Compare Hattiesburg, MS Car Insurance Rates (2021)

Car insurance in Hattiesburg, MS averages $298 a month. Hattiesburg, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hattiesburg car insurance rates, compare quotes from the top car insurance companies in Hattiesburg, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Hattiesburg is 39406
  • Average car insurance rates in Hattiesburg, MS are $3,573/year
  • Average car insurance rates in Hattiesburg, MS after a DUI are $4,302/year

If you need to buy Hattiesburg, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Hattiesburg, MS is right here.

You’ll find Hattiesburg car insurance rates, the cheapest Hattiesburg, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Hattiesburg, Mississippi car insurance rates to Meridian car insurance rates, Jackson car insurance rates, and Greenville car insurance rates.

Ready to find affordable Hattiesburg, MS car insurance today? Enter your ZIP code for fast, free Hattiesburg car insurance quotes.

Cheapest Hattiesburg, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hattiesburg, MS car insurance rates? Every Hattiesburg, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hattiesburg, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,479 $2,332 $2,385 $10,628 $11,357 $2,935 $3,003
GEICO $2,951 $2,788 $2,670 $2,481 $7,509 $7,069 $5,021 $2,390
Liberty Mutual $2,620 $2,835 $2,099 $2,355 $9,653 $10,736 $2,784 $2,932
Nationwide $1,970 $2,016 $1,774 $1,870 $4,015 $5,079 $2,243 $2,420
Progressive $2,486 $2,300 $2,054 $1,989 $9,285 $10,380 $2,547 $2,653
State Farm $1,719 $1,719 $1,548 $1,548 $5,145 $6,444 $1,921 $2,209
Travelers $1,644 $1,672 $1,573 $1,572 $7,498 $11,860 $1,730 $1,990
USAA $1,279 $1,265 $1,200 $1,210 $3,189 $3,770 $1,550 $1,702

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Minimum Car Insurance in Hattiesburg, MS

Every driver must carry the minimum car insurance in Hattiesburg, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Hattiesburg, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hattiesburg, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hattiesburg, MS. Compare credit history car insurance rates in Hattiesburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hattiesburg, Mississippi

Insurance Company Poor Fair Good
Allstate $5,459 $4,833 $3,854
GEICO $6,197 $3,512 $2,621
Liberty Mutual $6,452 $3,952 $3,102
Nationwide $3,129 $2,556 $2,336
Progressive $4,756 $4,079 $3,800
State Farm $4,010 $2,432 $1,903
Travelers $4,186 $3,420 $3,471
USAA $2,585 $1,689 $1,412

Cheapest Hattiesburg, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hattiesburg, MS to rates for a clean record with top companies.

Annual Hattiesburg, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,682 $5,707 $4,509
GEICO $2,571 $3,884 $5,885 $4,100
Liberty Mutual $3,186 $5,110 $5,227 $4,485
Nationwide $2,147 $2,725 $3,451 $2,371
Progressive $3,595 $4,851 $4,180 $4,220
State Farm $2,513 $3,109 $2,752 $2,752
Travelers $3,223 $3,373 $4,653 $3,520
USAA $1,482 $1,891 $2,561 $1,648

Cheapest Hattiesburg, MS Car Insurance for Teen Drivers

Teen car insurance in Hattiesburg, MS can be expensive. Take a look at rates from the top car insurance companies in Hattiesburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hattiesburg, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $11,357
GEICO $7,509 $7,069
Liberty Mutual $9,653 $10,736
Nationwide $4,015 $5,079
Progressive $9,285 $10,380
State Farm $5,145 $6,444
Travelers $7,498 $11,860
USAA $3,189 $3,770

Cheapest Hattiesburg, MS Car Insurance for Seniors

Take a look at Hattiesburg, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hattiesburg, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,385
GEICO $2,670 $2,481
Liberty Mutual $2,099 $2,355
Nationwide $1,774 $1,870
Progressive $2,054 $1,989
State Farm $1,548 $1,548
Travelers $1,573 $1,572
USAA $1,200 $1,210

Cheapest Hattiesburg, MS Car Insurance Rates After a DUI

A DUI in Hattiesburg, MS increases car insurance rates. Compare Hattiesburg, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hattiesburg, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,707
GEICO $5,885
Liberty Mutual $5,227
Nationwide $3,451
Progressive $4,180
State Farm $2,752
Travelers $4,653
USAA $2,561

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Cheapest Hattiesburg, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hattiesburg, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hattiesburg, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,715 $4,715
GEICO $4,096 $4,124
Liberty Mutual $4,502 $4,502
Nationwide $2,674 $2,674
Progressive $4,211 $4,211
State Farm $2,716 $2,848
Travelers $3,692 $3,692
USAA $1,838 $1,953

Cheapest Hattiesburg, MS Car Insurance Rates by ZIP Code

Hattiesburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hattiesburg, MS.

Annual Car Insurance Rates by ZIP Code in Hattiesburg, Mississippi

ZIP Code Average Annual Rates
39401 $3,086
39402 $3,083
39406 $3,082

The Best Cheap Car Insurance Companies in Hattiesburg, MS

Take a look at a side-by-side comparison of the top car insurance companies in Hattiesburg, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hattiesburg, Mississippi

Insurance Company Average Annual Rates
Allstate $4,715
GEICO $4,110
Liberty Mutual $4,502
Nationwide $2,674
Progressive $4,211
State Farm $2,782
Travelers $3,692
USAA $1,896

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Category Winners: Cheapest Car Insurance in Hattiesburg, Mississippi

Find the cheapest car insurance companies in Hattiesburg, MS for each category right here.

Best Annual Car Insurance Rates by Company in Hattiesburg, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Hattiesburg, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hattiesburg car insurance rates. Find the cheapest Hattiesburg, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hattiesburg, Mississippi

Insurance Company Low Medium High
Allstate $4,509 $4,711 $4,926
GEICO $3,873 $4,140 $4,317
Liberty Mutual $4,222 $4,482 $4,801
Nationwide $2,512 $2,665 $2,844
Progressive $3,741 $4,274 $4,619
State Farm $2,620 $2,770 $2,955
Travelers $3,506 $3,715 $3,856
USAA $1,771 $1,885 $2,031

What affects car insurance rates in Hattiesburg, Mississippi?

What factors can have an impact on Hattiesburg, MS car insurance? There are several reasons why Hattiesburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hattiesburg, Mississippi.

Commute Time in Hattiesburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Hattiesburg, MS is 22.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Hattiesburg, MS

Ready to find affordable Hattiesburg, Mississippi car insurance today? Enter your ZIP code for fast, free Hattiesburg, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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