Compare Carson City, NV Car Insurance Rates (2021)

Car insurance in Carson City, NV averages $310 a month. Carson City, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Carson City car insurance rates, compare quotes from the top car insurance companies in Carson City, NV.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carson City, NV after a DUI are $4,464/year
  • The cheapest car insurance company in Carson City for teen drivers is USAA
  • Average car insurance rates in Carson City, NV are $3,719/year

If you need to buy Carson City, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Carson City, NV is right here.

You’ll find Carson City car insurance rates, the cheapest Carson City, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Carson City, Nevada car insurance rates to Sparks car insurance rates, Boulder City car insurance rates, and Mesquite car insurance rates.

Ready to find affordable Carson City, NV car insurance today? Enter your ZIP code for fast, free Carson City car insurance quotes.

Cheapest Carson City, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carson City, NV car insurance rates? Every Carson City, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carson City, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,410 $2,227 $2,352 $7,821 $9,410 $2,605 $2,781
American Family $2,382 $2,382 $2,117 $2,117 $8,079 $10,588 $2,382 $2,777
Farmers $2,231 $2,292 $2,031 $2,296 $7,466 $7,972 $2,981 $2,998
GEICO $2,614 $2,527 $2,622 $2,639 $6,598 $6,061 $2,613 $2,249
Liberty Mutual $2,328 $2,510 $2,283 $2,558 $10,378 $11,534 $2,629 $2,758
Nationwide $1,805 $1,845 $1,651 $1,745 $4,352 $5,232 $2,136 $2,273
Progressive $1,682 $1,465 $1,479 $1,471 $7,206 $7,825 $1,965 $1,834
State Farm $2,821 $2,821 $2,555 $2,555 $8,727 $11,130 $3,157 $3,543
Travelers $1,678 $1,701 $1,602 $1,597 $8,775 $14,162 $1,859 $2,069
USAA $1,757 $1,728 $1,679 $1,673 $4,440 $5,004 $2,199 $2,342

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Minimum Car Insurance in Carson City, NV

Every driver must carry the minimum car insurance in Carson City, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Carson City, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Carson City, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carson City, NV. Compare credit history car insurance rates in Carson City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carson City, Nevada

Insurance Company Poor Fair Good
Allstate $5,113 $3,718 $3,178
American Family $5,089 $3,877 $3,342
Farmers $4,430 $3,565 $3,355
GEICO $4,208 $3,490 $2,773
Liberty Mutual $6,632 $4,057 $3,178
Nationwide $3,098 $2,563 $2,229
Progressive $3,417 $3,063 $2,868
State Farm $8,501 $3,352 $2,137
Travelers $4,573 $4,099 $3,869
USAA $3,739 $2,239 $1,829

Cheapest Carson City, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carson City, NV to rates for a clean record with top companies.

Annual Carson City, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,400 $3,975 $4,798 $3,839
American Family $3,298 $4,572 $4,920 $3,621
Farmers $3,159 $4,017 $4,160 $3,797
GEICO $2,414 $3,855 $4,724 $2,968
Liberty Mutual $3,377 $5,398 $5,427 $4,286
Nationwide $2,123 $2,712 $3,370 $2,315
Progressive $2,609 $3,558 $3,272 $3,025
State Farm $4,237 $5,090 $4,664 $4,664
Travelers $2,994 $4,459 $5,665 $3,604
USAA $2,001 $2,514 $3,636 $2,259

Cheapest Carson City, NV Car Insurance for Teen Drivers

Teen car insurance in Carson City, NV can be expensive. Take a look at rates from the top car insurance companies in Carson City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carson City, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,821 $9,410
American Family $8,079 $10,588
Farmers $7,466 $7,972
GEICO $6,598 $6,061
Liberty Mutual $10,378 $11,534
Nationwide $4,352 $5,232
Progressive $7,206 $7,825
State Farm $8,727 $11,130
Travelers $8,775 $14,162
USAA $4,440 $5,004

Cheapest Carson City, NV Car Insurance for Seniors

Take a look at Carson City, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carson City, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,352
American Family $2,117 $2,117
Farmers $2,031 $2,296
GEICO $2,622 $2,639
Liberty Mutual $2,283 $2,558
Nationwide $1,651 $1,745
Progressive $1,479 $1,471
State Farm $2,555 $2,555
Travelers $1,602 $1,597
USAA $1,679 $1,673

Cheapest Carson City, NV Car Insurance Rates After a DUI

A DUI in Carson City, NV increases car insurance rates. Compare Carson City, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carson City, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,798
American Family $4,920
Farmers $4,160
GEICO $4,724
Liberty Mutual $5,427
Nationwide $3,370
Progressive $3,272
State Farm $4,664
Travelers $5,665
USAA $3,636

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Cheapest Carson City, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carson City, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carson City, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,003 $4,003
American Family $4,049 $4,157
Farmers $3,783 $3,783
GEICO $3,433 $3,547
Liberty Mutual $4,622 $4,622
Nationwide $2,630 $2,630
Progressive $3,116 $3,116
State Farm $4,528 $4,800
Travelers $4,180 $4,180
USAA $2,568 $2,637

Cheapest Carson City, NV Car Insurance Rates by ZIP Code

Carson City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Carson City, NV.

Annual Car Insurance Rates by ZIP Code in Carson City, Nevada

ZIP Code Average Annual Rates
89701 $3,702
89702 $3,712
89703 $3,741
89706 $3,723

The Best Cheap Car Insurance Companies in Carson City, NV

Take a look at a side-by-side comparison of the top car insurance companies in Carson City, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carson City, Nevada

Insurance Company Average Annual Rates
Allstate $4,003
American Family $4,103
Farmers $3,783
GEICO $3,490
Liberty Mutual $4,622
Nationwide $2,630
Progressive $3,116
State Farm $4,664
Travelers $4,180
USAA $2,603

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Category Winners: Cheapest Car Insurance in Carson City, Nevada

Find the cheapest car insurance companies in Carson City, NV for each category right here.

Best Annual Car Insurance Rates by Company in Carson City, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Carson City, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carson City car insurance rates. Find the cheapest Carson City, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carson City, Nevada

Insurance Company Low Medium High
Allstate $3,654 $4,046 $4,309
American Family $3,946 $4,340 $4,022
Farmers $3,410 $3,739 $4,200
GEICO $3,180 $3,424 $3,866
Liberty Mutual $4,268 $4,572 $5,026
Nationwide $2,590 $2,626 $2,674
Progressive $2,770 $3,020 $3,558
State Farm $4,275 $4,645 $5,071
Travelers $3,810 $4,198 $4,533
USAA $2,330 $2,579 $2,899

What affects car insurance rates in Carson City, Nevada?

What factors can have an impact on Carson City, NV car insurance? There are several reasons why Carson City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carson City, Nevada.

Commute Time in Carson City

The more time you spend in your car the higher the risk of an accident. The average commute length in Carson City, NV is 20.2 minutes according to City-Data.

Traffic in Carson City

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Carson City, NV traffic data from INRIX ranks Carson City as the 340th-most congested in the world.

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Compare Car Insurance Quotes in Carson City, NV

Ready to find affordable Carson City, Nevada car insurance today? Enter your ZIP code for fast, free Carson City, NV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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