Compare La Belle, MO Car Insurance Rates (2021)

Car insurance in La Belle, MO averages $262 a month. La Belle, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap La Belle car insurance rates, compare quotes from the top car insurance companies in La Belle, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in La Belle is Nationwide
  • Average car insurance rates in La Belle, MO are $3,147/year
  • The cheapest car insurance company in La Belle for teen drivers is Nationwide

If you need to buy La Belle, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in La Belle, MO is right here.

You’ll find La Belle car insurance rates, the cheapest La Belle, MO car insurance companies, and information on Missouri car insurance laws. You can also compare La Belle, Missouri car insurance rates to Independence car insurance rates, Blue Springs car insurance rates, and St. Charles car insurance rates.

Ready to find affordable La Belle, MO car insurance today? Enter your ZIP code for fast, free La Belle car insurance quotes.

Cheapest La Belle, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Belle, MO car insurance rates? Every La Belle, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Belle, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,942 $1,942 $1,729 $1,729 $5,296 $6,883 $1,942 $2,272
Farmers $2,325 $2,324 $2,086 $2,199 $9,108 $9,430 $2,640 $2,773
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,625 $2,847 $2,163 $2,422 $8,736 $9,695 $2,774 $2,969
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $1,909 $1,788 $1,561 $1,606 $6,005 $6,758 $2,331 $2,385
State Farm $1,681 $1,681 $1,465 $1,465 $4,352 $5,546 $1,877 $2,119
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in La Belle, MO

Every driver must carry the minimum car insurance in La Belle, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in La Belle, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest La Belle, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in La Belle, MO. Compare credit history car insurance rates in La Belle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in La Belle, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,873 $2,728 $2,299
Farmers $4,711 $3,904 $3,717
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,152 $3,739 $2,946
Nationwide $2,551 $2,082 $1,815
Progressive $3,530 $2,914 $2,684
State Farm $3,301 $2,302 $1,967
USAA $4,157 $1,919 $1,371

Cheapest La Belle, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Belle, MO to rates for a clean record with top companies.

Annual La Belle, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,217 $3,222 $3,898 $2,530
Farmers $3,603 $4,393 $4,304 $4,142
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,118 $4,452 $4,606 $4,940
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $2,659 $3,500 $2,928 $3,084
State Farm $2,354 $2,693 $2,523 $2,523
USAA $2,027 $2,420 $3,284 $2,197

Cheapest La Belle, MO Car Insurance for Teen Drivers

Teen car insurance in La Belle, MO can be expensive. Take a look at rates from the top car insurance companies in La Belle for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Belle, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,296 $6,883
Farmers $9,108 $9,430
GEICO $5,572 $5,914
Liberty Mutual $8,736 $9,695
Nationwide $3,523 $4,567
Progressive $6,005 $6,758
State Farm $4,352 $5,546
USAA $4,426 $5,428

Cheapest La Belle, MO Car Insurance for Seniors

Take a look at La Belle, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Belle, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,729 $1,729
Farmers $2,086 $2,199
GEICO $1,484 $1,834
Liberty Mutual $2,163 $2,422
Nationwide $1,299 $1,390
Progressive $1,561 $1,606
State Farm $1,465 $1,465
USAA $1,378 $1,418

Cheapest La Belle, MO Car Insurance Rates After a DUI

A DUI in La Belle, MO increases car insurance rates. Compare La Belle, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Belle, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,898
Farmers $4,304
GEICO $3,697
Liberty Mutual $4,606
Nationwide $2,818
Progressive $2,928
State Farm $2,523
USAA $3,284

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Cheapest La Belle, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Belle, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Belle, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,938 $2,996
Farmers $4,111 $4,111
GEICO $2,747 $2,866
Liberty Mutual $4,279 $4,279
Nationwide $2,149 $2,149
Progressive $3,043 $3,043
State Farm $2,463 $2,584
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in La Belle, MO

Take a look at a side-by-side comparison of the top car insurance companies in La Belle, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Belle, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,967
Farmers $4,111
GEICO $2,806
Liberty Mutual $4,279
Nationwide $2,149
Progressive $3,043
State Farm $2,523
USAA $2,482

Category Winners: Cheapest Car Insurance in La Belle, Missouri

Find the cheapest car insurance companies in La Belle, MO for each category right here.

Best Annual Car Insurance Rates by Company in La Belle, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest La Belle, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Belle car insurance rates. Find the cheapest La Belle, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Belle, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,878 $3,061 $2,962
Farmers $3,871 $4,074 $4,386
GEICO $2,652 $2,822 $2,946
Liberty Mutual $4,061 $4,299 $4,477
Nationwide $2,021 $2,165 $2,261
Progressive $2,739 $3,049 $3,340
State Farm $2,408 $2,529 $2,633
USAA $2,385 $2,474 $2,587

What affects car insurance rates in La Belle, Missouri?

What factors can have an impact on La Belle, MO car insurance? There are several reasons why La Belle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Belle, Missouri.

Commute Time in La Belle

The more time you spend in your car the higher the risk of an accident. The average commute length in La Belle, MO is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in La Belle, MO

Ready to find affordable La Belle, Missouri car insurance today? Enter your ZIP code for fast, free La Belle, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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