Amazon Flex Delivery Car Insurance: Discounts, Rates, & Requirements (2021)

Amazon Flex delivery auto insurance is provided for free to Amazon Flex delivery drivers. To qualify for Amazon Flex car insurance you need to maintain the minimum insurance required by your state. While Amazon Flex does offer coverage for their drivers, you may want to purchase additional coverage on your own to make sure you can fully protect your vehicle.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 21, 2021

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Here's What You Need to Know

  • Amazon Flex offers commercial car insurance to its delivery drivers
  • To qualify for Amazon Flex car insurance, you must maintain personal car insurance
  • Amazon Flex does not currently provide car insurance for drivers in New York

If Amazon Flex has recently become available in your city, you need to do your research on Amazon Flex delivery car insurance.

Keep reading to learn more about the coverage provided by Amazon Flex and how affordable Amazon Flex delivery car insurance is.

Do you want more coverage than the Amazon Flex delivery auto insurance provides? Enter your ZIP code above, and we will help you find affordable rates ASAP.

What insurance companies cover delivery drivers?

According to the Bureau of Labor Statistics, more than one million delivery drivers are currently working in the US. So it’s no surprise that the vast majority of major insurance carriers offer some type of commercial car insurance or endorsement on personal policies for delivery drivers.

Most delivery companies often do not provide commercial car insurance for their drivers. Delivery drivers often have to work with their own insurance companies to purchase a whole commercial car insurance policy or endorse their existing personal car insurance.

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What does Amazon Flex delivery auto insurance cover?

Amazon Flex delivery car insurance company provides three types of coverage:

  • Commercial liability
  • Under/uninsured motorist protection
  • Collision and comprehensive insurance

The commercial liability provides up to $1 million in coverage per accident. The under/uninsured motorist protection also covers up to $1 million and protects your vehicle and your person.

The comprehensive and collision coverage covers up to $50,000. The comprehensive and collision coverage also has a $1,000 deductible.

How do I qualify for Amazon Flex delivery auto insurance?

There are three main criteria to be able to make use of Amazon delivery car insurance:

  • Be at least 21
  • Be located anywhere except New York state
  • Have the minimum car insurance required by your state

Amazon Flex does not currently provide car insurance for delivery drivers in New York. Instead, you would need to purchase a commercial car insurance policy or get an endorsement for your personal car insurance policy to be covered.

In addition, if you are not maintaining the minimum personal car insurance required by your state, Amazon Flex delivery car insurance will not cover you in the event of an accident.

However, if you meet all of these requirements, Amazon Flex delivery auto insurance rates are impossible to beat; free.

Amazon Flex is provided to all drivers with absolutely no cost, and it’s done automatically. That means you don’t have to go to any third-party sites and shop around for Amazon Flex delivery car insurance quotes to be covered.

Now that you understand more about Amazon Flex delivery auto insurance, enter your ZIP code below to find additional commercial coverage from local companies in minutes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State