Compare Gillette, WY Car Insurance Rates (2021)

Car insurance in Gillette, WY averages $256 a month. Gillette, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gillette car insurance rates, compare quotes from the top car insurance companies in Gillette, WY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gillette, WY are $3,076/year
  • The cheapest car insurance company in Gillette is Liberty Mutual
  • The cheapest ZIP code in Gillette is 82718

If you need to buy Gillette, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Gillette, WY is right here.

You’ll find Gillette car insurance rates, the cheapest Gillette, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Gillette, Wyoming car insurance rates to Laramie car insurance rates, Cody car insurance rates, and Rawlins car insurance rates.

Ready to find affordable Gillette, WY car insurance today? Enter your ZIP code for fast, free Gillette car insurance quotes.

Cheapest Gillette, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gillette, WY car insurance rates? Every Gillette, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gillette, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,932 $2,296 $2,523 $8,777 $11,173 $3,114 $3,418
Farmers $2,471 $2,471 $2,324 $2,324 $4,493 $7,636 $2,563 $2,563
GEICO $2,602 $2,653 $2,517 $2,517 $4,735 $6,134 $2,891 $3,048
Liberty Mutual $1,354 $1,364 $1,110 $1,282 $3,617 $4,058 $1,469 $1,638
State Farm $1,499 $1,499 $1,290 $1,290 $4,018 $5,350 $1,563 $1,855
USAA $1,670 $1,676 $1,449 $1,519 $5,118 $6,316 $2,211 $2,505

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Minimum Car Insurance in Gillette, WY

Every driver must carry the minimum car insurance in Gillette, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Gillette, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gillette, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gillette, WY. Compare credit history car insurance rates in Gillette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gillette, Wyoming

Insurance Company Poor Fair Good
Allstate $5,782 $4,366 $3,726
Farmers $3,599 $3,396 $3,072
GEICO $3,834 $3,260 $3,068
Liberty Mutual $2,260 $1,952 $1,747
State Farm $2,987 $2,116 $1,783
USAA $4,764 $2,147 $1,513

Cheapest Gillette, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gillette, WY to rates for a clean record with top companies.

Annual Gillette, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,035 $4,781 $5,053 $4,629
Farmers $2,541 $3,007 $5,178 $2,697
GEICO $2,225 $2,967 $4,633 $3,724
Liberty Mutual $1,425 $2,182 $2,365 $1,974
State Farm $2,118 $2,473 $2,295 $2,295
USAA $2,205 $2,677 $3,946 $2,404

Cheapest Gillette, WY Car Insurance for Teen Drivers

Teen car insurance in Gillette, WY can be expensive. Take a look at rates from the top car insurance companies in Gillette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gillette, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $11,173
Farmers $4,493 $7,636
GEICO $4,735 $6,134
Liberty Mutual $3,617 $4,058
State Farm $4,018 $5,350
USAA $5,118 $6,316

Cheapest Gillette, WY Car Insurance for Seniors

Take a look at Gillette, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gillette, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,296 $2,523
Farmers $2,324 $2,324
GEICO $2,517 $2,517
Liberty Mutual $1,110 $1,282
State Farm $1,290 $1,290
USAA $1,449 $1,519

Cheapest Gillette, WY Car Insurance Rates After a DUI

A DUI in Gillette, WY increases car insurance rates. Compare Gillette, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gillette, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,053
Farmers $5,178
GEICO $4,633
Liberty Mutual $2,365
State Farm $2,295
USAA $3,946

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Cheapest Gillette, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gillette, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gillette, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,515 $4,734
Farmers $3,356 $3,356
GEICO $3,333 $3,442
Liberty Mutual $1,986 $1,986
State Farm $2,215 $2,376
USAA $2,776 $2,841

Cheapest Gillette, WY Car Insurance Rates by ZIP Code

Gillette car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gillette, WY.

Annual Car Insurance Rates by ZIP Code in Gillette, Wyoming

ZIP Code Average Annual Rates
82716 $3,076
82718 $3,042

The Best Cheap Car Insurance Companies in Gillette, WY

Take a look at a side-by-side comparison of the top car insurance companies in Gillette, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gillette, Wyoming

Insurance Company Average Annual Rates
Allstate $4,624
Farmers $3,356
GEICO $3,387
Liberty Mutual $1,986
State Farm $2,295
USAA $2,808

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Category Winners: Cheapest Car Insurance in Gillette, Wyoming

Find the cheapest car insurance companies in Gillette, WY for each category right here.

Best Annual Car Insurance Rates by Company in Gillette, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Cheapest Gillette, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gillette car insurance rates. Find the cheapest Gillette, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gillette, Wyoming

Insurance Company Low Medium High
Allstate $4,515 $4,616 $4,742
Farmers $3,262 $3,350 $3,455
GEICO $3,339 $3,391 $3,432
Liberty Mutual $1,885 $1,980 $2,095
State Farm $2,220 $2,296 $2,370
USAA $2,742 $2,806 $2,877

What affects car insurance rates in Gillette, Wyoming?

What factors can have an impact on Gillette, WY car insurance? There are several reasons why Gillette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gillette, Wyoming.

Car Theft in Gillette

High levels of vehicle theft can make car insurance more expensive. Gillette, WY car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Gillette

The more time you spend in your car the higher the risk of an accident. The average commute length in Gillette, WY is 19.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Gillette, WY

Ready to find affordable Gillette, Wyoming car insurance today? Enter your ZIP code for fast, free Gillette, WY car insurance quotes.

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