time in Beltsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Beltsville, MD is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Beltsville, MD

Ready to find affordable Beltsville, Maryland car insurance today? Enter your ZIP code for fast, free Beltsville, MD car insurance quotes.

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