Online Ford EcoSport Insurance Rates [Coverage Guide]

Average Ford EcoSport car insurance rates cost $109 per month ($1,310 per year). On average, Ford EcoSport comprehensive insurance coverage costs $319, collision coverage costs $466, and liability coverage costs $370.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 2, 2022

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Here's what you need to know...

  • The Ford EcoSport is not sold in the United States
  • The most comparable vehicle is the Ford Escape
  • You could expect to pay around $1,100 annually to insure the Ford Escape

Ford EcoSport insurance rates are around $1,310 a year or $109 a month on average, but older cars can get away with liability-only for $525 a year or $44 a month.

Good drivers can be eligible for up to $540 a year in discounts for staying claim-free. Let’s look at Ford EcoSport insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford EcoSport car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford EcoSport Insurance Cost

The average Ford EcoSport car insurance rates are $1,310 a year or $109 a month.

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Are Ford EcoSports Expensive to Insure?

The chart below details how Ford EcoSport insurance rates compare to other crossovers like the BMW X6, Infiniti QX30, and Nissan Rogue.

Vehicle Comprehensive Collision Liability Total
Ford EcoSport $280 $500 $372 $1,310
BMW X6 $432 $834 $398 $1,822
Infiniti QX30 $344 $686 $398 $1,586
Nissan Rogue $268 $512 $440 $1,400
Lincoln MKX $294 $596 $398 $1,446
Chevrolet Equinox $308 $532 $372 $1,370
Mazda CX-5 $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford EcoSport Insurance?

The Ford EcoSport trim and model you choose will affect the total price you will pay for Ford EcoSport insurance coverage.

Age of the Vehicle

Older Ford EcoSport models generally cost less to insure. For example, car insurance for a 2020 Ford EcoSport costs $1,310, while 2018 Ford EcoSport insurance costs are $1,290, a difference of $20.

Model Year Comprehensive Collision Liability Total
2020 Ford EcoSport $280 $500 $372 $1,310
2019 Ford EcoSport $268 $482 $390 $1,298
2018 Ford EcoSport $256 $478 $398 $1,290
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Driver Age

Driver age can have a significant effect on Ford EcoSport car insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Ford EcoSport car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Ford EcoSport insurance rates. For example, drivers in Los Angeles may pay $720 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Ford EcoSport auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford EcoSport car insurance with violations on their driving record.

Ford EcoSport Safety Ratings

Your Ford EcoSport auto insurance rates are influenced by the Ford EcoSport’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford EcoSport Crash Test Ratings

Ford EcoSport crash test ratings can impact the cost of your Ford EcoSport car insurance. See Ford EcoSport crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford EcoSport SUV FWD 4 stars 4 stars 5 stars 3 stars
2020 Ford EcoSport SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Ford EcoSport 4 DR FWD 4 stars 4 stars 5 stars 3 stars
2019 Ford EcoSport 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2018 Ford EcoSport 4 DR FWD 4 stars 4 stars 5 stars 3 stars
2018 Ford EcoSport 4 DR AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford EcoSport Safety Features

Good Ford EcoSport safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Ford EcoSport are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Ford EcoSport Finance and Insurance Cost

If you are financing a Ford EcoSport, you will pay more if you purchase Ford EcoSport car insurance at the dealership, so be sure to shop around and compare Ford EcoSport car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Ford EcoSport Insurance

Drivers can end up saving more money on their Ford EcoSport car insurance rates by employing any one of the following strategies.

  • Consider Ford EcoSport Insurance Costs Before Buying a Ford EcoSport
  • Buy a Dashcam for Your Ford EcoSport
  • Ask for a Ford EcoSport Discount If You Have College Degree or Higher
  • Save Money on Young Driver Ford EcoSport Insurance By Mentioning Grades or GPA
  • Ask About Usage-Based Insurance for Your Ford EcoSport

Top Ford EcoSport Insurance Companies

Who is the best company for Ford EcoSport insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford EcoSport insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford EcoSport offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford EcoSport Insurance Quotes Online

Start comparing Ford EcoSport car insurance quotes for free by using our convenient online comparison tool.
How much would car insurance cost for a Ford EcoSport? That’s difficult to pinpoint exactly, due to the fact that the EcoSport is not available in the U.S. The car is built by Ford in Brazil and is only in a few countries.

The design of the EcoSport comes from the European version of the Ford Fusion, which itself looks nothing like the American Fusion. So for the purposes of this article, the closest U.S.-based car comparable to the EcoSport is the Ford Escape.

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The EcoSport and Ford Escape are both mid-size SUVs with front-wheel-drive and four-wheel drive capability.

Both vehicles are aimed at middle-class families looking for the toughness and flexibility of an SUV without the size and higher cost.

Other similar vehicles in terms of size and weight include the Mazda 2, the Ford Fiesta, and the Ford Fusion.

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How will theft affect my insurance?

While theft is always a concern to one degree or another, the Ford EcoSport and Escape are not high on the list of desired vehicles for car thieves.

Typically, newer cars are not stolen all that often unless they are among the top five sellers, brand new. Otherwise, thieves are looking for older cars whose parts bring high profits on the black market.

That’s why the 1994 Honda Civic continues to be one of the most stolen cars in the U.S.

In an urban environment where car theft occurs in conjunction with the commission of other crimes, you may pay a slightly higher insurance rate for your Ford EcoSport or Escape.

But this won’t be due to anything inherent in the vehicle. Rather, it will be due to the fact that all cars are at a higher risk of theft in areas where criminals are more likely to steal a vehicle in order to commit another crime.

The car insurance cost for a Ford EcoSport or Escape would be brought down slightly if the vehicle was parked in a garage overnight.

How will safety features affect my insurance?

Crash safety ratings as determined by the National Highway Traffic Safety Administration and the U.S. government’s National Highway Transportation Safety Administration are key factors in determining how much your car insurance will cost.

There are no crash safety ratings reported for the Ford EcoSport because it’s not available in the U.S., but the comparable Escape fares pretty well for both front and side impact.

The 2007 model, for example, scored five stars for side impact and four stars for front impact. The 2010 model saw an improved rating of five stars for both front and side impact.

Since body type also influences car insurance costs, both the Ford EcoSport and Escape will be rated as slightly more risky than a standard station wagon.

The fact that these vehicles are driven primarily in the city means the higher price will be negligible in most cases. Because it’s a compact SUV, car insurance companies assume that the EcoSport is not a vehicle drivers will be using for extensive off-road travel.

What’s the average insurance for a Ford EcoSport?

Comparing the Ford EcoSport with the similar Ford Escape, you could expect an average of $1,100 annually for the Limited 4WD gasoline model; the Hybrid 4WD model would run you closer to $1,300 per year.

The difference in price lies in the fact that repairing a hybrid will cost substantially more than a traditional gasoline-powered vehicle. Higher repair costs translate into a greater payout for your insurance company, and thus, a higher premium for you.

That being said, always remember the importance of your driving history in determining how much you’ll pay for insurance.

If you have several speeding tickets, moving violations, or previous accident claims, your insurance premiums will be higher no matter what car you drive.

More serious issues like DWI/DUI could even be cause for cancellation of your insurance policy.

Regardless of whether you drive a Ford EcoSport, Ford Escape, or any other car, a safe and reliable driver will always enjoy significantly lower insurance costs. In other words, the car insurance cost for a Ford EcoSport will be largely dependent on you. So drive safely.

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