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PostInsurance companies generally define pleasure driving as cars that are only driven occasionally. Insurance companies vary in what annual milage counts as pleasure driving, but it is well under 10,000 miles per year. How much is the use of car insurance for pleasure driving? Pleasure use car insurance is usually cheaper than car insurance coverage...
Insurance companies generally define pleasure driving as car...
PostYou’re required by law to carry auto insurance, but since the insurance marketplace is a competitive one, you’re not required to buy your coverage from a specific carrier. As long as the coverage is purchased from a company with an active license to do business in the state, the driver is complying with the law....
You’re required by law to carry auto insurance, but since ...
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PostThere are many obscure insurance products that most of us have never heard of, force-placed car insurance might be one of those terms for you. Force-placed car insurance is a product that’s rarely used since almost all of us carry our own individual car insurance policies. In fact, when a person is subject to force-placed...
There are many obscure insurance products that most of us ha...
PostWhen getting car insurance, there can sometimes be difficulties in getting your policy information right away. This can cause issues when you’re trying to drive a new car off the lot or trying to get a car loan from a bank. Luckily, that’s where insurance binders come in. But what’s an insurance binder? How do...
When getting car insurance, there can sometimes be difficult...
PostCar insurance deductibles are separate from your monthly or annual car insurance policy payment. Plus, only certain types of coverages include deductibles. How do car insurance deductibles work? It’s the amount you pay out-of-pocket after filing a claim using coverage that includes deductibles, such as collision or comprehensive insurance. So, if you invest in full...
Car insurance deductibles are separate from your monthly or ...
PostUnfortunately, there has been an increase in road rage incidents causing injuries and death more often than ever. Road rage can create dangerous situations for the aggressive driver, their passengers, and the others on the road around them. And having a black mark on your driving record will affect your car insurance rates. You must...
Unfortunately, there has been an increase in road rage incid...
PostA car insurance certificate, also called proof of insurance or an auto insurance card, is a vehicle insurance document proving that you carry auto insurance. It is the document you will show to the DMV when registering a vehicle, and it is also what you will need to provide to the police in the event...
A car insurance certificate, also called proof of insurance ...
PostYour insurance company might offer a zero deductible option for certain coverages in some limited situations. However, for the basic auto liability policy that every driver is required to have, a deductible really does not apply to your coverage in any event. A deductible comes into play for your comprehensive and collision coverage, which helps...
Your insurance company might offer a zero deductible option ...
PostA deductible typically applies to the collision and comprehensive portions of your auto insurance policy when you have full coverage car insurance. These two insurance coverage pay for damage to your car regardless of whether you or someone else caused the need for the repairs. When your insurance coverage contains a deductible, you must pay...
A deductible typically applies to the collision and comprehe...
PostThe policyholder for a car insurance policy is the owner of the car insurance policy. This comes with certain legal rights and responsibilities for the policyholder. The policyholder is the person who is responsible for paying the premium for the insurance policy. This is different from a listed driver on the policy, who is a...
The policyholder for a car insurance policy is the owner of ...
PostIt is fairly easy to determine your car insurance due date even if you are not able to find an invoice or billing statement. The quickest way to find this information out is to call your auto insurance company or agent to look into the specific payment arrangements for your auto insurance policy. If you...
It is fairly easy to determine your car insurance due date e...
PostWhen you buy a car through a dealer, you typically walk on the lot with every intention of keeping you payment under a certain fixed amount. Unfortunately, by the time you make it past the car salesman and into the finance office, the payment that you agreed on is inflated to include warranties and other...
When you buy a car through a dealer, you typically walk on t...
PostWith so many competing car insurance quote websites out there, you may see confusing terms like village auto insurance that are either inaccurately explained or intentionally misleading. So let’s define village auto insurance. While there are many individual companies with that name, the idea of village car insurance is simply small, local companies that offer...
With so many competing car insurance quote websites out ther...
PostDo you need PIP? A PIP waiver is an attachment to an insurance policy in states operating under a fault-based car insurance model. In such states PIP coverage is not mandated, giving individual drivers the option to secure this coverage or waive it altogether. In cases where drivers choose not to carry such coverage, a...
Do you need PIP? A PIP waiver is an attachment to an insuran...
PostWhat does a used rebuilt title mean? A rebuilt car title is when a car is fixed up after being under the salvaged title moniker. A salvaged title is when a car has been in an accident, theft or natural disaster, and the insurance company has deemed the car totaled, unsafe to drive and “writes...
What does a used rebuilt title mean? A rebuilt car title is ...
PostIf you don’t have an agreed value when insuring your vehicle, your car insurance will be based on the actual cash value. Since cars depreciate quickly, this can mean a loss on your part if your car becomes totaled. Depending on the age and model of your car, an agreed value car insurance policy may...
If you don’t have an agreed value when insuring your vehic...
PostCombined single limits insurance basically combines all of your liability coverage into one lump sum versus liability where coverage is split amongst different incidents. While most liability auto insurance is purchased as split liability, it is also possible to purchase combined single limits on a car insurance policy. Combined single limits (CSL), is usually used...
Combined single limits insurance basically combines all of y...
PostIn the car insurance industry, piggybacking is a situation in which a person avoids paying higher costs by carrying several policies all from the same company. Also referred to as multi-line policies, this is a method to reduce the cost of your premiums. This article discusses the three main types of insurance that you can...
In the car insurance industry, piggybacking is a situation i...
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