Insurance and Driving Laws

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4 Questions About Driving a Car With a Suspended Registration

In the United States, driving is a privilege that comes with a lot of responsibility. Like it or not, one of these responsibilities is making sure your vehicles are properly registered and insured at all times. If you’re caught driving driving on suspended registration, or no registration at all, you could be in for some...

In the United States, driving is a privilege that comes with...

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How do I assess car damage for insurance purposes?

Read on to learn all about auto insurance and assessing damage for car insurance claims and then also be sure to enter your ZIP above for a FREE auto insurance comparison! Deciding Whose Car Insurance Company Pays for Damages The kind of damage that can be submitted to a car insurance company for a claim depends...

Read on to learn all about auto insurance and assessing dama...

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Can I drive an uninsured car on my insurance policy?

Driving an uninsured vehicle can be dangerous. Not only do you have to worry about getting into an accident without a policy to compensate you for your damages, but you also have to worry about paying legal fees if you’re taken to court for third-party damages. This is one of the prime reasons why a...

Driving an uninsured vehicle can be dangerous. Not only do y...

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Can you ask your insurance company to total your car? (Negotiate a Write-Off)

When your car is damaged in a major accident, and you file a car insurance claim, the insurance company assigns a claims adjuster to review your case and make an assessment of the total damage and repair costs for your car. The car insurance company will decide whether to total your car if the cost...

When your car is damaged in a major accident, and you file a...

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Do I need insurance to park my car on the road?

Do you have to insure your car if you’re not driving it? Many assume that the only scenario where car insurance is required is when a vehicle is being driven. While the only time you can be found legally liable for an accident is when your car is being driven, you still have an obligation...

Do you have to insure your car if you’re not driving i...

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What to Do With Car Insurance When Selling a Car (Laws + Coverage)

Auto policyholders may be asking themselves, “Can I cancel my car insurance at any time?” The good news is, yes! You are bound by no laws or restrictions when it comes to the timing of canceling your car insurance. While that is your right, however, there is a right time and a wrong time to...

Auto policyholders may be asking themselves, “Can I ca...

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What vehicles are exempt from car insurance requirements?

It is difficult to say which vehicles in your state will be exempt from car insurance requirements. In most states, golf carts and mopeds that aren’t designed for road use are exempt from having car insurance. If you’re required to register your vehicle, then you must have some sort of car insurance coverage. For example,...

It is difficult to say which vehicles in your state will be ...

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Can I have two car insurance policies?

Car insurance is a legal requirement based on the financial responsibility laws that are written in the state. While liability coverage is almost always required, there are very few scenarios where carrying two separate policies from two different carriers is wise and necessary. Look below at these specific situations to see if duplicate coverage would be...

Car insurance is a legal requirement based on the financial...

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How do you get car insurance for SSI recipients?

The federal Supplemental Social Security Income program, otherwise known as SSI, was developed in the early 1970s by President Nixon as a disability program in order to help the elderly and disabled escape the struggles of poverty. While studies have shown that it is a help to thousands of Americans living with limited income, it...

The federal Supplemental Social Security Income program, oth...

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DUI Insurance Laws for Massachusetts

If you are looking to compare Massachusetts car insurance quotes online, you first need to understand the different types of coverage and figure out the amount of coverage you will need. Every state has its own minimum coverage requirements. Get FREE car insurance quotes for your area with our ZIP code search tool! The following are...

If you are looking to compare Massachusetts car insurance qu...

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DUI Insurance Laws for Missouri

If you have run into trouble with DUI, or driving under the influence, in Missouri, you must find an automobile insurance company that is willing to insure you before you can get your license back. It is helpful to compare car insurance rates of several companies so that you can get the best deal. Enter...

If you have run into trouble with DUI, or driving under the ...

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Ohio DUI Insurance Laws

All Ohio drivers must adhere to the rules and regulations of the road. A lot Ohio drivers might be asking, “Does physical control increase insurance?” Ohio DUI insurance laws dictate that your rates will go up with a conviction.  So if you get a DUI in Ohio, your car insurance will be more expensive. Finding cheap...

All Ohio drivers must adhere to the rules and regulations of...

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Pennsylvania DUI Laws

Pennsylvania law states that anyone who drives under the influence of alcohol or drugs or intoxicating substances is breaking the Pennsylvania DUI insurance laws. In Pennsylvania, the current blood alcohol content level (BAC) minimum limit that constitutes a driving under the influence (DUI) offense is 0.08 percent.. This limit was lowered from 0.10 percent in...

Pennsylvania law states that anyone who drives under the inf...

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What is the penalty for driving without insurance in Washington?

While the State of Washington does not have the steepest of penalties in the United States for driving without insurance, the fines and other consequences can be quite hefty. Any driver should know that all 50 states require insurance or proof of financial responsibility and the law takes these requirements quite seriously. The penalty for...

While the State of Washington does not have the steepest of ...

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Time Frame for Points on Your Driver’s License

When do license points expire? How long do points stay on licenses? The amount of time that point stay on your driver’s license will be entirely determined by the type of traffic tickets or driving offense committed, as well as the state in which it occurred. Generally, most points will fall off of your license...

When do license points expire? How long do points stay on li...

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Tips for Selling Car Insurance

Wondering how to sell car insurance effectively? If you’re looking to learn how to sell auto insurance efficiently and effectively, the most important step is to think like a buyer before you try to sell car insurance. They want the best car insurance discounts and they want to trust you to provide them. Forget everything people say...

Wondering how to sell car insurance effectively? If you̵...

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How To Know if Your Car Is Due for a Vehicle Recall Check

The process of manufacturing a car involves, quite literally, a lot of moving parts. It’s easy for something to go wrong along the way, but defects are often caught before a vehicle goes on the market.  Sometimes, though, certain flaws fall through the cracks and go unnoticed, creating a safety issue for drivers. When that...

The process of manufacturing a car involves, quite literally...

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DWI vs. DUI: What Is the Difference?

Alcohol-related accidents are some of the most prevalent crimes on the road. And there were 10,142 deaths recorded from drunk-driving accidents in 2019. Aside from penalties like fines and license suspensions, another consequence of such cases is an increase in car insurance rates. So, to help you understand the implications of a DWI vs. DUI...

Alcohol-related accidents are some of the most prevalent cri...

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Does Negligent Driving Affect Insurance

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?...

A negligent driving ticket will, unfortunately, affect your ...

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Is hitting someone with a car assault?

Road rage is on the rise in America, and all you need to do to see it is take a drive down any highway. From improper lane changes to speeding and other more dangerous behaviors, road rage can have tragic results. The definition of assault can be tricky to understand, but you can commit assault...

Road rage is on the rise in America, and all you need to do ...

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