Compare Norfolk, NE Car Insurance Rates (2021)

Car insurance in Norfolk, NE averages $271 a month. Norfolk, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Norfolk car insurance rates, compare quotes from the top car insurance companies in Norfolk, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Norfolk, NE are $3,248/year
  • Average car insurance rates in Norfolk, NE after a DUI are $3,780/year
  • The cheapest car insurance company in Norfolk is American Family

If you need to buy Norfolk, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Norfolk, NE is right here.

You’ll find Norfolk car insurance rates, the cheapest Norfolk, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Norfolk, Nebraska car insurance rates to Bellevue car insurance rates, Norfolk car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Norfolk, NE car insurance today? Enter your ZIP code for fast, free Norfolk car insurance quotes.

Cheapest Norfolk, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Norfolk, NE car insurance rates? Every Norfolk, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Norfolk, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,903 $1,792 $1,807 $5,699 $5,989 $2,233 $2,271
American Family $1,691 $1,691 $1,545 $1,545 $2,877 $4,280 $1,654 $1,796
Farmers $2,234 $2,221 $2,004 $2,114 $8,559 $8,806 $2,529 $2,643
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,201 $3,470 $2,528 $3,075 $14,053 $15,786 $3,352 $3,712
Nationwide $1,815 $1,873 $1,625 $1,739 $4,226 $5,269 $2,095 $2,267
Progressive $1,803 $1,727 $1,483 $1,546 $7,191 $8,082 $2,152 $2,300
State Farm $1,380 $1,380 $1,217 $1,217 $3,829 $4,870 $1,526 $1,728
USAA $1,337 $1,334 $1,214 $1,252 $4,176 $5,009 $1,729 $1,930

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Minimum Car Insurance in Norfolk, NE

Every driver must carry the minimum car insurance in Norfolk, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Norfolk, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Norfolk, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Norfolk, NE. Compare credit history car insurance rates in Norfolk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Norfolk, Nebraska

Insurance Company Poor Fair Good
Allstate $3,675 $2,798 $2,414
American Family $2,868 $1,951 $1,587
Farmers $4,460 $3,693 $3,514
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,870 $5,362 $4,210
Nationwide $3,139 $2,503 $2,199
Progressive $3,754 $3,170 $2,933
State Farm $3,113 $1,868 $1,450
USAA $2,996 $2,027 $1,720

Cheapest Norfolk, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Norfolk, NE to rates for a clean record with top companies.

Annual Norfolk, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,563 $2,899 $3,514 $2,874
American Family $2,089 $2,273 $2,089 $2,089
Farmers $3,289 $4,218 $4,115 $3,933
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,267 $6,215 $6,733 $6,373
Nationwide $1,857 $2,679 $3,815 $2,103
Progressive $2,789 $4,112 $3,121 $3,119
State Farm $1,985 $2,303 $2,144 $2,144
USAA $1,707 $2,147 $3,204 $1,933

Cheapest Norfolk, NE Car Insurance for Teen Drivers

Teen car insurance in Norfolk, NE can be expensive. Take a look at rates from the top car insurance companies in Norfolk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Norfolk, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,699 $5,989
American Family $2,877 $4,280
Farmers $8,559 $8,806
GEICO $6,043 $7,918
Liberty Mutual $14,053 $15,786
Nationwide $4,226 $5,269
Progressive $7,191 $8,082
State Farm $3,829 $4,870
USAA $4,176 $5,009

Cheapest Norfolk, NE Car Insurance for Seniors

Take a look at Norfolk, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Norfolk, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,792 $1,807
American Family $1,545 $1,545
Farmers $2,004 $2,114
GEICO $2,841 $2,734
Liberty Mutual $2,528 $3,075
Nationwide $1,625 $1,739
Progressive $1,483 $1,546
State Farm $1,217 $1,217
USAA $1,214 $1,252

Cheapest Norfolk, NE Car Insurance Rates After a DUI

A DUI in Norfolk, NE increases car insurance rates. Compare Norfolk, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Norfolk, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,514
American Family $2,089
Farmers $4,115
GEICO $5,286
Liberty Mutual $6,733
Nationwide $3,815
Progressive $3,121
State Farm $2,144
USAA $3,204

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Cheapest Norfolk, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Norfolk, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Norfolk, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,962 $2,962
American Family $2,118 $2,152
Farmers $3,889 $3,889
GEICO $3,746 $3,863
Liberty Mutual $6,147 $6,147
Nationwide $2,614 $2,614
Progressive $3,285 $3,285
State Farm $2,089 $2,198
USAA $2,222 $2,274

The Best Cheap Car Insurance Companies in Norfolk, NE

Take a look at a side-by-side comparison of the top car insurance companies in Norfolk, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Norfolk, Nebraska

Insurance Company Average Annual Rates
Allstate $2,962
American Family $2,135
Farmers $3,889
GEICO $3,805
Liberty Mutual $6,147
Nationwide $2,614
Progressive $3,285
State Farm $2,144
USAA $2,248

Category Winners: Cheapest Car Insurance in Norfolk, Nebraska

Find the cheapest car insurance companies in Norfolk, NE for each category right here.

Best Annual Car Insurance Rates by Company in Norfolk, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Norfolk, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Norfolk car insurance rates. Find the cheapest Norfolk, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Norfolk, Nebraska

Insurance Company Low Medium High
Allstate $2,867 $2,956 $3,064
American Family $2,113 $2,198 $2,093
Farmers $3,724 $3,834 $4,108
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,973 $6,113 $6,355
Nationwide $2,662 $2,604 $2,575
Progressive $3,123 $3,276 $3,458
State Farm $2,052 $2,140 $2,239
USAA $2,179 $2,244 $2,320

What affects car insurance rates in Norfolk, Nebraska?

What factors can have an impact on Norfolk, NE car insurance? There are several reasons why Norfolk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Norfolk, Nebraska.

Commute Time in Norfolk

The more time you spend in your car the higher the risk of an accident. The average commute length in Norfolk, NE is 12.6 minutes according to City-Data.

Traffic in Norfolk

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Norfolk, NE traffic data from INRIX ranks Norfolk as the 498th-most congested in the world.

Compare Car Insurance Quotes in Norfolk, NE

Ready to find affordable Norfolk, Nebraska car insurance today? Enter your ZIP code for fast, free Norfolk, NE car insurance quotes.

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