Compare Grand Island, NE Car Insurance Rates (2021)

Car insurance in Grand Island, NE averages $263 a month. Grand Island, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grand Island car insurance rates, compare quotes from the top car insurance companies in Grand Island, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grand Island, NE after a DUI are $3,674/year
  • The cheapest car insurance company in Grand Island for teen drivers is American Family
  • Average car insurance rates in Grand Island, NE are $3,155/year

If you need to buy Grand Island, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Island, NE is right here.

You’ll find Grand Island car insurance rates, the cheapest Grand Island, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Grand Island, Nebraska car insurance rates to Fremont car insurance rates, Hastings car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Grand Island, NE car insurance today? Enter your ZIP code for fast, free Grand Island car insurance quotes.

Cheapest Grand Island, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Island, NE car insurance rates? Every Grand Island, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Island, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,599 $1,599 $1,460 $1,460 $2,701 $4,001 $1,564 $1,696
Farmers $2,145 $2,128 $1,920 $2,030 $8,437 $8,680 $2,431 $2,534
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $2,994 $3,249 $2,366 $2,879 $12,898 $14,496 $3,139 $3,477
Nationwide $1,738 $1,790 $1,560 $1,665 $4,129 $5,131 $2,017 $2,180
Progressive $1,814 $1,741 $1,491 $1,553 $7,196 $8,095 $2,167 $2,319
State Farm $1,428 $1,428 $1,264 $1,264 $4,042 $5,127 $1,581 $1,792
USAA $1,403 $1,400 $1,276 $1,314 $4,408 $5,283 $1,816 $2,027

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Minimum Car Insurance in Grand Island, NE

Every driver must carry the minimum car insurance in Grand Island, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Island, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grand Island, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Island, NE. Compare credit history car insurance rates in Grand Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Island, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,695 $1,838 $1,497
Farmers $4,335 $3,602 $3,427
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,207 $4,958 $3,897
Nationwide $3,028 $2,424 $2,127
Progressive $3,769 $3,180 $2,941
State Farm $3,254 $1,952 $1,516
USAA $3,153 $2,133 $1,811

Cheapest Grand Island, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Island, NE to rates for a clean record with top companies.

Annual Grand Island, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,964 $2,148 $1,964 $1,964
Farmers $3,199 $4,115 $4,013 $3,825
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $4,877 $5,747 $6,230 $5,894
Nationwide $1,805 $2,591 $3,670 $2,039
Progressive $2,799 $4,125 $3,132 $3,132
State Farm $2,069 $2,413 $2,241 $2,241
USAA $1,795 $2,260 $3,375 $2,033

Cheapest Grand Island, NE Car Insurance for Teen Drivers

Teen car insurance in Grand Island, NE can be expensive. Take a look at rates from the top car insurance companies in Grand Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Island, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,701 $4,001
Farmers $8,437 $8,680
GEICO $6,043 $7,918
Liberty Mutual $12,898 $14,496
Nationwide $4,129 $5,131
Progressive $7,196 $8,095
State Farm $4,042 $5,127
USAA $4,408 $5,283

Cheapest Grand Island, NE Car Insurance for Seniors

Take a look at Grand Island, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Island, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,460 $1,460
Farmers $1,920 $2,030
GEICO $2,841 $2,734
Liberty Mutual $2,366 $2,879
Nationwide $1,560 $1,665
Progressive $1,491 $1,553
State Farm $1,264 $1,264
USAA $1,276 $1,314

Cheapest Grand Island, NE Car Insurance Rates After a DUI

A DUI in Grand Island, NE increases car insurance rates. Compare Grand Island, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Island, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,152
American Family $1,964
Farmers $4,013
GEICO $5,286
Liberty Mutual $6,230
Nationwide $3,670
Progressive $3,132
State Farm $2,241
USAA $3,375

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Cheapest Grand Island, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Island, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Island, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,673 $2,673
American Family $1,994 $2,026
Farmers $3,788 $3,788
GEICO $3,746 $3,863
Liberty Mutual $5,687 $5,687
Nationwide $2,526 $2,526
Progressive $3,297 $3,297
State Farm $2,184 $2,297
USAA $2,338 $2,393

The Best Cheap Car Insurance Companies in Grand Island, NE

Take a look at a side-by-side comparison of the top car insurance companies in Grand Island, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Island, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,010
Farmers $3,788
GEICO $3,805
Liberty Mutual $5,687
Nationwide $2,526
Progressive $3,297
State Farm $2,241
USAA $2,366

Category Winners: Cheapest Car Insurance in Grand Island, Nebraska

Find the cheapest car insurance companies in Grand Island, NE for each category right here.

Best Annual Car Insurance Rates by Company in Grand Island, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Grand Island, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Island car insurance rates. Find the cheapest Grand Island, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Island, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $1,989 $2,069 $1,972
Farmers $3,620 $3,732 $4,012
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,525 $5,656 $5,882
Nationwide $2,563 $2,519 $2,497
Progressive $3,135 $3,288 $3,468
State Farm $2,143 $2,237 $2,342
USAA $2,293 $2,363 $2,442

What affects car insurance rates in Grand Island, Nebraska?

What factors can have an impact on Grand Island, NE car insurance? There are several reasons why Grand Island car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Island, Nebraska.

Commute Time in Grand Island

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Island, NE is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Grand Island, NE

Ready to find affordable Grand Island, Nebraska car insurance today? Enter your ZIP code for fast, free Grand Island, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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