Insurance Cost For Pilot Navigators

Pilot navigators car insurance rates are $151/mo for full comprehensive coverage. Pilots should consider multiple companies to ensure they are getting the lowest insurance cost for pilot navigators and any relevant discounts.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: May 20, 2022

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Here's what you need to know...

  • Pilots tend to pay less than the national average for car insurance
  • Factors such as daily commute, age, sex, and more effect pilot car insurance costs
  • Your job affects car insurance rates, and pilots can lower their car insurance premiums by looking for companies that offer discounts

Pilot car insurance is less when compared to most other professions except for scientists, and those retired or not working, but that doesn’t mean you should not actively search out the best insurance cost for pilot navigators. Affordable pilot navigators car insurance can be made even cheaper if you do your research.

As a pilot or navigator, you know that the things that you do in your everyday life can actually impact your job.

For example, drinking and driving can actually lead to being terminated from your position as can reckless driving, speeding tickets, and so on.

These days, many car insurance companies are choosing to use your occupation as one of the markers to determine what you should pay for insurance.

As a pilot or navigator, your rates will typically be lower than people in other careers because the way that you are outside of your job can impact what happens to you at work.

This guide will answer your questions like is there such a thing as pilot car insurance companies?

Before learning more about the insurance cost for pilot navigators, enter your ZIP code in the FREE box above and compare car insurance quotes from multiple car insurance companies.

Pilot Navigators Car Insurance Rates

As for cheap car insurance policies, pilot car insurance is middle-of-the-pack. 

Pilot/ Navigator Car Insurance Rates
Geico Quote for Pilot/ NavigatorCar Insurance Rates
Geico Monthly$151.00
Geico 6-Month$906.00
Geico Annual$1,812.00

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These GEICO pilot car insurance quotes show that, as a pilot or navigator, your car insurance rates would average around $152 per month.

Keep in mind that it’s important to shop around, as you will find different rates with Progressive pilot car insurance quotes, State Farm, or any other insurer.

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How Car Insurance Companies Determine Your Pilot Navigators Car Insurance Rates

When determining your rates, insurance companies will use more than your occupation to determine how much you should pay.

This table using data from the Bureau of Labor Statistics shows the median wage of an airline pilot navigator.

Pilot/ Navigator Bureau of Labor Statistics
Pilot/ Navigator StatisticsDetails
Median Pay$174,870 per year
Number of Jobs84,520
State with Highest Employment LevelCalifornia
Top Paying StateMichigan

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Just because you are a pilot doesn’t automatically mean you are going to get the lowest rates, especially if you have any points on your license or have numerous car insurance claims with the insurance company.

In fact, there are some insurance companies that won’t consider your occupation as a marker at all.

Getting a quote from multiple companies is the only way to ensure that you are getting the lowest rates.

It is important to understand the factors that auto insurance providers consider when you are looking for car insurance such as:

  • Your age
  • Your gender
  • Your driving history
  • Car value
  • Car safety features
  • Where you drive
  • Where you live
  • The crime rate in your area

Read on to learn more about picking the best Pilot Navigators auto insurance coverage for you.

Choosing Your Pilot Navigators Car Insurance Coverage

In addition to all of the factors mentioned above, your rates will be affected by the type of car insurance product that you choose.

Liability auto insurance coverage, for example, is going to be less expensive than a combination of car insurance products.

In addition, there are even different levels of liability coverage. The minimum starts at whatever your state minimums happen to be, which varies from state to state.

And whether you need pilot car insurance in Texas or Florida, pilot car insurance requirements by the state are for liability-only which you will need to legally drive your vehicle.

The Insurance Information Institute provides these requirements for each state, but keep in mind this is only liability. A full coverage car insurance policy is extra and provides coverage for your own vehicle.

Here are some examples of minimums from different states:

  • Alaska 50/100/25
  • California 15/30/5
  • Delaware 15/30/5
  • Vermont 25/50/10
  • Washington 25/50/10

As you can see, the minimums vary quite a bit. The numbers here represent liability coverage.

  • The first number is how much coverage you can have per person
  • The second number represents the maximum allowed per accident
  • The last number is the maximum payout for damages to the vehicles in an accident

These numbers only reflect damages to other people and other vehicles, not you or your vehicle!

How to Choose the Right Pilot Navigators Car Insurance Policy

Although you want to save money on your car insurance, it is important to know how much you can afford to pay out of pocket and how much you will need your insurance company to step in and help.

By choosing the right insurance coverage for your pilot car insurance policy, you are ensuring that you have all the necessary protection needed, should the worst happen.

When filling out your pilot car insurance application, here are some covers you should consider:

  • Middle of the line liability coverage
  • Comprehensive coverage
  • Collision coverage
  • Rental car coverage

Of course, you also need to consider the value of your car before you purchase extra insurance for the vehicle.

If you want to get the lowest possible rates on your car insurance, then you need to start by getting online pilot navigators car insurance quotes.

Additionally, it is important to ask your insurance agent about any discounts that you may qualify for. It would also be in your favor to research different pilot policy car insurance reviews, as reading other people’s experiences can help you gain valuable insurance insight.

Regardless of your profession, it’s important to shop around. Do you want to buy pilot navigators car insurance? Enter your ZIP code below to get your FREE online car insurance quotes right now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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