Compare Emery, SD Car Insurance Rates (2021)

Car insurance in Emery, SD averages $306 a month. Emery, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Emery car insurance rates, compare quotes from the top car insurance companies in Emery, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Emery is State Farm
  • Average car insurance rates in Emery, SD after a DUI are $4,450/year
  • The cheapest car insurance company in Emery for teen drivers is State Farm

If you need to buy Emery, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Emery, SD is right here.

You’ll find Emery car insurance rates, the cheapest Emery, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Emery, South Dakota car insurance rates to Aberdeen car insurance rates, Yankton car insurance rates, and Mitchell car insurance rates.

Ready to find affordable Emery, SD car insurance today? Enter your ZIP code for fast, free Emery car insurance quotes.

Cheapest Emery, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Emery, SD car insurance rates? Every Emery, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emery, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,504 $2,157 $2,307 $10,029 $11,971 $2,774 $3,038
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,811 $1,778 $1,492 $1,542 $6,743 $7,653 $2,268 $2,372
State Farm $1,431 $1,431 $1,245 $1,245 $3,692 $4,714 $1,605 $1,812

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Minimum Car Insurance in Emery, SD

Every driver must carry the minimum car insurance in Emery, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Emery, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Emery, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Emery, SD. Compare credit history car insurance rates in Emery from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Emery, South Dakota

Insurance Company Poor Fair Good
Allstate $5,671 $4,437 $3,853
American Family $5,228 $3,769 $3,193
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $3,690 $3,082 $2,850
State Farm $3,125 $1,869 $1,448

Cheapest Emery, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emery, SD to rates for a clean record with top companies.

Annual Emery, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,858 $4,477 $5,960 $4,318
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,763 $3,760 $2,979 $3,326
State Farm $2,000 $2,294 $2,147 $2,147

Cheapest Emery, SD Car Insurance for Teen Drivers

Teen car insurance in Emery, SD can be expensive. Take a look at rates from the top car insurance companies in Emery for teenagers.

Annual Car Insurance Rates for Teen Drivers in Emery, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,029 $11,971
American Family $6,026 $8,854
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $6,743 $7,653
State Farm $3,692 $4,714

Cheapest Emery, SD Car Insurance for Seniors

Take a look at Emery, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Emery, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,307
American Family $2,598 $2,598
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,492 $1,542
State Farm $1,245 $1,245

Cheapest Emery, SD Car Insurance Rates After a DUI

A DUI in Emery, SD increases car insurance rates. Compare Emery, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Emery, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,960
American Family $5,591
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $2,979
State Farm $2,147

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Cheapest Emery, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Emery, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Emery, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,767
American Family $4,013 $4,113
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,207 $3,207
State Farm $2,095 $2,200

The Best Cheap Car Insurance Companies in Emery, SD

Take a look at a side-by-side comparison of the top car insurance companies in Emery, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Emery, South Dakota

Insurance Company Average Annual Rates
Allstate $4,654
American Family $4,063
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,207
State Farm $2,147

Category Winners: Cheapest Car Insurance in Emery, South Dakota

Find the cheapest car insurance companies in Emery, SD for each category right here.

Best Annual Car Insurance Rates by Company in Emery, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Emery, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Emery car insurance rates. Find the cheapest Emery, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Emery, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,646 $4,778
American Family $4,106 $4,185 $3,899
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,129 $3,183 $3,310
State Farm $2,070 $2,149 $2,223

What affects car insurance rates in Emery, South Dakota?

What factors can have an impact on Emery, SD car insurance? There are several reasons why Emery car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emery, South Dakota.

Commute Time in Emery

The more time you spend in your car the higher the risk of an accident. The average commute length in Emery, SD is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Emery, SD

Ready to find affordable Emery, South Dakota car insurance today? Enter your ZIP code for fast, free Emery, SD car insurance quotes.

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