Compare Magnolia, MS Car Insurance Rates (2021)

Car insurance in Magnolia, MS averages $311 a month. Magnolia, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Magnolia car insurance rates, compare quotes from the top car insurance companies in Magnolia, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Magnolia, MS are $3,738/year
  • The cheapest car insurance company in Magnolia is USAA
  • Average car insurance rates in Magnolia, MS after a DUI are $4,509/year

If you need to buy Magnolia, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Magnolia, MS is right here.

You’ll find Magnolia car insurance rates, the cheapest Magnolia, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Magnolia, Mississippi car insurance rates to Olive Branch car insurance rates, Biloxi car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Magnolia, MS car insurance today? Enter your ZIP code for fast, free Magnolia car insurance quotes.

Cheapest Magnolia, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Magnolia, MS car insurance rates? Every Magnolia, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,597 $2,482 $2,313 $2,368 $10,299 $10,972 $2,959 $3,038
GEICO $3,174 $3,000 $2,878 $2,675 $8,038 $7,596 $5,377 $2,573
Liberty Mutual $2,801 $3,031 $2,247 $2,519 $10,105 $11,233 $2,981 $3,143
Nationwide $2,142 $2,199 $1,920 $2,033 $4,347 $5,526 $2,435 $2,635
Progressive $2,518 $2,336 $2,061 $1,992 $9,056 $10,121 $2,578 $2,667
State Farm $1,812 $1,812 $1,625 $1,625 $5,290 $6,652 $2,020 $2,302
Travelers $1,827 $1,860 $1,735 $1,737 $8,161 $12,917 $1,914 $2,227
USAA $1,410 $1,397 $1,314 $1,331 $3,504 $4,160 $1,722 $1,900

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Minimum Car Insurance in Magnolia, MS

Every driver must carry the minimum car insurance in Magnolia, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Magnolia, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Magnolia, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Magnolia, MS. Compare credit history car insurance rates in Magnolia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Magnolia, Mississippi

Insurance Company Poor Fair Good
Allstate $5,359 $4,745 $3,781
GEICO $6,655 $3,771 $2,815
Liberty Mutual $6,828 $4,170 $3,275
Nationwide $3,415 $2,774 $2,525
Progressive $4,729 $4,029 $3,741
State Farm $4,171 $2,528 $1,978
Travelers $4,596 $3,746 $3,800
USAA $2,861 $1,862 $1,554

Cheapest Magnolia, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Magnolia, MS to rates for a clean record with top companies.

Annual Magnolia, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,915 $4,612 $5,557 $4,430
GEICO $2,754 $4,168 $6,329 $4,404
Liberty Mutual $3,376 $5,387 $5,521 $4,746
Nationwide $2,320 $2,961 $3,769 $2,569
Progressive $3,571 $4,784 $4,115 $4,195
State Farm $2,624 $3,220 $2,862 $2,862
Travelers $3,536 $3,703 $5,087 $3,863
USAA $1,633 $2,086 $2,834 $1,816

Cheapest Magnolia, MS Car Insurance for Teen Drivers

Teen car insurance in Magnolia, MS can be expensive. Take a look at rates from the top car insurance companies in Magnolia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Magnolia, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $10,972
GEICO $8,038 $7,596
Liberty Mutual $10,105 $11,233
Nationwide $4,347 $5,526
Progressive $9,056 $10,121
State Farm $5,290 $6,652
Travelers $8,161 $12,917
USAA $3,504 $4,160

Cheapest Magnolia, MS Car Insurance for Seniors

Take a look at Magnolia, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Magnolia, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,368
GEICO $2,878 $2,675
Liberty Mutual $2,247 $2,519
Nationwide $1,920 $2,033
Progressive $2,061 $1,992
State Farm $1,625 $1,625
Travelers $1,735 $1,737
USAA $1,314 $1,331

Cheapest Magnolia, MS Car Insurance Rates After a DUI

A DUI in Magnolia, MS increases car insurance rates. Compare Magnolia, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Magnolia, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,557
GEICO $6,329
Liberty Mutual $5,521
Nationwide $3,769
Progressive $4,115
State Farm $2,862
Travelers $5,087
USAA $2,834

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Cheapest Magnolia, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Magnolia, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Magnolia, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,628 $4,628
GEICO $4,399 $4,428
Liberty Mutual $4,758 $4,758
Nationwide $2,905 $2,905
Progressive $4,166 $4,166
State Farm $2,822 $2,962
Travelers $4,047 $4,047
USAA $2,028 $2,157

The Best Cheap Car Insurance Companies in Magnolia, MS

Take a look at a side-by-side comparison of the top car insurance companies in Magnolia, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Magnolia, Mississippi

Insurance Company Average Annual Rates
Allstate $4,628
GEICO $4,414
Liberty Mutual $4,758
Nationwide $2,905
Progressive $4,166
State Farm $2,892
Travelers $4,047
USAA $2,092

Category Winners: Cheapest Car Insurance in Magnolia, Mississippi

Find the cheapest car insurance companies in Magnolia, MS for each category right here.

Best Annual Car Insurance Rates by Company in Magnolia, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Magnolia, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Magnolia car insurance rates. Find the cheapest Magnolia, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Magnolia, Mississippi

Insurance Company Low Medium High
Allstate $4,422 $4,625 $4,838
GEICO $4,167 $4,444 $4,630
Liberty Mutual $4,474 $4,737 $5,061
Nationwide $2,749 $2,895 $3,069
Progressive $3,727 $4,211 $4,561
State Farm $2,723 $2,880 $3,073
Travelers $3,843 $4,072 $4,227
USAA $1,956 $2,081 $2,240

What affects car insurance rates in Magnolia, Mississippi?

What factors can have an impact on Magnolia, MS car insurance? There are several reasons why Magnolia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Magnolia, Mississippi.

Commute Time in Magnolia

The more time you spend in your car the higher the risk of an accident. The average commute length in Magnolia, MS is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Magnolia, MS

Ready to find affordable Magnolia, Mississippi car insurance today? Enter your ZIP code for fast, free Magnolia, MS car insurance quotes.

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