Compare Portsmouth, NH Car Insurance Rates (2021)

Car insurance in Portsmouth, NH averages $254 a month. Portsmouth, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Portsmouth car insurance rates, compare quotes from the top car insurance companies in Portsmouth, NH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Portsmouth, NH after a DUI are $3,523/year
  • Average car insurance rates in Portsmouth, NH are $3,046/year
  • The cheapest car insurance company in Portsmouth for teen drivers is GEICO

If you need to buy Portsmouth, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Portsmouth, NH is right here.

You’ll find Portsmouth car insurance rates, the cheapest Portsmouth, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Portsmouth, New Hampshire car insurance rates to Keene car insurance rates, Claremont car insurance rates, and Dover car insurance rates.

Ready to find affordable Portsmouth, NH car insurance today? Enter your ZIP code for fast, free Portsmouth car insurance quotes.

Cheapest Portsmouth, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portsmouth, NH car insurance rates? Every Portsmouth, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portsmouth, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,144 $2,296 $2,210 $2,439 $4,109 $5,201 $2,301 $2,460
GEICO $1,009 $996 $902 $902 $2,456 $3,397 $1,050 $1,575
Liberty Mutual $4,471 $4,829 $3,648 $4,104 $16,423 $18,218 $4,700 $4,961
Nationwide $1,630 $1,653 $1,469 $1,542 $4,524 $5,748 $1,875 $2,013
Progressive $1,380 $1,256 $1,203 $1,213 $6,423 $7,089 $1,628 $1,633
State Farm $1,318 $1,318 $1,204 $1,204 $3,984 $4,938 $1,472 $1,673
USAA $940 $921 $880 $881 $3,965 $4,366 $1,175 $1,285

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Portsmouth, NH

Every driver must carry the minimum car insurance in Portsmouth, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Portsmouth, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Portsmouth, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portsmouth, NH. Compare credit history car insurance rates in Portsmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portsmouth, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,570 $2,632 $2,483
GEICO $1,816 $1,491 $1,300
Liberty Mutual $10,988 $6,743 $5,277
Nationwide $2,976 $2,442 $2,252
Progressive $3,024 $2,662 $2,498
State Farm $3,027 $1,886 $1,504
USAA $2,437 $1,610 $1,358

Cheapest Portsmouth, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portsmouth, NH to rates for a clean record with top companies.

Annual Portsmouth, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,454 $3,271 $3,051 $2,803
GEICO $1,364 $1,512 $1,902 $1,364
Liberty Mutual $4,819 $8,718 $8,925 $8,215
Nationwide $1,964 $2,732 $3,346 $2,184
Progressive $2,344 $3,239 $2,583 $2,747
State Farm $1,967 $2,109 $2,514 $1,967
USAA $1,388 $1,868 $2,337 $1,613

Cheapest Portsmouth, NH Car Insurance for Teen Drivers

Teen car insurance in Portsmouth, NH can be expensive. Take a look at rates from the top car insurance companies in Portsmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portsmouth, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,109 $5,201
GEICO $2,456 $3,397
Liberty Mutual $16,423 $18,218
Nationwide $4,524 $5,748
Progressive $6,423 $7,089
State Farm $3,984 $4,938
USAA $3,965 $4,366

Cheapest Portsmouth, NH Car Insurance for Seniors

Take a look at Portsmouth, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portsmouth, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,210 $2,439
GEICO $902 $902
Liberty Mutual $3,648 $4,104
Nationwide $1,469 $1,542
Progressive $1,203 $1,213
State Farm $1,204 $1,204
USAA $880 $881

Cheapest Portsmouth, NH Car Insurance Rates After a DUI

A DUI in Portsmouth, NH increases car insurance rates. Compare Portsmouth, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portsmouth, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,051
GEICO $1,902
Liberty Mutual $8,925
Nationwide $3,346
Progressive $2,583
State Farm $2,514
USAA $2,337

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Portsmouth, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portsmouth, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portsmouth, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,855 $2,935
GEICO $1,523 $1,549
Liberty Mutual $7,669 $7,669
Nationwide $2,557 $2,557
Progressive $2,728 $2,728
State Farm $2,090 $2,188
USAA $1,783 $1,820

The Best Cheap Car Insurance Companies in Portsmouth, NH

Take a look at a side-by-side comparison of the top car insurance companies in Portsmouth, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portsmouth, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,895
GEICO $1,536
Liberty Mutual $7,669
Nationwide $2,557
Progressive $2,728
State Farm $2,139
USAA $1,802

Category Winners: Cheapest Car Insurance in Portsmouth, New Hampshire

Find the cheapest car insurance companies in Portsmouth, NH for each category right here.

Best Annual Car Insurance Rates by Company in Portsmouth, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Portsmouth, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portsmouth car insurance rates. Find the cheapest Portsmouth, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portsmouth, New Hampshire

Insurance Company Low Medium High
Allstate $2,823 $2,892 $2,970
GEICO $1,467 $1,527 $1,613
Liberty Mutual $7,339 $7,643 $8,026
Nationwide $2,725 $2,521 $2,424
Progressive $2,622 $2,729 $2,834
State Farm $2,034 $2,142 $2,241
USAA $1,724 $1,798 $1,883

What affects car insurance rates in Portsmouth, New Hampshire?

What factors can have an impact on Portsmouth, NH car insurance? There are several reasons why Portsmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portsmouth, New Hampshire.

Car Theft in Portsmouth

High levels of vehicle theft can make car insurance more expensive. Portsmouth, NH car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Portsmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Portsmouth, NH is 22.8 minutes according to City-Data.

Traffic in Portsmouth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portsmouth, NH traffic data from INRIX ranks Portsmouth as the 596th-most congested in the world.

Compare Car Insurance Quotes in Portsmouth, NH

Ready to find affordable Portsmouth, New Hampshire car insurance today? Enter your ZIP code for fast, free Portsmouth, NH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption