Compare Arkadelphia, AR Car Insurance Rates (2021)

Car insurance in Arkadelphia, AR averages $345 a month. Arkadelphia, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arkadelphia car insurance rates, compare quotes from the top car insurance companies in Arkadelphia, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Arkadelphia, AR are $4,137/year
  • The cheapest car insurance company in Arkadelphia is USAA
  • The cheapest ZIP code in Arkadelphia is 71998

If you need to buy Arkadelphia, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Arkadelphia, AR is right here.

You’ll find Arkadelphia car insurance rates, the cheapest Arkadelphia, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Arkadelphia, Arkansas car insurance rates to North Little Rock car insurance rates, Hot Springs car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Arkadelphia, AR car insurance today? Enter your ZIP code for fast, free Arkadelphia car insurance quotes.

Cheapest Arkadelphia, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arkadelphia, AR car insurance rates? Every Arkadelphia, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arkadelphia, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,870 $2,876 $2,573 $2,751 $10,814 $13,007 $3,147 $3,405
Farmers $2,487 $2,469 $2,224 $2,336 $10,357 $10,714 $2,859 $3,018
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,892 $2,740 $2,379 $2,484 $12,331 $13,889 $3,468 $3,762
State Farm $1,732 $1,732 $1,544 $1,544 $4,937 $6,205 $1,949 $2,241
Travelers $2,130 $2,172 $2,097 $2,105 $12,271 $19,672 $2,277 $2,643
USAA $1,310 $1,324 $1,213 $1,224 $4,069 $4,267 $1,686 $1,820

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Arkadelphia, AR

Every driver must carry the minimum car insurance in Arkadelphia, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Arkadelphia, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Arkadelphia, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arkadelphia, AR. Compare credit history car insurance rates in Arkadelphia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arkadelphia, Arkansas

Insurance Company Poor Fair Good
Allstate $6,500 $4,993 $4,048
Farmers $5,188 $4,346 $4,140
GEICO $4,269 $3,507 $2,911
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $6,224 $5,312 $4,944
State Farm $3,962 $2,386 $1,858
Travelers $6,510 $5,430 $5,074
USAA $2,803 $1,911 $1,628

Cheapest Arkadelphia, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arkadelphia, AR to rates for a clean record with top companies.

Annual Arkadelphia, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,245 $5,375 $5,998 $5,104
Farmers $3,848 $4,933 $4,821 $4,630
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,732 $6,588 $4,972 $5,681
State Farm $2,514 $2,956 $2,735 $2,735
Travelers $4,754 $4,912 $7,182 $5,836
USAA $1,627 $2,058 $2,967 $1,805

Cheapest Arkadelphia, AR Car Insurance for Teen Drivers

Teen car insurance in Arkadelphia, AR can be expensive. Take a look at rates from the top car insurance companies in Arkadelphia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arkadelphia, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,814 $13,007
Farmers $10,357 $10,714
GEICO $6,655 $6,691
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $12,331 $13,889
State Farm $4,937 $6,205
Travelers $12,271 $19,672
USAA $4,069 $4,267

Cheapest Arkadelphia, AR Car Insurance for Seniors

Take a look at Arkadelphia, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arkadelphia, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,573 $2,751
Farmers $2,224 $2,336
GEICO $2,419 $2,351
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,379 $2,484
State Farm $1,544 $1,544
Travelers $2,097 $2,105
USAA $1,213 $1,224

Cheapest Arkadelphia, AR Car Insurance Rates After a DUI

A DUI in Arkadelphia, AR increases car insurance rates. Compare Arkadelphia, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arkadelphia, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,998
Farmers $4,821
GEICO $5,555
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,972
State Farm $2,735
Travelers $7,182
USAA $2,967

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Arkadelphia, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arkadelphia, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arkadelphia, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,180 $5,180
Farmers $4,558 $4,558
GEICO $3,541 $3,583
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,493 $5,493
State Farm $2,671 $2,800
Travelers $5,671 $5,671
USAA $2,054 $2,174

Cheapest Arkadelphia, AR Car Insurance Rates by ZIP Code

Arkadelphia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Arkadelphia, AR.

Annual Car Insurance Rates by ZIP Code in Arkadelphia, Arkansas

ZIP Code Average Annual Rates
71923 $4,265
71998 $4,191
71999 $4,222

The Best Cheap Car Insurance Companies in Arkadelphia, AR

Take a look at a side-by-side comparison of the top car insurance companies in Arkadelphia, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arkadelphia, Arkansas

Insurance Company Average Annual Rates
Allstate $5,180
Farmers $4,558
GEICO $3,562
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,493
State Farm $2,735
Travelers $5,671
USAA $2,114

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Arkadelphia, Arkansas

Find the cheapest car insurance companies in Arkadelphia, AR for each category right here.

Best Annual Car Insurance Rates by Company in Arkadelphia, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Arkadelphia, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arkadelphia car insurance rates. Find the cheapest Arkadelphia, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arkadelphia, Arkansas

Insurance Company Low Medium High
Allstate $5,019 $5,178 $5,344
Farmers $4,359 $4,517 $4,798
GEICO $3,433 $3,561 $3,691
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $5,088 $5,414 $5,977
State Farm $2,613 $2,732 $2,861
Travelers $5,423 $5,687 $5,903
USAA $2,030 $2,107 $2,205

What affects car insurance rates in Arkadelphia, Arkansas?

What factors can have an impact on Arkadelphia, AR car insurance? There are several reasons why Arkadelphia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arkadelphia, Arkansas.

Commute Time in Arkadelphia

The more time you spend in your car the higher the risk of an accident. The average commute length in Arkadelphia, AR is 14.2 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Arkadelphia, AR

Ready to find affordable Arkadelphia, Arkansas car insurance today? Enter your ZIP code for fast, free Arkadelphia, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption