Compare Cheboygan, MI Car Insurance Rates (2022)

Car insurance in Cheboygan, MI averages $789 a month. Cheboygan, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cheboygan car insurance rates, compare quotes from the top car insurance companies in Cheboygan, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest car insurance company in Cheboygan for teen drivers is USAA
  • The cheapest car insurance company in Cheboygan is USAA
  • Average car insurance rates in Cheboygan, MI are $9,465/year

If you need to buy Cheboygan, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cheboygan, MI is right here.

You’ll find Cheboygan car insurance rates, the cheapest Cheboygan, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cheboygan, Michigan car insurance rates to Ann Arbor car insurance rates, Livonia car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Cheboygan, MI car insurance today? Enter your ZIP code for fast, free Cheboygan car insurance quotes.

Cheapest Cheboygan, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cheboygan, MI car insurance rates? Every Cheboygan, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheboygan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,394 $3,394 $3,166 $3,166 $7,611 $7,611 $3,804 $3,804
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $2,790 $2,613 $2,467 $2,733 $10,129 $10,846 $3,250 $3,043
State Farm $6,445 $6,445 $5,968 $5,968 $22,400 $22,400 $7,559 $7,559
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,287 $2,184 $2,150 $2,046 $5,446 $5,207 $2,786 $2,696

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Minimum Car Insurance in Cheboygan, MI

Every driver must carry the minimum car insurance in Cheboygan, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Cheboygan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cheboygan, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cheboygan, MI. Compare credit history car insurance rates in Cheboygan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cheboygan, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,866 $3,952 $3,663
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,486 $6,332 $5,361
Progressive $5,452 $4,596 $4,154
State Farm $17,170 $8,697 $5,913
Travelers $8,534 $8,275 $8,170
USAA $4,619 $2,649 $2,033

Cheapest Cheboygan, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheboygan, MI to rates for a clean record with top companies.

Annual Cheboygan, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,787 $4,811 $4,744 $4,633
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,029 $5,259 $4,735 $4,913
State Farm $6,774 $8,103 $17,401 $10,095
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,504 $3,103 $4,068 $2,726

Cheapest Cheboygan, MI Car Insurance for Teen Drivers

Teen car insurance in Cheboygan, MI can be expensive. Take a look at rates from the top car insurance companies in Cheboygan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cheboygan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,611 $7,611
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,461 $12,461
Progressive $10,129 $10,846
State Farm $22,400 $22,400
Travelers $16,861 $16,861
USAA $5,446 $5,207

Cheapest Cheboygan, MI Car Insurance for Seniors

Take a look at Cheboygan, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cheboygan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,166 $3,166
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,311 $4,311
Progressive $2,467 $2,733
State Farm $5,968 $5,968
Travelers $4,792 $4,792
USAA $2,150 $2,046

Cheapest Cheboygan, MI Car Insurance Rates After a DUI

A DUI in Cheboygan, MI increases car insurance rates. Compare Cheboygan, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cheboygan, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,265
Farmers $4,744
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,993
Progressive $4,735
State Farm $17,401
Travelers $12,908
USAA $4,068

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Cheapest Cheboygan, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cheboygan, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cheboygan, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,494 $4,494
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,726 $6,726
Progressive $4,734 $4,734
State Farm $10,309 $10,877
Travelers $8,279 $8,375
USAA $3,065 $3,135

The Best Cheap Car Insurance Companies in Cheboygan, MI

Take a look at a side-by-side comparison of the top car insurance companies in Cheboygan, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cheboygan, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,494
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,726
Progressive $4,734
State Farm $10,593
Travelers $8,327
USAA $3,100

Category Winners: Cheapest Car Insurance in Cheboygan, Michigan

Find the cheapest car insurance companies in Cheboygan, MI for each category right here.

Best Annual Car Insurance Rates by Company in Cheboygan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cheboygan, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cheboygan car insurance rates. Find the cheapest Cheboygan, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cheboygan, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,371 $4,483 $4,626
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $7,083 $6,602 $6,494
Progressive $4,592 $4,740 $4,870
State Farm $10,074 $10,657 $11,049
Travelers $8,241 $8,334 $8,405
USAA $3,006 $3,107 $3,187

What affects car insurance rates in Cheboygan, Michigan?

What factors can have an impact on Cheboygan, MI car insurance? There are several reasons why Cheboygan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheboygan, Michigan.

Car Theft in Cheboygan

High levels of vehicle theft can make car insurance more expensive. Cheboygan, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Cheboygan

The more time you spend in your car the higher the risk of an accident. The average commute length in Cheboygan, MI is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cheboygan, MI

Ready to find affordable Cheboygan, Michigan car insurance today? Enter your ZIP code for fast, free Cheboygan, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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