Domino’s Pizza Car Insurance: Discounts, Rates, & Requirements (2021)

Domino's Pizza doesn't sell Domino's Pizza delivery driver insurance, but you'll need to provide proof of Domino's Pizza car insurance (along with a few other requirements) to be a delivery driver. While Domino's only requires proof of liability insurance, you'll need additional Domino's Pizza auto insurance (commercial coverage) to be covered while on delivery. Some insurance companies offer pizza delivery insurance programs like the delivery driver add-on so you can get the coverage you need.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 6, 2021

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Here's what you need to know...

  • Domino’s Pizza delivery drivers use their personal vehicles to make pizza deliveries
  • With a personal vehicle as to the means of performing your job, you’ll be expected to buy your own car insurance coverage
  • Your personal policy won’t cover you while out on delivery, so you’ll need to buy pizza delivery insurance coverage as well

If you’re a Domino’s Pizza delivery driver, you can’t deliver without car insurance, and most personal insurance policies won’t cover you out on delivery.

So what kind of coverage do you need? Will liability auto insurance coverage be required? Can you buy Domino’s Pizza car insurance? What’s the difference between personal and commercial coverage? What are average Domino’s Pizza car insurance rates? Read this article to find out everything you need to know about Domino’s Pizza car insurance.

If you’re ready to start shopping for car insurance as a Domino’s Pizza delivery driver, take a minute to use your ZIP code in our free tool to start comparing rates right now.

What kind of car insurance do you need as a Domino’s Pizza delivery driver?

As a Domino’s Pizza delivery driver, there are a few requirements you’ll need to meet. You’ll need a valid driver’s license, be at least 18 years old, have a clean driving record, and provide proof of valid liability insurance.

Will your personal car insurance cover a vehicle used for food delivery? While Domino’s only requires personal coverage, you already know it won’t protect you while you’re delivering pizza. You’ll need commercial coverage as well as personal to make sure you’re protected while out on delivery.

Why is your car insurance coverage so important? Crosley Law reports that your chances of getting in an accident on the road as a delivery driver are significantly higher than individuals in other occupations.

Read through the next section to learn more about where you can get Domino’s Pizza delivery driver insurance.

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Where can you get Domino’s delivery driver car insurance?

If you’re looking for commercial coverage, you can purchase it from most major car insurance companies. All you need to do to update your policy is reach out to your insurance agent.

So how much does Domino’s Pizza delivery insurance cost? With a commercial policy, you’ll find your rates will increase by an average of $150 per month.

But we know this is expensive, so if you’re looking for more affordable Domino’s Pizza car insurance, one option is a delivery driver add-on, a pizza delivery insurance program several car insurance companies offer. These companies include:

  • Crump Property & Casualty
  • GEICO
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Another way to save on insurance is to compare at least three Domino’s Pizza car insurance quotes to make sure you’re getting the best bang for your buck.

Domino’s Pizza Car Insurance: The Bottom Line

As a Domino’s Pizza delivery driver, you’ll need to provide proof of insurance, but your personal policy probably won’t be enough coverage. In addition to your personal policy, you’ll need commercial coverage or a delivery driver add-on to make sure you’re protected while out on delivery.

Before you go, enter your ZIP code in the free tool on this page to start comparing quotes for car insurance for Domino’s Pizza delivery drivers.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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