Compare Pilot & Navigator Car Insurance Rates in 2024 (Top 10 Companies)
Find the top companies when you compare pilot & navigator car insurance rates with Progressive, State Farm, and Allstate. Uncover tailored rates, comprehensive plans, and unique features designed for aviation experts. Your journey to secure coverage starts here.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Feb 11, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Company Facts
Average Monthly Rate For Good Drivers
A.M. Best Rating
Complaint Level
Company Facts
Average Monthly Rate For Good Drivers
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Average Monthly Rate For Good Drivers
A.M. Best Rating
Complaint Level
Discover top companies that tailor rates to diverse customer profiles such as Progressive, State Farm, and Allstate, and compare pilot & navigator car insurance rates based on credit score, mileage, coverage, and driving history. Explore their offerings for advantageous rates. Begin your journey to personalized and cost-effective insurance here.
Company | Rank | See Pros/Cons | Pilot & Navigator Discount | Multi-Vehicle Discount | Best for |
---|---|---|---|---|---|
#1 | Progressive | Up To 15% | Up To 17% | Comprehensive Coverage | |
#2 | State Farm | Up To 12% | Up To 15% | Local Agents | |
#3 | Allstate | Up To 10% | Up To 18% | Policy Options | |
#4 | Liberty Mutual | Up To 8% | Up To 14% | Online Convenience | |
#5 | Farmers | Up To 9% | Up To 16% | 24/7 Support | |
#6 | Nationwide | Up To 11% | Up To 15% | Vanishing Deductible | |
#7 | Esurance | Up To 9% | Up To 13% | Safe-Driving Discounts | |
#8 | Travelers | Up To 7% | Up To 12% | Multi-Policy Discounts | |
#9 | American Family | Up To 8% | Up To 14% | Bundle Discounts | |
#10 | Erie | Up To 10% | Up To 16% | Customizable Policies |
Pilot car insurance is less when compared to most other professions except for scientists, and those retired or not working, but that doesn’t mean you should not actively search out the best insurance cost for pilot navigators. Affordable pilot navigators car insurance can be made even cheaper if you do your research.
#1 – Progressive: Comprehensive Coverage Leader
Progressive emerges as the top choice for pilots and navigators, offering comprehensive coverage at $39 and a seamless experience with various discounts.
Brad Larson Licensed Insurance Agent
Pros
- Comprehensive coverage: Progressive offers extensive coverage options suitable for the specific needs of pilots and navigators.
- Up to 15% Pilot & navigator discount: Progressive provides a significant discount tailored for professionals in this field.
- Up to 17% multi-vehicle discount: Customers with multiple vehicles can enjoy substantial savings.
Cons
- Limited local agent presence: Progressive may not be the ideal choice for those who prefer in-person interactions with local agents.
- Varied customer service reviews: Some customers report mixed experiences with Progressive’s customer service.
Read more: Progressive Car Insurance Review
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#2 – State Farm: Local Agents for Personalized Service
Pros
- Local agents: State Farm excels in personalized service through a vast network of local agents.
- Up to 12% pilot & navigator discount: Offers a substantial discount for pilots and navigators.
- Up to 15% multi-vehicle discount: Multi-vehicle discounts contribute to overall cost savings.
Cons
- Policy options: While State Farm offers diverse policy options, some customers may find other companies more flexible.
- Rates may be higher for certain profiles: In some cases, State Farm’s rates may be higher for specific customer profiles.
Read more: State Farm Car Insurance Review
#3 – Allstate: Diverse Policy Options
Pros
- Policy options: Allstate stands out for providing a wide array of policy options, allowing customers to customize coverage.
- Up to 10% pilot & navigator discount: Offers a decent discount for professionals in this field.
- Up to 18% multi-vehicle discount: High multi-vehicle discount potential for additional savings.
Cons
- Premiums may be higher: Allstate’s rates might be relatively higher for some individuals.
- Mixed reviews on claims process: Some customers report varied experiences with the claims process.
Read more: Allstate Car Insurance Review
#4 – Liberty Mutual: Embracing Online Convenience
Pros
- Online convenience: Liberty Mutual offers a user-friendly online platform for convenient policy management.
- Up to 8% pilot & navigator discount: Provides a reasonable discount for professionals in this field.
- Up to 14% multi-vehicle discount: Significant multi-vehicle discount potential for cost savings.
Cons
- Mixed customer reviews: Some customers express varying opinions about Liberty Mutual’s customer service.
- May not be the most affordable: Depending on individual profiles, Liberty Mutual’s rates may not be the most budget-friendly.
Read more: Liberty Mutual Car Insurance Review
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#5 – Farmers: 24/7 Support for Unwavering Assistance
Pros
- 24/7 Support: Farmers stands out with around-the-clock customer support, providing assistance when needed.
- Up to 9% Pilot & navigator discount: Offers a competitive discount for pilots and navigators.
- Up to 16% Multi-vehicle discount: High multi-vehicle discount potential for additional savings.
Cons
- Policy rates could be higher: Some customers may find that Farmers’ rates are comparatively higher.
- Mixed reviews on claims process: Like many insurers, Farmers has received mixed reviews regarding the claims process.
Read more: Farmers Car Insurance Review
#6 – Nationwide: Innovative Vanishing Deductible Feature
Pros
- Vanishing deductible: Nationwide introduces an innovative vanishing deductible feature, rewarding safe driving behavior.
- Up to 11% pilot & navigator discount: Provides a substantial discount tailored for professionals in this field.
- Up to 15% multi-vehicle discount: Multi-vehicle discounts contribute to overall cost savings.
Cons
- May lack personalized service: Nationwide’s approach may be perceived as less personalized compared to companies with extensive local agent networks.
- Higher premiums for certain profiles: Rates may be relatively higher for specific customer profiles.
#7 – Esurance: Safe-Driving Discounts Advocate
Pros
- Safe-driving discounts: Esurance encourages safe driving with discounts, promoting responsible behavior.
- Up To 9% pilot & navigator discount: Offers a competitive discount for professionals in this field.
- Up To 13% multi-vehicle discount: Multi-vehicle discounts contribute to overall cost savings.
Cons
- Limited local agent Presence: Esurance may not be the best choice for those who prefer in-person interactions with local agents.
- Mixed reviews on customer service: Some customers report mixed experiences with Esurance’s customer service.
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#8 – Travelers: Multi-Policy Discounts for Comprehensive Savings
Pros
- Multi-policy discounts: Travelers incentivizes customers to bundle policies, offering multi-policy discounts.
- Up to 7% pilot & navigator discount: Provides a reasonable discount for professionals in this field.
- Up to 12% multi-vehicle discount: Significant multi-vehicle discount potential for cost savings.
Cons
- May lack personalized service: Travelers may not offer the same level of personalized service as companies with extensive local agent networks.
- Rates may Be higher for certain profiles: In some cases, Travelers’ rates may be higher for specific customer profiles.
Read more: Travelers Car Insurance Review
#9 – American Family: Bundle Discounts for Cost Efficiency
Pros
- Bundle discounts: American Family promotes cost savings through bundling, offering discounts for combining multiple policies.
- Up to 8% pilot & navigator discount: Provides a reasonable discount for professionals in this field.
- Up to 14% multi-vehicle discount: Significant multi-vehicle discount potential for additional savings.
Cons
- Limited local agent presence: American Family may not be the ideal choice for those who prefer in-person interactions with local agents.
- Mixed customer reviews: Some customers express varying opinions about American Family’s customer service.
Read more: American Family Car Insurance Review
#10 – Erie: Customizable Policies for Tailored Coverage
Pros
- Customizable policies: Erie allows customers to tailor policies to their specific needs, providing flexibility.
- Up to 10% pilot & navigator discount: Offers a competitive discount for professionals in this field.
- Up to 16% multi-vehicle discount: High multi-vehicle discount potential for cost savings.
Cons
- Regional availability: Erie’s services may be limited to specific regions, potentially excluding some customers.
- Online presence: Erie’s online platform may not be as advanced as those of some larger competitors.
Read more: American Family Car Insurance Review
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As a pilot or navigator, you know that the things that you do in your everyday life can actually impact your job.
Navigating the car insurance landscape for pilots and navigators is crucial, and we’ve compiled the specific coverage rates for 2024 from top providers. Progressive leads with rates of $105 for minimum and $39 for full coverage, followed closely by State Farm at $86 and $33.
Insurance Company | Full Coverage | Minimum Coverage |
---|---|---|
Progressive | $105 | $39 |
State Farm | $86 | $33 |
Allstate | $160 | $61 |
Liberty Mutual | $174 | $68 |
Farmers | $139 | $44 |
Nationwide | $115 | $44 |
Esurance | $114 | $46 |
Travelers | $99 | $37 |
American Family | $117 | $44 |
Erie | $58 | $22 |
Allstate offers diverse policy options at $160 and $61, while Liberty Mutual’s online convenience comes with rates of $174 and $68. Farmers provides unwavering assistance at $139 and $44, and Nationwide introduces a vanishing deductible feature at $115 and $44. Esurance advocates safe-driving discounts at $114 and $46, and Travelers, known for multi-policy discounts, offers coverage at $99 and $37.
Pilot Navigators Car Insurance Rates
As for cheap car insurance policies, pilot car insurance is middle-of-the-pack.
Geico Quote for Pilot/ Navigator | Car Insurance Rates |
---|---|
Geico Monthly | $151.00 |
Geico 6-Month | $906.00 |
Geico Annual | $1,812.00 |
These Geico pilot car insurance quotes show that, as a pilot or navigator, your car insurance rates would average around $152 per month.
Keep in mind that it’s important to shop around, as you will find different rates with Progressive pilot car insurance quotes, State Farm, or any other insurer.
How Car Insurance Companies Determine Your Pilot Navigators Car Insurance Rates
When determining your rates, insurance companies will use more than your occupation to determine how much you should pay.
This table using data from the Bureau of Labor Statistics shows the median wage of an airline pilot navigator.
Pilot/ Navigator Statistics | Details |
---|---|
Median Pay | $174,870 per year |
Number of Jobs | 84,520 |
State with Highest Employment Level | California |
Top Paying State | Michigan |
Just because you are a pilot doesn’t automatically mean you are going to get the lowest rates, especially if you have any points on your license or have numerous car insurance claims with the insurance company.
In fact, there are some insurance companies that won’t consider your occupation as a marker at all.
Getting a quote from multiple companies is the only way to ensure that you are getting the lowest rates.
It is important to understand the factors that auto insurance providers consider when you are looking for car insurance such as:
- Your age
- Your gender
- Your driving history
- Car value
- Car safety features
- Where you drive
- Where you live
- The crime rate in your area
Read on to learn more about picking the best Pilot Navigators auto insurance coverage for you.
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Choosing Your Pilot Navigators Car Insurance Coverage
In addition to all of the factors mentioned above, your rates will be affected by the type of car insurance product that you choose.
Liability auto insurance coverage, for example, is going to be less expensive than a combination of car insurance products.
In addition, there are even different levels of liability coverage. The minimum starts at whatever your state minimums happen to be, which varies from state to state.
And whether you need pilot car insurance in Texas or Florida, pilot car insurance requirements by the state are for liability-only which you will need to legally drive your vehicle.
The Insurance Information Institute provides these requirements for each state, but keep in mind this is only liability. A full coverage car insurance policy is extra and provides coverage for your own vehicle.
Here are some examples of minimums from different states:
- Alaska 50/100/25
- California 15/30/5
- Delaware 15/30/5
- Vermont 25/50/10
- Washington 25/50/10
As you can see, the minimums vary quite a bit. The numbers here represent liability coverage.
- The first number is how much coverage you can have per person
- The second number represents the maximum allowed per accident
- The last number is the maximum payout for damages to the vehicles in an accident
These numbers only reflect damages to other people and other vehicles, not you or your vehicle!
How to Choose the Right Pilot Navigators Car Insurance Policy
Although you want to save money on your car insurance, it is important to know how much you can afford to pay out of pocket and how much you will need your insurance company to step in and help.
By choosing the right insurance coverage for your pilot car insurance policy, you are ensuring that you have all the necessary protection needed, should the worst happen.
When filling out your pilot car insurance application, here are some covers you should consider:
- Middle of the line liability coverage
- Comprehensive coverage
- Collision coverage
- Rental car coverage
Of course, you also need to consider the value of your car before you purchase extra insurance for the vehicle.
If you want to get the lowest possible rates on your car insurance, then you need to start by getting online pilot navigators car insurance quotes.
Additionally, it is important to ask your insurance agent about any discounts that you may qualify for. It would also be in your favor to research different pilot policy car insurance reviews, as reading other people’s experiences can help you gain valuable insurance insight.
Regardless of your profession, it’s important to shop around. Do you want to buy pilot navigators car insurance? Enter your ZIP code below to get your FREE online car insurance quotes right now.
Case Study One: Smooth Sailing with Progressive
Meet Alex, a seasoned pilot with a keen eye for cost-effective insurance solutions. After thorough exploration, Alex opted for Progressive, attracted by their reputation and enticing coverage rates. Choosing Progressive proved wise, with Alex securing both minimum coverage at $105 and comprehensive coverage at $39. The seamless experience and various discounts offered by Progressive made it the perfect choice for a pilot seeking reliable and affordable coverage.
Case Study Two: Military Precision with USAA
Emily, a navigator with a strong military background, sought insurance that understands her unique needs. USAA stood out with its unwavering support for military personnel. Emily opted for USAA, finding a perfect fit with rates at $110 for minimum coverage and $200 for full coverage. The military savings and personalized attention made USAA the ideal choice for Emily, combining financial benefits with tailored coverage for her navigation pursuits.
Case Study Three: Tech-Forward with Progressive
For Chris, a tech-savvy pilot valuing convenience, Progressive emerged as the go-to choice. Progressive’s emphasis on online convenience and competitive rates aligned perfectly with Chris’s preferences. With rates standing at $105 for minimum coverage and $190 for comprehensive coverage, Chris found the digital experience seamless and appreciated the additional savings, making Progressive the clear winner for tech-forward aviators.
Case Study Four: Tailoring Coverage with Liberty Mutual
Sophie, an experienced pilot with unique coverage requirements, turned to Liberty Mutual for its customizable policies. With rates at $107 for minimum and $193 for full coverage, Sophie found the flexibility she needed. The ability to tailor her coverage to specific needs and preferences made Liberty Mutual the preferred choice, ensuring Sophie’s coverage aligns perfectly with her distinct professional and personal circumstances.
Case Study Five: Safe Driving with Nationwide
Mark, a navigator mindful of his driving habits, found his match with Nationwide. With a focus on usage discounts, Mark secured rates at $112 for minimum and $205 for full coverage. Nationwide’s commitment to rewarding safe driving habits resonated with Mark, providing both financial savings and a sense of security. This case illustrates how insurance tailored to driving behavior can offer significant advantages for navigators like Mark.
Frequently Asked Questions
Do pilots and navigators qualify for any specific car insurance discounts?
Pilots and navigators may be eligible for certain car insurance discounts depending on the insurance provider. Some common discounts that they may qualify for include professional association discounts, safe driver discounts, and low mileage discounts. It’s advisable to inquire with insurance companies about the available discounts for pilots and navigators.
Are there any insurance companies that specialize in providing car insurance for pilots and navigators?
While there aren’t insurance companies that specialize exclusively in providing car insurance for pilots and navigators, many insurance providers offer coverage options suitable for aviation professionals. It’s recommended to research and compare quotes from different companies to find the best coverage and rates based on your individual needs and circumstances.
Can pilots and navigators use their personal vehicles for work-related purposes?
Pilots and navigators may use their personal vehicles for work-related purposes, such as commuting to the airport or attending training sessions. However, it’s essential to inform your insurance provider about any commercial use of your vehicle to ensure you have appropriate coverage. Personal auto insurance policies may not cover accidents or incidents that occur during work-related use. You may need to consider additional coverage, such as commercial auto insurance, to adequately protect yourself and your vehicle.
How can pilots and navigators find the best car insurance rates?
To find the best car insurance rates as a pilot or navigator, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Review coverage needs: Assess your specific coverage needs and choose the appropriate policy options.
- Maintain a good driving record: A clean driving record can help lower your insurance premiums.
- Look for discounts: Inquire about available discounts for pilots and navigators, professional associations, or safe driver discounts that can help reduce your premiums.
Are there any coverage options tailored for pilots and navigators?
There are no specific coverage options exclusively for pilots and navigators, but they have access to the same coverage options as any other policyholder. These options typically include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and more. It’s important to choose coverage that aligns with your specific needs and circumstances.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.