Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 27, 2020

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Here's what you need to know...

  • The Pontiac Vibe was produced for several years ending in 2010
  • The Vibe performed well in crash tests
  • Your driving history makes a big impact on your car insurance rates. Keep a clean record and you will see your premiums lower


The average car insurance cost for a 2010 Pontiac Vibe is about $1150 a year. A 2006 version will cost you more in insurance at around $1450 annually. Understanding the criteria used to set these rates will help any driver.

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If you are thinking about buying a new car, now is a good time to search for insurance quotes. As noted in the above example there can be a big difference in cost for a 2004 car compared to a 2010 model, so be sure to include vehicle specifics in your search.

This compact car, made in a joint effort by General Motors and Toyota, is a four-four door hatchback with a front engine as well as front-wheel drive and a four-wheel drive feature.

Table of Contents

How much should car insurance cost for a Pontiac Vibe?

The Pontiac Vibe was first produced in 2003 and finally ended production in August of 2009 (with 2010 models).

This small hatchback car is designed in a similar fashion to an SUV but is far more fuel-efficient. The target audience for this vehicle is vast; everyone from a teen driver in high school to a couple of grandparents can find enjoyable features in this vehicle.

The good news is that safety wise, the Vibe ranked a 9.2 according to U.S. News and World Report, based on findings by the Insurance Institute for Highway Safety and SaferCar.gov.

A 9.2 is a top notch score for crash tests and safety ratings, especially when measured by the insurance industry.

The Vibe also ranks very high in reliability, meaning breakdowns are rare. The cost to fix the car whenever there is an issue is small compared to other similar style cars. There have been very few recalls ordered.

This all helps keep insurance costs lower than they would be otherwise.

What do all of these details have to do with the price of insurance for the Vibe?

All of these facts and all of the data taken by the car insurance company will be a factor in determining the final price. The specifics of the car, location, and driver will make your actual cost somewhat different from the above estimate.

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What statistical data matters for Pontiac Vibe drivers?

Insurance companies base rates on statistics. These statistics come from the car but also from the driver and other drivers in the same area.

Words such as sporty, fast, and power, usually imply you will be paying a high price in premiums. However, words used to describe the Vibe are, practical, sensible, and reliable. This is a good indicator of lowered insurance rates.

To sum it up, insurance companies are in business to make money. They would all go out of business if they short-changed themselves with every contract.

The way they stay in business is basically by playing the odds. Much research is put into Vibe accident statistics.

Young, inexperienced drivers tend to be more accident-prone and so this costs the insurance companies money. Those under 25 years of age will pay higher than average rates as statistics show accident numbers decrease after a driver hits the age of 25.

The same can be said of the type of car. Super-fast sports cars tend to be involved in more accidents than mini-vans; they also tend to cost much more to fix when there is an accident.

In order for the insurance companies not to lose money, those choosing to drive those sporty little statistical nightmares end up paying for them.

The good news is while the Vibe is a fun car to drive; statistics tend to be on its side as a sensible car. That means lower premiums for drivers in general, which is promising news.

Where can I find car insurance discounts for a Pontiac Vibe?

While the type of car you drive can make a big difference in rates, don’t forget that your personal driving record also matters.

Follow these tips to keep your insurance costs low:

  • Always obey the law
  • Buckle up
  • Follow speed limits
  • Don’t talk or text while driving
  • If you have had some dings in your past, you may be able to take a driving safety class. Some insurance companies will give you a discount

If you are after the lowest priced insurance for the Pontiac Vibe then the best advice is to follow is to shop around. Go online and find multiple quotes in a flash using a web chaser tool.

Remember to ask about any discounts you may qualify for such as discounts for seniors, students, or good drivers.

The cost of insurance for a Pontiac Vibe will all depend on varying factors, but the good news is it is a top-ranking car in safety and reliability.

With these factors, as well as some diligent deal hunting, you are sure to find an affordable insurance rate for your Vibe! For more information on car insurance costs for a Pontiac Vibe, enter your ZIP code now!