Compare Hanover, MD Car Insurance Rates (2021)

Car insurance in Hanover, MD averages $415 a month. Hanover, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Hanover car insurance rates, compare quotes from the top car insurance companies in Hanover, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hanover, MD are $4,984/year
  • The cheapest car insurance company in Hanover for teen drivers is USAA
  • The cheapest car insurance company in Hanover is USAA

If you need to buy Hanover, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Hanover, MD is right here.

You’ll find Hanover car insurance rates, the cheapest Hanover, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Hanover, Maryland car insurance rates to Frederick car insurance rates, Baltimore car insurance rates, and Laurel car insurance rates.

Ready to find affordable Hanover, MD car insurance today? Enter your ZIP code for fast, free Hanover car insurance quotes.

Cheapest Hanover, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hanover, MD car insurance rates? Every Hanover, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hanover, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,890 $3,717 $3,734 $3,832 $11,771 $13,864 $3,482 $3,514
GEICO $2,660 $2,915 $3,041 $3,523 $8,062 $9,149 $2,278 $2,384
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,046 $2,050 $1,852 $1,904 $4,821 $6,329 $2,372 $2,550
Progressive $2,330 $2,093 $2,032 $2,079 $8,293 $9,027 $2,698 $2,613
State Farm $2,348 $2,348 $2,166 $2,166 $7,561 $9,699 $2,629 $2,968
USAA $2,050 $2,011 $1,917 $1,908 $4,565 $5,383 $2,354 $2,622

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Minimum Car Insurance in Hanover, MD

Every driver must carry the minimum car insurance in Hanover, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Hanover, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hanover, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hanover, MD. Compare credit history car insurance rates in Hanover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hanover, Maryland

Insurance Company Poor Fair Good
Allstate $7,752 $5,402 $4,773
GEICO $4,820 $3,991 $3,943
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $3,821 $2,705 $2,446
Progressive $4,915 $3,687 $3,086
State Farm $5,836 $3,458 $2,664
USAA $3,800 $2,609 $2,146

Cheapest Hanover, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hanover, MD to rates for a clean record with top companies.

Annual Hanover, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,271 $7,061 $5,271 $6,298
GEICO $3,007 $4,699 $5,734 $3,566
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,632 $3,532 $2,816 $2,983
Progressive $3,327 $4,413 $4,017 $3,826
State Farm $3,566 $4,498 $3,939 $3,939
USAA $2,241 $2,753 $3,999 $2,413

Cheapest Hanover, MD Car Insurance for Teen Drivers

Teen car insurance in Hanover, MD can be expensive. Take a look at rates from the top car insurance companies in Hanover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hanover, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,771 $13,864
GEICO $8,062 $9,149
Liberty Mutual $15,242 $22,580
Nationwide $4,821 $6,329
Progressive $8,293 $9,027
State Farm $7,561 $9,699
USAA $4,565 $5,383

Cheapest Hanover, MD Car Insurance for Seniors

Take a look at Hanover, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hanover, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,734 $3,832
GEICO $3,041 $3,523
Liberty Mutual $7,771 $7,771
Nationwide $1,852 $1,904
Progressive $2,032 $2,079
State Farm $2,166 $2,166
USAA $1,917 $1,908

Cheapest Hanover, MD Car Insurance Rates After a DUI

A DUI in Hanover, MD increases car insurance rates. Compare Hanover, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hanover, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,271
GEICO $5,734
Liberty Mutual $15,533
Nationwide $2,816
Progressive $4,017
State Farm $3,939
USAA $3,999

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Cheapest Hanover, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hanover, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hanover, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $6,061
GEICO $4,181 $4,322
Liberty Mutual $10,649 $11,233
Nationwide $2,991 $2,991
Progressive $3,896 $3,896
State Farm $3,884 $4,087
USAA $2,763 $2,940

The Best Cheap Car Insurance Companies in Hanover, MD

Take a look at a side-by-side comparison of the top car insurance companies in Hanover, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hanover, Maryland

Insurance Company Average Annual Rates
Allstate $5,975
GEICO $4,251
Liberty Mutual $10,941
Nationwide $2,991
Progressive $3,896
State Farm $3,986
USAA $2,851

Category Winners: Cheapest Car Insurance in Hanover, Maryland

Find the cheapest car insurance companies in Hanover, MD for each category right here.

Best Annual Car Insurance Rates by Company in Hanover, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Hanover, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hanover car insurance rates. Find the cheapest Hanover, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hanover, Maryland

Insurance Company Low Medium High
Allstate $5,806 $5,932 $6,188
GEICO $4,088 $4,223 $4,443
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $2,860 $3,000 $3,112
Progressive $3,711 $3,896 $4,080
State Farm $3,769 $3,999 $4,189
USAA $2,701 $2,861 $2,992

What affects car insurance rates in Hanover, Maryland?

What factors can have an impact on Hanover, MD car insurance? There are several reasons why Hanover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hanover, Maryland.

Car Theft in Hanover

High levels of vehicle theft can make car insurance more expensive. Hanover, MD car theft statistics from the FBI indicate 4 vehicle thefts a year.

Traffic in Hanover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hanover, MD traffic data from INRIX ranks Hanover as the 135th-most congested in the world.

Compare Car Insurance Quotes in Hanover, MD

Ready to find affordable Hanover, Maryland car insurance today? Enter your ZIP code for fast, free Hanover, MD car insurance quotes.

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