How Much is Insurance for a Subaru Crosstrek?

Average auto insurance rates for a Subaru Crosstrek cost $1,320 a year, or around $110 a month. On average, comprehensive coverage costs $322, collision coverage costs $469, and liability coverage costs $372 for Subaru Crosstrek insurance.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways:

  • Full coverage costs around $1,320 a year or $110 each month
  • A liability-only policy costs around $529 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,825 a year or $402 each month
  • Good drivers can save as much as $544 a year by earning policy discounts
  • Subaru Crosstrek insurance costs around $199 less per year than the average vehicle

Subaru Crosstrek car insurance rates are determined by a number of factors, such as the age of the driver.

Teenagers have the highest Subaru Crosstrek insurance rates at $4,825 a year, or $402 every month. But good drivers can save as much as $544 a year by earning policy discounts.

Take the time to read through this helpful article that details exactly how Subaru Crosstrek rates are determined so you can compare policies with a trained eye.

You can start comparing quotes for Subaru Crosstrek car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Crosstrek Insurance Cost

The average Subaru Crosstrek car insurance rates are $1,320 a year or $110 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Are Subaru Crosstreks Expensive to Insure?

The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the Lexus NX 300, Honda HR-V, and Toyota C-HR.

Vehicle Comprehensive Collision Liability Total
Subaru Crosstrek $336 $532 $316 $1,320
Lexus NX 300 $376 $688 $372 $1,594
Honda HR-V $294 $532 $372 $1,356
Toyota C-HR $254 $452 $258 $1,074
Hyundai Tucson $294 $470 $372 $1,294
Audi Q5 $362 $718 $372 $1,610
Kia Sportage $280 $470 $372 $1,280
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Crosstrek Insurance?

Even though the average annual rate for the Subaru Crosstrek is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek.

Age of the Vehicle

Older Subaru Crosstrek models generally cost less to insure. For example, auto insurance for a 2020 Subaru Crosstrek costs $1,320, while 2016 Subaru Crosstrek insurance costs are $1,260, a difference of $60.

Model Year Comprehensive Collision Liability Total
2020 Subaru Crosstrek $336 $532 $316 $1,320
2019 Subaru Crosstrek $320 $512 $332 $1,300
2018 Subaru Crosstrek $306 $506 $338 $1,286
2017 Subaru Crosstrek $296 $494 $354 $1,280
2016 Subaru Crosstrek $286 $474 $364 $1,260
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Subaru Crosstrek auto insurance rates. For example, 20-year-old drivers pay approximately $1,614 more each year for their Subaru Crosstrek auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in Los Angeles may pay $488 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Subaru Crosstrek auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek car insurance with violations on their driving record.

Subaru Crosstrek Safety Ratings

The Subaru Crosstrek’s safety ratings will affect your Subaru Crosstrek auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Subaru Crosstrek Crash Test Ratings

Good Subaru Crosstrek crash test ratings can lower your Subaru Crosstrek auto insurance rates. See Subaru Crosstrek crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2020 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2019 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2019 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2018 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2017 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek Hybrid SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Subaru Crosstrek Safety Features

The Subaru Crosstrek safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Subaru Crosstrek auto insurance rates. The Subaru Crosstrek’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Crosstrek Finance and Insurance Cost

If you are financing a Subaru Crosstrek, most lenders will require your carry higher Subaru Crosstrek coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Crosstrek car insurance quotes from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Subaru Crosstrek Insurance

Save more on your Subaru Crosstrek car insurance rates. Take a look at the following five strategies that will get you the best Subaru Crosstrek auto insurance rates possible.

  • Take a Refresher Course as an Older Driver
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Understand that Your Insurer Can Change Your Subaru Crosstrek Auto Insurance Rates Mid-Term for Other Reasons
  • Ask for a Subaru Crosstrek Discount If You Have College Degree or Higher
  • Wait Six Years for Accidents to Disappear from Your Record

Top Subaru Crosstrek Insurance Companies

Several top car insurance companies offer competitive rates for the Subaru Crosstrek rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Subaru Crosstrek drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Subaru Crosstrek Insurance Quotes Online

To start comparing Subaru Crosstrek car insurance quotes for free, use our online car insurance comparison tool.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State