Compare Florala, AL Car Insurance Rates (2022)

Car insurance in Florala, AL averages $284 a month. Florala, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Florala car insurance rates, compare quotes from the top car insurance companies in Florala, AL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Florala, AL after a DUI are $3,893/year
  • Average car insurance rates in Florala, AL are $3,405/year
  • The cheapest car insurance company in Florala is USAA

If you need to buy Florala, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Florala, AL is right here.

You’ll find Florala car insurance rates, the cheapest Florala, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Florala, Alabama car insurance rates to Tuscaloosa car insurance rates, Mobile car insurance rates, and Auburn car insurance rates.

Ready to find affordable Florala, AL car insurance today? Enter your ZIP code for fast, free Florala car insurance quotes.

Cheapest Florala, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florala, AL car insurance rates? Every Florala, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florala, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,899 $1,826 $1,702 $1,737 $6,215 $6,674 $2,166 $2,228
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,114 $3,367 $2,558 $2,861 $11,026 $12,259 $3,323 $3,548
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,046 $1,928 $1,673 $1,788 $8,098 $9,035 $2,391 $2,530
State Farm $2,511 $2,511 $2,248 $2,248 $7,251 $9,105 $2,828 $3,249
Travelers $1,562 $1,588 $1,458 $1,454 $8,183 $12,804 $1,481 $1,717
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

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Minimum Car Insurance in Florala, AL

Every driver must carry the minimum car insurance in Florala, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Florala, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Florala, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florala, AL. Compare credit history car insurance rates in Florala from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florala, Alabama

Insurance Company Poor Fair Good
Allstate $3,792 $2,958 $2,418
Farmers $4,184 $3,601 $3,412
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,540 $4,610 $3,621
Nationwide $3,073 $2,400 $2,171
Progressive $4,181 $3,562 $3,316
State Farm $6,469 $3,280 $2,232
Travelers $4,127 $3,574 $3,641
USAA $2,616 $1,700 $1,517

Cheapest Florala, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florala, AL to rates for a clean record with top companies.

Annual Florala, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $3,074 $3,580 $2,940
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,124 $5,732 $5,620 $5,552
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,341 $4,171 $3,564 $3,668
State Farm $3,628 $4,440 $3,953 $3,953
Travelers $3,149 $3,306 $4,827 $3,841
USAA $1,498 $1,873 $2,786 $1,621

Cheapest Florala, AL Car Insurance for Teen Drivers

Teen car insurance in Florala, AL can be expensive. Take a look at rates from the top car insurance companies in Florala for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florala, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,215 $6,674
Farmers $8,193 $8,430
GEICO $4,936 $4,820
Liberty Mutual $11,026 $12,259
Nationwide $4,358 $5,617
Progressive $8,098 $9,035
State Farm $7,251 $9,105
Travelers $8,183 $12,804
USAA $3,557 $3,951

Cheapest Florala, AL Car Insurance for Seniors

Take a look at Florala, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florala, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,737
Farmers $1,919 $2,032
GEICO $1,817 $1,864
Liberty Mutual $2,558 $2,861
Nationwide $1,527 $1,581
Progressive $1,673 $1,788
State Farm $2,248 $2,248
Travelers $1,458 $1,454
USAA $1,141 $1,125

Cheapest Florala, AL Car Insurance Rates After a DUI

A DUI in Florala, AL increases car insurance rates. Compare Florala, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florala, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,580
Farmers $3,958
GEICO $3,506
Liberty Mutual $5,620
Nationwide $3,241
Progressive $3,564
State Farm $3,953
Travelers $4,827
USAA $2,786

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Cheapest Florala, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florala, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florala, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,056
Farmers $3,732 $3,732
GEICO $2,594 $2,694
Liberty Mutual $5,257 $5,257
Nationwide $2,548 $2,548
Progressive $3,686 $3,686
State Farm $3,899 $4,089
Travelers $3,781 $3,781
USAA $1,856 $2,033

The Best Cheap Car Insurance Companies in Florala, AL

Take a look at a side-by-side comparison of the top car insurance companies in Florala, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florala, Alabama

Insurance Company Average Annual Rates
Allstate $3,056
Farmers $3,732
GEICO $2,644
Liberty Mutual $5,257
Nationwide $2,548
Progressive $3,686
State Farm $3,994
Travelers $3,781
USAA $1,944

Category Winners: Cheapest Car Insurance in Florala, Alabama

Find the cheapest car insurance companies in Florala, AL for each category right here.

Best Annual Car Insurance Rates by Company in Florala, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Florala, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florala car insurance rates. Find the cheapest Florala, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florala, Alabama

Insurance Company Low Medium High
Allstate $2,964 $3,052 $3,151
Farmers $3,546 $3,690 $3,960
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,030 $5,234 $5,508
Nationwide $2,529 $2,526 $2,589
Progressive $3,324 $3,663 $4,071
State Farm $3,795 $3,987 $4,199
Travelers $3,617 $3,856 $3,869
USAA $1,874 $1,934 $2,025

What affects car insurance rates in Florala, Alabama?

What factors can have an impact on Florala, AL car insurance? There are several reasons why Florala car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florala, Alabama.

Commute Time in Florala

The more time you spend in your car the higher the risk of an accident. The average commute length in Florala, AL is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Florala, AL

Ready to find affordable Florala, Alabama car insurance today? Enter your ZIP code for fast, free Florala, AL car insurance quotes.

Free Car Insurance Comparison

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