Compare Hastings, NE Car Insurance Rates (2021)

Car insurance in Hastings, NE averages $269 a month. Hastings, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hastings car insurance rates, compare quotes from the top car insurance companies in Hastings, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hastings, NE after a DUI are $3,742/year
  • Average car insurance rates in Hastings, NE are $3,224/year
  • The cheapest car insurance company in Hastings is American Family

If you need to buy Hastings, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Hastings, NE is right here.

You’ll find Hastings car insurance rates, the cheapest Hastings, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Hastings, Nebraska car insurance rates to Hastings car insurance rates, Omaha car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Hastings, NE car insurance today? Enter your ZIP code for fast, free Hastings car insurance quotes.

Cheapest Hastings, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hastings, NE car insurance rates? Every Hastings, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hastings, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,612 $1,612 $1,471 $1,471 $2,721 $4,024 $1,577 $1,709
Farmers $2,196 $2,181 $1,968 $2,073 $8,433 $8,686 $2,489 $2,606
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,116 $3,384 $2,462 $2,998 $13,188 $14,826 $3,274 $3,627
Nationwide $1,761 $1,816 $1,578 $1,687 $4,115 $5,125 $2,035 $2,201
Progressive $2,175 $2,118 $1,786 $1,845 $7,955 $8,992 $2,611 $2,786
State Farm $1,405 $1,405 $1,241 $1,241 $3,923 $4,987 $1,555 $1,759
USAA $1,386 $1,387 $1,255 $1,301 $4,254 $5,105 $1,802 $2,019

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Minimum Car Insurance in Hastings, NE

Every driver must carry the minimum car insurance in Hastings, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Hastings, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hastings, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hastings, NE. Compare credit history car insurance rates in Hastings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hastings, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,715 $1,852 $1,507
Farmers $4,385 $3,639 $3,463
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,459 $5,104 $4,015
Nationwide $3,048 $2,433 $2,138
Progressive $4,367 $3,638 $3,346
State Farm $3,179 $1,907 $1,481
USAA $3,088 $2,085 $1,767

Cheapest Hastings, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hastings, NE to rates for a clean record with top companies.

Annual Hastings, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,979 $2,163 $1,979 $1,979
Farmers $3,237 $4,154 $4,050 $3,874
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,030 $5,917 $6,421 $6,069
Nationwide $1,807 $2,603 $3,703 $2,045
Progressive $3,226 $4,692 $3,602 $3,614
State Farm $2,025 $2,354 $2,189 $2,189
USAA $1,758 $2,208 $3,297 $1,991

Cheapest Hastings, NE Car Insurance for Teen Drivers

Teen car insurance in Hastings, NE can be expensive. Take a look at rates from the top car insurance companies in Hastings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hastings, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,721 $4,024
Farmers $8,433 $8,686
GEICO $6,043 $7,918
Liberty Mutual $13,188 $14,826
Nationwide $4,115 $5,125
Progressive $7,955 $8,992
State Farm $3,923 $4,987
USAA $4,254 $5,105

Cheapest Hastings, NE Car Insurance for Seniors

Take a look at Hastings, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hastings, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,471 $1,471
Farmers $1,968 $2,073
GEICO $2,841 $2,734
Liberty Mutual $2,462 $2,998
Nationwide $1,578 $1,687
Progressive $1,786 $1,845
State Farm $1,241 $1,241
USAA $1,255 $1,301

Cheapest Hastings, NE Car Insurance Rates After a DUI

A DUI in Hastings, NE increases car insurance rates. Compare Hastings, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hastings, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,152
American Family $1,979
Farmers $4,050
GEICO $5,286
Liberty Mutual $6,421
Nationwide $3,703
Progressive $3,602
State Farm $2,189
USAA $3,297

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Cheapest Hastings, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hastings, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hastings, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,673 $2,673
American Family $2,009 $2,041
Farmers $3,829 $3,829
GEICO $3,746 $3,863
Liberty Mutual $5,859 $5,859
Nationwide $2,540 $2,540
Progressive $3,784 $3,784
State Farm $2,133 $2,245
USAA $2,286 $2,341

The Best Cheap Car Insurance Companies in Hastings, NE

Take a look at a side-by-side comparison of the top car insurance companies in Hastings, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hastings, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,025
Farmers $3,829
GEICO $3,805
Liberty Mutual $5,859
Nationwide $2,540
Progressive $3,784
State Farm $2,189
USAA $2,314

Category Winners: Cheapest Car Insurance in Hastings, Nebraska

Find the cheapest car insurance companies in Hastings, NE for each category right here.

Best Annual Car Insurance Rates by Company in Hastings, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Hastings, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hastings car insurance rates. Find the cheapest Hastings, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hastings, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $2,007 $2,085 $1,983
Farmers $3,677 $3,778 $4,031
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,695 $5,828 $6,055
Nationwide $2,581 $2,531 $2,506
Progressive $3,637 $3,775 $3,938
State Farm $2,093 $2,186 $2,289
USAA $2,240 $2,310 $2,390

What affects car insurance rates in Hastings, Nebraska?

What factors can have an impact on Hastings, NE car insurance? There are several reasons why Hastings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hastings, Nebraska.

Commute Time in Hastings

The more time you spend in your car the higher the risk of an accident. The average commute length in Hastings, NE is 15.8 minutes according to City-Data.

Traffic in Hastings

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hastings, NE traffic data from INRIX ranks Hastings as the 577th-most congested in the world.

Compare Car Insurance Quotes in Hastings, NE

Ready to find affordable Hastings, Nebraska car insurance today? Enter your ZIP code for fast, free Hastings, NE car insurance quotes.

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