Compare Meridian, MS Car Insurance Rates (2021)

Car insurance in Meridian, MS averages $291 a month. Meridian, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Meridian car insurance rates, compare quotes from the top car insurance companies in Meridian, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Meridian is 39305
  • The cheapest car insurance company in Meridian for teen drivers is USAA
  • The cheapest car insurance company in Meridian is USAA

If you need to buy Meridian, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Meridian, MS is right here.

You’ll find Meridian car insurance rates, the cheapest Meridian, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Meridian, Mississippi car insurance rates to Hattiesburg car insurance rates, Olive Branch car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Meridian, MS car insurance today? Enter your ZIP code for fast, free Meridian car insurance quotes.

Cheapest Meridian, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Meridian, MS car insurance rates? Every Meridian, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Meridian, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,716 $2,539 $2,596 $11,258 $12,006 $3,226 $3,312
GEICO $2,711 $2,567 $2,469 $2,294 $6,650 $6,293 $4,461 $2,193
Liberty Mutual $2,403 $2,599 $1,934 $2,166 $8,737 $9,705 $2,551 $2,681
Nationwide $2,020 $2,074 $1,813 $1,919 $4,067 $5,164 $2,292 $2,479
Progressive $2,383 $2,197 $1,966 $1,899 $8,832 $9,856 $2,438 $2,526
State Farm $1,871 $1,871 $1,677 $1,677 $5,471 $6,878 $2,087 $2,380
Travelers $1,467 $1,493 $1,401 $1,404 $6,640 $10,529 $1,544 $1,771
USAA $1,367 $1,349 $1,281 $1,288 $3,464 $4,104 $1,656 $1,816

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Minimum Car Insurance in Meridian, MS

Every driver must carry the minimum car insurance in Meridian, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Meridian, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Meridian, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Meridian, MS. Compare credit history car insurance rates in Meridian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Meridian, Mississippi

Insurance Company Poor Fair Good
Allstate $5,861 $5,189 $4,136
GEICO $5,586 $3,164 $2,364
Liberty Mutual $5,866 $3,598 $2,827
Nationwide $3,203 $2,607 $2,376
Progressive $4,535 $3,885 $3,617
State Farm $4,312 $2,612 $2,043
Travelers $3,718 $3,040 $3,086
USAA $2,788 $1,817 $1,517

Cheapest Meridian, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Meridian, MS to rates for a clean record with top companies.

Annual Meridian, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,272 $5,028 $6,107 $4,840
GEICO $2,298 $3,495 $5,328 $3,698
Liberty Mutual $2,904 $4,646 $4,754 $4,085
Nationwide $2,184 $2,781 $3,533 $2,416
Progressive $3,428 $4,618 $3,980 $4,023
State Farm $2,711 $3,328 $2,958 $2,958
Travelers $2,869 $3,002 $4,128 $3,125
USAA $1,590 $2,036 $2,767 $1,769

Cheapest Meridian, MS Car Insurance for Teen Drivers

Teen car insurance in Meridian, MS can be expensive. Take a look at rates from the top car insurance companies in Meridian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Meridian, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,258 $12,006
GEICO $6,650 $6,293
Liberty Mutual $8,737 $9,705
Nationwide $4,067 $5,164
Progressive $8,832 $9,856
State Farm $5,471 $6,878
Travelers $6,640 $10,529
USAA $3,464 $4,104

Cheapest Meridian, MS Car Insurance for Seniors

Take a look at Meridian, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Meridian, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,539 $2,596
GEICO $2,469 $2,294
Liberty Mutual $1,934 $2,166
Nationwide $1,813 $1,919
Progressive $1,966 $1,899
State Farm $1,677 $1,677
Travelers $1,401 $1,404
USAA $1,281 $1,288

Cheapest Meridian, MS Car Insurance Rates After a DUI

A DUI in Meridian, MS increases car insurance rates. Compare Meridian, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Meridian, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,107
GEICO $5,328
Liberty Mutual $4,754
Nationwide $3,533
Progressive $3,980
State Farm $2,958
Travelers $4,128
USAA $2,767

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Cheapest Meridian, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Meridian, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Meridian, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,062 $5,062
GEICO $3,694 $3,715
Liberty Mutual $4,097 $4,097
Nationwide $2,728 $2,728
Progressive $4,012 $4,012
State Farm $2,917 $3,061
Travelers $3,281 $3,281
USAA $1,979 $2,102

Cheapest Meridian, MS Car Insurance Rates by ZIP Code

Meridian car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Meridian, MS.

Annual Car Insurance Rates by ZIP Code in Meridian, Mississippi

ZIP Code Average Annual Rates
39301 $3,110
39305 $2,940
39307 $2,993

The Best Cheap Car Insurance Companies in Meridian, MS

Take a look at a side-by-side comparison of the top car insurance companies in Meridian, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Meridian, Mississippi

Insurance Company Average Annual Rates
Allstate $5,062
GEICO $3,705
Liberty Mutual $4,097
Nationwide $2,728
Progressive $4,012
State Farm $2,989
Travelers $3,281
USAA $2,041

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Category Winners: Cheapest Car Insurance in Meridian, Mississippi

Find the cheapest car insurance companies in Meridian, MS for each category right here.

Best Annual Car Insurance Rates by Company in Meridian, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Meridian, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Meridian car insurance rates. Find the cheapest Meridian, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Meridian, Mississippi

Insurance Company Low Medium High
Allstate $4,835 $5,055 $5,296
GEICO $3,508 $3,729 $3,877
Liberty Mutual $3,849 $4,079 $4,363
Nationwide $2,586 $2,720 $2,879
Progressive $3,571 $4,066 $4,400
State Farm $2,818 $2,977 $3,172
Travelers $3,111 $3,300 $3,432
USAA $1,912 $2,030 $2,180

What affects car insurance rates in Meridian, Mississippi?

What factors can have an impact on Meridian, MS car insurance? There are several reasons why Meridian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Meridian, Mississippi.

Car Theft in Meridian

High levels of vehicle theft can make car insurance more expensive. Meridian, MS car theft statistics from the FBI indicate 114 vehicle thefts a year.

Commute Time in Meridian

The more time you spend in your car the higher the risk of an accident. The average commute length in Meridian, MS is 17.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Meridian, MS

Ready to find affordable Meridian, Mississippi car insurance today? Enter your ZIP code for fast, free Meridian, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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