Compare Amsterdam, MO Car Insurance Rates (2021)

Car insurance in Amsterdam, MO averages $262 a month. Amsterdam, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Amsterdam car insurance rates, compare quotes from the top car insurance companies in Amsterdam, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Amsterdam is Nationwide
  • Average car insurance rates in Amsterdam, MO after a DUI are $3,662/year
  • The cheapest car insurance company in Amsterdam for teen drivers is Nationwide

If you need to buy Amsterdam, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Amsterdam, MO is right here.

You’ll find Amsterdam car insurance rates, the cheapest Amsterdam, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Amsterdam, Missouri car insurance rates to Columbia car insurance rates, Springfield car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Amsterdam, MO car insurance today? Enter your ZIP code for fast, free Amsterdam car insurance quotes.

Cheapest Amsterdam, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Amsterdam, MO car insurance rates? Every Amsterdam, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Amsterdam, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,205 $2,200 $1,970 $2,086 $9,031 $9,348 $2,512 $2,627
GEICO $1,863 $2,067 $1,456 $1,831 $5,627 $5,943 $1,735 $1,747
Liberty Mutual $2,551 $2,769 $2,103 $2,358 $8,391 $9,320 $2,695 $2,884
Nationwide $1,360 $1,391 $1,217 $1,291 $3,422 $4,388 $1,550 $1,678
Progressive $1,867 $1,742 $1,525 $1,569 $5,949 $6,686 $2,274 $2,341
State Farm $1,653 $1,653 $1,466 $1,466 $4,597 $5,832 $1,855 $2,099
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Amsterdam, MO

Every driver must carry the minimum car insurance in Amsterdam, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Amsterdam, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Amsterdam, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Amsterdam, MO. Compare credit history car insurance rates in Amsterdam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Amsterdam, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $4,289 $3,008 $2,533
Farmers $4,569 $3,805 $3,619
GEICO $3,843 $2,504 $2,004
Liberty Mutual $5,941 $3,611 $2,849
Nationwide $2,402 $1,983 $1,726
Progressive $3,474 $2,867 $2,641
State Farm $3,478 $2,321 $1,934
USAA $3,967 $1,859 $1,337

Cheapest Amsterdam, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Amsterdam, MO to rates for a clean record with top companies.

Annual Amsterdam, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,469 $4,294 $4,201 $4,026
GEICO $2,205 $2,817 $3,735 $2,377
Liberty Mutual $3,018 $4,299 $4,450 $4,769
Nationwide $1,611 $2,054 $2,725 $1,759
Progressive $2,606 $3,457 $2,877 $3,037
State Farm $2,382 $2,774 $2,578 $2,578
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Amsterdam, MO Car Insurance for Teen Drivers

Teen car insurance in Amsterdam, MO can be expensive. Take a look at rates from the top car insurance companies in Amsterdam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Amsterdam, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,764 $7,532
Farmers $9,031 $9,348
GEICO $5,627 $5,943
Liberty Mutual $8,391 $9,320
Nationwide $3,422 $4,388
Progressive $5,949 $6,686
State Farm $4,597 $5,832
USAA $4,358 $5,323

Cheapest Amsterdam, MO Car Insurance for Seniors

Take a look at Amsterdam, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Amsterdam, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,927 $1,927
Farmers $1,970 $2,086
GEICO $1,456 $1,831
Liberty Mutual $2,103 $2,358
Nationwide $1,217 $1,291
Progressive $1,525 $1,569
State Farm $1,466 $1,466
USAA $1,323 $1,344

Cheapest Amsterdam, MO Car Insurance Rates After a DUI

A DUI in Amsterdam, MO increases car insurance rates. Compare Amsterdam, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Amsterdam, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $4,244
Farmers $4,201
GEICO $3,735
Liberty Mutual $4,450
Nationwide $2,725
Progressive $2,877
State Farm $2,578
USAA $3,225

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Cheapest Amsterdam, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Amsterdam, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Amsterdam, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,243 $3,310
Farmers $3,997 $3,997
GEICO $2,729 $2,838
Liberty Mutual $4,134 $4,134
Nationwide $2,037 $2,037
Progressive $2,994 $2,994
State Farm $2,513 $2,642
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Amsterdam, MO

Take a look at a side-by-side comparison of the top car insurance companies in Amsterdam, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Amsterdam, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,277
Farmers $3,997
GEICO $2,783
Liberty Mutual $4,134
Nationwide $2,037
Progressive $2,994
State Farm $2,578
USAA $2,388

Category Winners: Cheapest Car Insurance in Amsterdam, Missouri

Find the cheapest car insurance companies in Amsterdam, MO for each category right here.

Best Annual Car Insurance Rates by Company in Amsterdam, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Amsterdam, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Amsterdam car insurance rates. Find the cheapest Amsterdam, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Amsterdam, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $3,191 $3,381 $3,258
Farmers $3,742 $3,958 $4,292
GEICO $2,608 $2,803 $2,939
Liberty Mutual $3,913 $4,153 $4,335
Nationwide $1,914 $2,056 $2,142
Progressive $2,720 $3,002 $3,260
State Farm $2,420 $2,588 $2,726
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Amsterdam, Missouri?

What factors can have an impact on Amsterdam, MO car insurance? There are several reasons why Amsterdam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Amsterdam, Missouri.

Commute Time in Amsterdam

The more time you spend in your car the higher the risk of an accident. The average commute length in Amsterdam, MO is 41.7 minutes according to City-Data.

Traffic in Amsterdam

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Amsterdam, MO traffic data from INRIX ranks Amsterdam as the 964th-most congested in the world.

Compare Car Insurance Quotes in Amsterdam, MO

Ready to find affordable Amsterdam, Missouri car insurance today? Enter your ZIP code for fast, free Amsterdam, MO car insurance quotes.

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