American Auto Shield Car Insurance Review [2020

American Auto Shield sells vehicle service contracts to replace expired warranties. American Auto Shield has an A+ customer service rating with the BBB.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Company Details
Address: 1597 Cole Blvd, Suite 200
City: Lakewood
State: CO
ZIP Code: 80401-3418
Phone Number: 303.420.7488
Year Founded: 2002
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Extended warranties usually come with new cars and provide repair damage for a variety of parts
  • A service contract provides repair coverage for a vehicle once a warranty expires
  • American Auto Shield provides vehicle service contracts to help consumers have full protection for car repairs

Car insurance warranties are promises from the manufacturer to cover damages. The damages that are covered by a warranty vary according to what exactly is in the paperwork.

A service contract is different from a warranty in that they typically provide coverage once a warranty expires. However, service contracts are similar in that they only cover certain damages and repairs, too.

American Auto Shield is a company that provides vehicle service contracts to help consumers have full protection on a variety of car repairs.

If you are looking for auto insurance, check out our FREE quote tool to compare rates today!

About American Auto Shield

American Auto Shield is a Colorado-based company that provides vehicle service contracts and automotive claims administration.

The vehicle service contracts offered by American Auto Shield are backed by a variety of insurers. According to the American Auto Shield website, all the insurers are rated A by insurance rating company, A.M. Best.

In addition to their auto service contracts, American Auto Shield is active in serving their community.

They have helped several organizations such as Make-A-Wish Colorado, and the 2014 Susan B. Komen Colorado Race for the Cure.

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What American Auto Shield Offers

American Auto Shield provides service contracts for cars, motorcycles, dirt bikes, and ATVs. American Auto Shield’s service contracts are customizable for each driver’s individual needs.

However, there are six different options for service contracts:

  • Diamond –this plan is the highest level; it provides coverage for all components in the vehicle
  • Platinum – this plan is for cars that are 20 years old with 100,000 miles; it provides coverage for components such as engine, transmission, and brakes
  • Deluxe – this plan is for cars that are 20 years old with 150,000 miles; similar to the platinum plan except it does not cover all the parts included in the platinum plan
  • PT Gold – this plan is for cars that are 25 years old with 200,000 miles; coverage for components such as engine, transmission, and air conditioning
  • PT Silver – this plan is for cars that are 25 years old with 200,000 miles; almost the same coverage as the pt gold plan
  • Powertrain – this plan is for cars that are 25 years old with 250,000 miles; this plan includes the least amount of covered parts

Each plan can have additional benefits added such as roadside assistance, rental cars, and trip interruption coverage.

Optional coverage includes luxury electronics such as GPS, market labor rate, and emissions.

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Reviews of American Auto Shield

According to their website, American Auto Shield has satisfied their customers in exceptional ways. You can also find their reviews on sites such as TrustPilot, ConsumerAffairs, and the Better Business Bureau.

TrustPilot gives American Auto Shield a 4 out 5 star (Great) rating, while ConsumerAffairs gives them a 2.5 out of 5 star rating.

The Better Business Bureau gives American Auto Shield an A+ rating, and they are also accredited with BBB.

Conclusion

American Auto Shield offers service contract plans for several different levels of consumer need. These plans range from full coverage to only specific parts coverage.

It doesn’t matter if you have a brand new car or an older, well-traveled car, American Auto Shield can provide a service plan that fits your individual needs.

There are mixed reviews online regarding American Auto Shield, but there seem to be more positive reviews than negative.

If you are looking for a company to provide you with auto insurance, use our FREE quote tool to compare rates today!

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