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Can my car insurance company make me use a specific car repair shop?Post

Can my car insurance company make me use a specific car repair shop?

Your insurance company cannot make you use a certain repair shop. It is your vehicle, and you have the right to take your vehicle to any repair shop that you wish. However, many car insurance companies have repair shops that they recommend. To find and compare FREE car insurance rates online just enter your ZIP...

Your insurance company cannot make you use a certain repair ...

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How does a lienholder affect car insurance rates?

If you have a lien on your vehicle, you may have wondered, “How does a lienholder affect car insurance rates?” Lienholders have a stake in your car if they are financing the vehicle. They want to protect their investment, even if you do not. Lienholder insurance requirements will likely include full coverage car insurance. What...

If you have a lien on your vehicle, you may have wondered, &...

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Does having a garage lower the cost of car insurance?Post

Does having a garage lower the cost of car insurance?

You may already be aware of the fact that parking your car in a garage overnight helps reduce your car insurance rates, but did you also know that the location of your garage has an impact? While the impact is minimal, it is true nonetheless. Car insurance companies are willing to give better insurance rates on...

You may already be aware of the fact that parking your car i...

Backup Camera Car Insurance Discounts [2024]Post

Backup Camera Car Insurance Discounts [2024]

Will installing a rear-view camera on my car affect my insurance rates? A few years ago the news media began reporting the fact that the federal government was considering mandating rear-view cameras on every new vehicle sold in the United States. As of May 1, 2018, rearview cameras are required in all new vehicles according to...

Will installing a rear-view camera on my car affect my insur...

Do car insurance companies require smog checks?Post

Do car insurance companies require smog checks?

Smog checks or vehicle emissions testing are required by most states for vehicle registration, but they are in no way related to acquiring car insurance.The idea of car insurance is to protect drivers and accident victims against financial loss in the case of a motor vehicle accident.Compare car insurance quotes from several providers by entering...

Smog checks or vehicle emissions testing are required by mos...

Car Insurance PIP Waiver: Explained SimplyPost

Car Insurance PIP Waiver: Explained Simply

If you’re looking into saving money with different car insurance coverage options, you may have come across a PIP waiver. The PIP auto insurance definition is “personal injury protection,” and this type of policy pays for medical bills, lost wages, and more after a car accident.  PIP car insurance is required in some states, but...

If you’re looking into saving money with different car...

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Do warnings affect car insurance rates?

Do warnings affect car insurance rates? If you’re ever pulled over and the officer decides not to give you a citation, but a warning, you might have been left with some questions. Although it’s never a good thing to get a warning by a police officer for a traffic violation, it’s still better to get...

Do warnings affect car insurance rates? If you’re ever pul...

Can your car be insured in a different state than its registration? [2024]Post

Can your car be insured in a different state than its registration? [2024]

Have you ever wondered, “Can I have car insurance from another state?” or “Can my car be registered in one state and insured in another?” Typically, no. Registering and insuring your vehicle in different states is illegal. A few exceptions allow drivers to operate a vehicle insured and registered in different states, but it’s typically...

Have you ever wondered, “Can I have car insurance from ano...

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Does car insurance cover food delivery vehicles?

To work as a food delivery driver, you’ll need delivery driver insurance, especially if you’re using your personal car. Your own auto insurance isn’t enough to cover damages if you get into an accident while on the job. Unfortunately, food delivery companies do not offer car insurance for delivery drivers. Whether it’s a side hustle...

To work as a food delivery driver, you’ll need delivery dr...

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Does hitting a parked car affect car insurance rates?

Accidents happen, and we all want our insurance costs to stay as low as possible. Understanding car accidents and finding out more about how hitting a parked car with your vehicle could affect your insurance rates.  If I hit a parked car will my insurance go up? The first logical thing to question after you...

Accidents happen, and we all want our insurance costs to sta...

Does car insurance cover stolen wheels and tires?Post

Does car insurance cover stolen wheels and tires?

If you’ve put custom tires and rims on your car, and they end up being stolen, you may be wondering whether or not your car insurance will pay to replace them. The truth is, it depends on several factors including the details of your policy, whether or not you can prove you paid for the...

If you’ve put custom tires and rims on your car, and they ...

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Will a seat belt ticket affect car insurance rates?

Will a seat belt ticket affect car insurance? It really depends on where you live, what your driving record is like, and how many violations you have in the past. What is a seat belt ticket? It is the law for the driver and any front-seat passengers to be wearing a seatbelt when you drive,...

Will a seat belt ticket affect car insurance? It really depe...

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Does an accident in a parking lot affect car insurance rates?

Whether two drivers collide while moving or someone hits a parked car, you may need to file a claim with your insurer for damage coverage if you have a car accident in a parking lot. When it comes to car insurance, a parking lot accident may or may not cover you, depending on the type...

Whether two drivers collide while moving or someone hits a p...

How much does a moving violation affect car insurance?Post

How much does a moving violation affect car insurance?

Moving violations are something most of us are guilty of at one time or another, and tickets for those violations do affect our car insurance rates. The only question is, how much? You may not see an immediate increase in your rates after one violation, but then again, you may see a huge jump. It...

Moving violations are something most of us are guilty of at ...

Does car insurance cover car doors dinging another car?Post

Does car insurance cover car doors dinging another car?

Accidents happen occasionally, and you may have inadvertently hit another car with your door when getting in or out. You’ll want to know how to rectify the damage and may be thinking about contacting your insurance company in this case.  So, what do you do if your car door hits another car and damages it?...

Accidents happen occasionally, and you may have inadvertentl...

Can you transfer GAP insurance from one car to another?Post

Can you transfer GAP insurance from one car to another?

While gap car insurance does offer many benefits to policyholders, one of the downsides is that it cannot be transferred from one car to the next. Gap insurance only applies to the vehicle and sales contract for which it was originally intended. Type in your ZIP code above to compare car insurance rates for FREE from...

While gap car insurance does offer many benefits to policyho...

Do I have to report a car accident to my insurance company or the police?Post

Do I have to report a car accident to my insurance company or the police?

If you’ve been driving for any length of time, it’s quite likely you been involved in at least one accident. For most of us, accidents are minor, consisting of nothing more than a bent fender or scratched door panel. That said, there are some questions: Do you have to report every car accident to the...

If you’ve been driving for any length of time, it̵...

SR22 Without Car Insurance (How to Get)Post

SR22 Without Car Insurance (How to Get)

Getting an SR-22 without purchasing car insurance is usually not possible. Since states differ in terms of insurance regulations, it is important for you to know what the law is in your state. Your state motor vehicle department, insurance agency, or licensed car insurance carrier are the best resources for finding out the legal requirements where...

Getting an SR-22 without purchasing car insurance is usually...

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Does car insurance cover passengers?

Does car insurance cover passengers? Does auto liability cover passengers in your car? These are critical questions to ask and have answered before you start driving with passengers, as any responsible driver should. With most basic liability car insurance coverage, a passenger is not covered. But, unfortunately, many people mistakenly think that bodily injury liability...

Does car insurance cover passengers? Does auto liability cov...

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Do tickets for driving with a suspended license affect car insurance rates?

Driving on a suspended license could not only affect your car insurance rates,but you could also end up in jail! There was a time when you would get off with a warning on your first offense. Now law enforcement is taking more drastic measures the first time around. If you are behind the wheel of...

Driving on a suspended license could not only affect your ca...

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