Compare Mesquite, NV Car Insurance Rates (2021)

Car insurance in Mesquite, NV averages $346 a month. Mesquite, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mesquite car insurance rates, compare quotes from the top car insurance companies in Mesquite, NV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mesquite, NV are $4,155/year
  • The cheapest ZIP code in Mesquite is 89027
  • Average car insurance rates in Mesquite, NV after a DUI are $5,024/year

If you need to buy Mesquite, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Mesquite, NV is right here.

You’ll find Mesquite car insurance rates, the cheapest Mesquite, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Mesquite, Nevada car insurance rates to Elko car insurance rates, Las Vegas car insurance rates, and Carson City car insurance rates.

Ready to find affordable Mesquite, NV car insurance today? Enter your ZIP code for fast, free Mesquite car insurance quotes.

Cheapest Mesquite, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mesquite, NV car insurance rates? Every Mesquite, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mesquite, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,129 $2,921 $3,098 $10,923 $13,194 $3,389 $3,583
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $2,309 $2,366 $2,101 $2,357 $7,621 $8,092 $3,074 $3,132
GEICO $2,638 $2,552 $2,699 $2,758 $6,476 $5,884 $2,604 $2,205
Liberty Mutual $2,946 $3,190 $2,902 $3,284 $13,193 $14,731 $3,314 $3,467
Nationwide $2,242 $2,292 $2,047 $2,168 $5,444 $6,544 $2,657 $2,831
Progressive $1,416 $1,236 $1,247 $1,241 $5,915 $6,414 $1,643 $1,532
State Farm $2,969 $2,969 $2,691 $2,691 $9,190 $11,744 $3,325 $3,718
Travelers $1,760 $1,785 $1,677 $1,676 $9,244 $15,058 $1,943 $2,158
USAA $2,276 $2,231 $2,196 $2,174 $6,057 $6,814 $2,880 $3,053

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Minimum Car Insurance in Mesquite, NV

Every driver must carry the minimum car insurance in Mesquite, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Mesquite, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mesquite, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mesquite, NV. Compare credit history car insurance rates in Mesquite from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mesquite, Nevada

Insurance Company Poor Fair Good
Allstate $6,999 $5,009 $4,267
American Family $5,272 $4,013 $3,458
Farmers $4,544 $3,657 $3,443
GEICO $4,192 $3,477 $2,762
Liberty Mutual $8,459 $5,148 $4,028
Nationwide $3,875 $3,192 $2,768
Progressive $2,833 $2,536 $2,373
State Farm $8,961 $3,528 $2,246
Travelers $4,828 $4,326 $4,084
USAA $4,923 $2,997 $2,461

Cheapest Mesquite, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mesquite, NV to rates for a clean record with top companies.

Annual Mesquite, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,563 $5,418 $6,536 $5,182
American Family $3,422 $4,733 $5,084 $3,751
Farmers $3,234 $4,132 $4,270 $3,890
GEICO $2,400 $3,882 $4,675 $2,951
Liberty Mutual $4,306 $6,858 $6,902 $5,447
Nationwide $2,638 $3,382 $4,212 $2,881
Progressive $2,169 $2,938 $2,707 $2,508
State Farm $4,464 $5,360 $4,912 $4,912
Travelers $3,165 $4,703 $5,979 $3,804
USAA $2,617 $3,307 $4,960 $2,957

Cheapest Mesquite, NV Car Insurance for Teen Drivers

Teen car insurance in Mesquite, NV can be expensive. Take a look at rates from the top car insurance companies in Mesquite for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mesquite, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,923 $13,194
American Family $8,323 $10,907
Farmers $7,621 $8,092
GEICO $6,476 $5,884
Liberty Mutual $13,193 $14,731
Nationwide $5,444 $6,544
Progressive $5,915 $6,414
State Farm $9,190 $11,744
Travelers $9,244 $15,058
USAA $6,057 $6,814

Cheapest Mesquite, NV Car Insurance for Seniors

Take a look at Mesquite, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mesquite, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,921 $3,098
American Family $2,208 $2,208
Farmers $2,101 $2,357
GEICO $2,699 $2,758
Liberty Mutual $2,902 $3,284
Nationwide $2,047 $2,168
Progressive $1,247 $1,241
State Farm $2,691 $2,691
Travelers $1,677 $1,676
USAA $2,196 $2,174

Cheapest Mesquite, NV Car Insurance Rates After a DUI

A DUI in Mesquite, NV increases car insurance rates. Compare Mesquite, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mesquite, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,536
American Family $5,084
Farmers $4,270
GEICO $4,675
Liberty Mutual $6,902
Nationwide $4,212
Progressive $2,707
State Farm $4,912
Travelers $5,979
USAA $4,960

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Cheapest Mesquite, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mesquite, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mesquite, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,425 $5,425
American Family $4,192 $4,303
Farmers $3,881 $3,881
GEICO $3,415 $3,539
Liberty Mutual $5,878 $5,878
Nationwide $3,278 $3,278
Progressive $2,581 $2,581
State Farm $4,766 $5,057
Travelers $4,413 $4,413
USAA $3,414 $3,506

Cheapest Mesquite, NV Car Insurance Rates by ZIP Code

Mesquite car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mesquite, NV.

Annual Car Insurance Rates by ZIP Code in Mesquite, Nevada

ZIP Code Average Annual Rates
89027 $4,096
89034 $4,214

The Best Cheap Car Insurance Companies in Mesquite, NV

Take a look at a side-by-side comparison of the top car insurance companies in Mesquite, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mesquite, Nevada

Insurance Company Average Annual Rates
Allstate $5,425
American Family $4,248
Farmers $3,881
GEICO $3,477
Liberty Mutual $5,878
Nationwide $3,278
Progressive $2,581
State Farm $4,912
Travelers $4,413
USAA $3,460

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Category Winners: Cheapest Car Insurance in Mesquite, Nevada

Find the cheapest car insurance companies in Mesquite, NV for each category right here.

Best Annual Car Insurance Rates by Company in Mesquite, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation Progressive

Cheapest Mesquite, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mesquite car insurance rates. Find the cheapest Mesquite, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mesquite, Nevada

Insurance Company Low Medium High
Allstate $4,707 $5,520 $6,047
American Family $4,079 $4,491 $4,173
Farmers $3,523 $3,838 $4,283
GEICO $3,070 $3,386 $3,975
Liberty Mutual $5,302 $5,799 $6,534
Nationwide $3,197 $3,274 $3,363
Progressive $2,287 $2,496 $2,958
State Farm $4,477 $4,893 $5,365
Travelers $3,967 $4,427 $4,844
USAA $3,028 $3,420 $3,933

What affects car insurance rates in Mesquite, Nevada?

What factors can have an impact on Mesquite, NV car insurance? There are several reasons why Mesquite car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mesquite, Nevada.

Car Theft in Mesquite

High levels of vehicle theft can make car insurance more expensive. Mesquite, NV car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Mesquite

The more time you spend in your car the higher the risk of an accident. The average commute length in Mesquite, NV is 15.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Mesquite, NV

Ready to find affordable Mesquite, Nevada car insurance today? Enter your ZIP code for fast, free Mesquite, NV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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