Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 6, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,500 a year or $125 each month
  • A liability-only policy costs around $602 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,483 a year or $457 each month
  • Good drivers can save as much as $618 a year by earning policy discounts
  • GMC Yukon insurance costs around $19 less per year than the average vehicle

GMC Yukon insurance rates are slightly less than the average vehicle with full coverage costing about $1,500 a year or $125 a month. Drivers of an older GMC Yukon may choose to get liability-only coverage which typically costs around $602 a year or $50 a month.

Good drivers can save up to $618 a year in policy discounts by being safe and courteous on the roadways. Let’s take a closer look at GMC Yukon insurance rates, safety features, and more.

You can start comparing quotes for GMC Yukon car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Yukon Insurance Cost

The average GMC Yukon auto insurance costs are $1,500 a year or $125 a month.

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Are GMC Yukons Expensive to Insure?

The chart below details how GMC Yukon insurance rates compare to other SUVs like the Infiniti QX60, Mercedes-Benz GLA 250, and GMC Terrain.

Vehicle Comprehensive Collision Liability Total
GMC Yukon $376 $594 $372 $1,500
Infiniti QX60 $404 $750 $372 $1,684
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
GMC Terrain $322 $562 $316 $1,336
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Kia Telluride $376 $688 $316 $1,516
Chevrolet Suburban $336 $532 $372 $1,398
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon Insurance?

The GMC Yukon trim and model you choose can impact the total price you will pay for GMC Yukon auto insurance coverage.

Age of the Vehicle

Older GMC Yukon models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon costs $1,500, while 2010 GMC Yukon insurance costs are $1,210, a difference of $290.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon $376 $594 $372 $1,500
2019 GMC Yukon $358 $570 $390 $1,476
2018 GMC Yukon $344 $566 $398 $1,466
2017 GMC Yukon $332 $552 $416 $1,458
2016 GMC Yukon $320 $530 $430 $1,438
2015 GMC Yukon $304 $512 $442 $1,416
2014 GMC Yukon $292 $474 $452 $1,376
2013 GMC Yukon $280 $446 $456 $1,340
2012 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $250 $368 $460 $1,236
2010 GMC Yukon $242 $346 $464 $1,210
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Driver Age

Driver age can have a significant impact on GMC Yukon auto insurance rates. For example, 20-year-old drivers pay approximately $1,835 more each year for their GMC Yukon auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Yukon insurance rates. For example, drivers in Jacksonville may pay $900 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of GMC Yukon car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon car insurance with violations on their driving record.

GMC Yukon Crash Test Ratings

Not only do good GMC Yukon crash test ratings mean you are better protected in a crash, but good GMC Yukon crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon SUV RWD 4 stars 5 stars 5 stars 3 stars
2018 GMC Yukon SUV 4WD 4 stars 5 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon SUV RWD 4 stars 5 stars 5 stars 3 stars
2017 GMC Yukon SUV 4WD 4 stars 5 stars 5 stars 3 stars
2017 GMC Yukon Denali XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon Denali XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon Denali SUV RWD 4 stars 5 stars 5 stars 3 stars
2017 GMC Yukon Denali SUV 4WD 4 stars 5 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon SUV RWD 4 stars 5 stars 5 stars 3 stars
2016 GMC Yukon SUV 4WD 4 stars 5 stars 5 stars 3 stars
2016 GMC Yukon Denali XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon Denali XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon Denali SUV RWD 4 stars 5 stars 5 stars 3 stars
2016 GMC Yukon Denali SUV 4WD 4 stars 5 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Yukon Safety Features

The more safety features you have on your GMC Yukon, the more likely it is that you can earn a discount. The GMC Yukon’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

GMC Yukon Insurance Loss Probability

The lower percentage means lower GMC Yukon auto insurance rates; higher percentages mean higher GMC Yukon car insurance rates. The GMC Yukon’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -14%
Property Damage -4%
Comprehensive 12%
Personal Injury -34%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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GMC Yukon Finance and Insurance Cost

If you are financing a GMC Yukon, most lenders will require your carry higher GMC Yukon coverage options including comprehensive coverage, so be sure to shop around and compare GMC Yukon car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Yukon Insurance

You have more options at your disposal to save money on your GMC Yukon car insurance costs. For example, try these five tips:

  • Install an Aftermarket Anti-Theft Device for Your GMC Yukon
  • Pay Your Bills On Time — Especially GMC Yukon Payments and Insurance
  • Start Searching for New GMC Yukon Car Insurance a Month Before Your Renewal
  • Ask for a New GMC Yukon Auto Insurance Rate Based on Your Improved Credit Score
  • Compare Insurance Companies After Moving

Top GMC Yukon Insurance Companies

Who is the best company for GMC Yukon insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Yukon Insurance Quotes Online

To start comparing GMC Yukon car insurance quotes for free, use our online car insurance comparison tool.

A 12-month premium for the GMC Yukon SLE Sport Utility is, on average, $1,295. The cost of insurance is often overlooked, but an extremely important factor to consider before purchasing a vehicle.

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The GMC Yukon is a popular option among large SUVs. It carries an overall four-star safety rating from SaferCar.gov and is widely believed to be a good, affordable option in its class.

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Should I consider insurance rates before purchasing a GMC Yukon?

The answer is yes! Insurance rates are a significant cost of ownership and need to be taken into consideration when deciding if the GMC Yukon is the right vehicle for you.

The GMC Yukon ranks well among affordable large sport utility vehicles, but factors such as maintenance, gasoline, and insurance will all impact the amount of money you spend each month on your vehicle.

It would not be a wise decision to purchase a Yukon and not factor in the cost of insurance, as it can be a significant, but necessary, expense. This largely depends upon the type of coverage you choose, however.

Most states require a minimum level of liability coverage, but this will not protect you or your vehicle should it be necessary.

You would need to purchase a policy that includes collision and/or comprehensive coverage if you wanted your Yukon insured as well.

What are some of the safety features on the GMC Yukon that impact car insurance cost?

Interestingly, the Yukon doesn’t have any extra special safety features considering how much it costs. Here are the standard safety features on the Yukon:

  • Airbags: driver, passenger, side-impact first row, head impact first row
  • Tire pressure monitoring system
  • OnStar
  • Side blind zone alert

According to the specs, there are no second or third-row airbags. In addition, they are not available as an extra feature; which can leave your passengers a little exposed.

The OnStar system adds some safety value because if you are in an accident the impact is immediately registered to someone and 911 can be dispatched immediately.

In many cases, this can mean the difference between a few stitches and some blood loss, serious injury or death!

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If I were to purchase a full-size sedan, instead of an SUV, would my insurance rates be lower?

The insurance rates for a sports utility vehicle are not necessarily higher than those of a full-size sedan. A variety of factors is considered by insurance companies when determining rates.

They will take into account various vehicle safety features, as well as vehicle repair and replacement costs.

The GMC Yukon offers many safety features that will help to reduce the probability that you will be involved in an accident. These include the StabiliTrak stability control system, traction control, and a side blind zone alert.

It also offers dual-stage front airbags with built-in sensors that will respond to the severity of the crash by employing two different levels of inflation.

These amenities that help make the vehicle safer also decrease your likelihood of being involved or injured in an accident. This, in turn, lowers rates because the risk that the insurance company will have to pay out a claim on your policy is smaller.

Vehicle repair costs for the Yukon are similar to other SUVs in its class, which is a benefit if you are shopping for insurance rates.

Repair costs have a noteworthy impact on insurance rates because the insurer will calculate the probable cost of repairs that may be necessary throughout the term of the policy, as well as the cost to replace the vehicle.

It is important to be aware of the coverage your policy offers in terms of replacement costs. A majority of policies will only pay you the cash value of your vehicle should it be declared a total loss.

Depending on the age and condition, this amount may or may not replace your vehicle to your satisfaction.

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Where can I find more information about purchasing insurance for a GMC Yukon?

Insurance policies differ dramatically in terms of benefits and coverage that are offered. It is imperative that you thoroughly research the amount and type of coverage provided by the policy you ultimately choose.

Some policies may cover things you aren’t even aware of, such as roadside assistance.

Roadside assistance is an invaluable service if the need was ever to arise, and a significant expense if you are not aware that it could have been covered by your insurance.

Your rate will also depend on the deductible you choose. It is wise to choose a deductible that you can reasonably afford if you have to file a claim. Keep in mind, however, that the higher the deductible, the lower the premium.

It is also a good idea to ask what discounts each insurance carrier provides. Beyond a discount for a clean driving record, you might be eligible for low mileage discounts or multiple-policy discounts if you bundle your auto and home insurance with one company.

To begin researching now, enter your ZIP code into the FREE online car insurance tool.