Chevy Camaro Car Insurance Rates (New Data)

Click below to jump to a specific section:

• 2018 Camaro Models
• Camaro Car Insurance Rates
• Camaro Coverage Options
• Camaro Safety Features
• The Expense of Fixing a Camaro
• Saving Money on Insurance

How much does auto insurance cost for the Chevy Camaro? Camaro car insurance rates can be determined by a number of different factors including engine size and year.

Generally speaking, you can expect to pay $80+ per month for full coverage insurance for your Camaro (although, of course, you can opt for a cheaper policy if you don’t want all of the bells and whistles).

Be sure to enter your ZIP code into the FREE tool at the top of this page to compare multiple Chevy Camaro car insurance rates!

2018 Camaro Models

The Chevy Camaro has recently soared in popularity thanks, in part, to the “Transformers” movies, in which the character, Bumblebee, is depicted as a 1976 fifth-generation version of the car.

This car has been sold since the year 1966 and continues to be re-launched in newer generations. The Camaro was originally devised to compete against the Ford Mustang of the 1960s.

Motorists who want full coverage insurance for their Camaro could expect to pay upwards of $1,000 a year, which converts to about $80 or less per month.

The newest Camaros come fully loaded with features which increase the production price. Oshawa Car Assembly is responsible for production.

Currently, the Camaro is available in the following models:

The Chevy Company once sardonically commented that the Camaro was “a small, vicious animal that eats Mustangs.”

OK, are you ready to find the best Camaro insurance rates? Of course, you are! You have a great car; now’s the time to find a great car insurance rate.

Chevy Camaro Insurance Rates

Camaro insurance prices can vary based on the location that the vehicle is parked at night, the driving history of the primary driver, and other factors.

We gathered quotes from two states, Maine, the cheapest state for car insurance, and Louisiana, the most expensive state for car insurance. You can expect your quotes to be somewhere between these. You can read all our data right here.

The following is a summary of the quotes for a 2017 Chevy Camaro:

Some factors affecting the cost of insurance include:

• Age of the driver – Is it any wonder that Chevy Camaro insurance for an 18-year-old will be more expensive than for a 50-year-old?
• Where you live – California insurance quotes will end up being different than Florida insurance quotes and on and on.
• Age of your vehicle – 2016 Chevy Camaro car insurance rates will differ from 2018 Chevy Camaro car insurance rates.

So, what’s the moral of the story when it comes to finding the cheapest Camaro car insurance policy? The answer is that you should shop around and compare your options from many different companies.

Don’t just buy the first cheap Camaro insurance quote that you come across. Take your time and research your options.

To some extent, newer cars are going to be expensive to insure, at least when compared to older model cars with less special features, so the car insurance costs of a new Camaro will likely be more expensive than the car insurance rates for a used Camaro.

Coverage Options for a Camaro

What you actually pay per month to drive your Camaro will be partly determined by your lifestyle, your demographical information and what insurance products you actually want.

For example, if you were to pay only for bodily injury liability (legally required in most states), you would pay a much lower cost than someone with full coverage, which includes collision and comprehensive coverage.

Collision insurance handles on-road accidents. Comprehensive coverage covers:

• vandalism
• damage from weather
• other non-crash-related incidents

If you are currently financing a car (or plan to), know that the dealership or the bank will insist that you have full coverage.

If you opt for uninsured motorist or underinsured motorist protection then you will pay more for your policy. The policy price is determined by the amount of coverage you want to insure.

Many car owners are more comfortable buying additional coverage than the state required minimums, especially if they don’t want to fix damage to their expensive luxury car out of their own pocket.

Safety Features

The newest generation of Camaro is equipped with many modern safety features. It is equipped with:

• both front and side airbags
• crash notification system
• electronic stability control
• traction control
• four-wheel anti-lock brakes

For extra security, the Camaro is equipped with the engine immobilizer, which will help prevent the car from being hot-wired and stolen.

Insurance companies love this as well as the standard anti-theft alarm. Since it is a Chevy, it also comes standard with OnStar, which is also attractive to insurance companies since it can help retrieve a stolen vehicle.

But is it safe? It is, according to the government’s new, more rigorous crash tests.

The 2017 Camaro received a five-star overall rating for safety. This high score will help offset the higher sports car premiums, at least a little.

The Expense of Fixing a New Car

Right away, we know that part of your premium will be determined by the cost of fixing the car. If you know a good mechanic and can get a great wholesale deal on parts, then maybe there’s nothing to worry about.

On the other hand, a dealership charges a high price for service, parts, and labor.

If you increase your deductible then you can expect to have a much lower monthly payment. Just remember that if you get into an accident, you will have to pay that deductible for your car to be repaired.

It will help your overall finances to compare zero deductible insurance costs with a higher deductible.

Motorists who choose to only order liability coverage could easily cut their premium in half. If you’re responsible for wrecking your Camaro and you only have liability coverage, though, you will have no help from insurance in repairing your vehicle.

How to Get a Better Deal on Your Camaro

An older person who drives a Camaro and has no accidents or traffic tickets on his record will pay a lower price than an unproven teenager or 20-year-old.

Individuals above the age of 25 usually get a slight discount on their insurance (regardless of car type), as do people who only drive their car for errands and pleasure.

Married couples and those with good credit can expect to pay less for coverage. Good credit tells an insurance company that you are responsible with your finances and, thus, can be expected to be equally responsible when you drive.

Insurance companies have noticed that people who do pay off their bills statistically file fewer claims.

If you are looking to finance your newer Chevy Camaro, do not give up the search. Understand that many insurance companies will give you a high quote based only on your model of car.

However, once you start talking to the agent and explaining the coverage you actually want, you may find the company more reasonable in their negotiations.

It’s not just the type of car that determines the price of insurance, it’s the vehicle and the motorist as a team.

Compare quotes from big national companies as well as from smaller local companies. You can compare right here for free; just enter your ZIP code for a Chevy Camaro insurance quote right now!