Compare Milo, MO Car Insurance Rates (2021)

Car insurance in Milo, MO averages $262 a month. Milo, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Milo car insurance rates, compare quotes from the top car insurance companies in Milo, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Milo, MO after a DUI are $3,664/year
  • The cheapest car insurance company in Milo is Nationwide
  • Average car insurance rates in Milo, MO are $3,146/year

If you need to buy Milo, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Milo, MO is right here.

You’ll find Milo car insurance rates, the cheapest Milo, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Milo, Missouri car insurance rates to St. Charles car insurance rates, Lee’s Summit car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Milo, MO car insurance today? Enter your ZIP code for fast, free Milo car insurance quotes.

Cheapest Milo, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milo, MO car insurance rates? Every Milo, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milo, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,767 $2,563 $2,646 $7,835 $8,472 $2,743 $2,836
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,241 $2,240 $2,006 $2,120 $9,056 $9,381 $2,551 $2,675
GEICO $1,903 $2,119 $1,485 $1,869 $5,760 $6,105 $1,768 $1,787
Liberty Mutual $2,579 $2,802 $2,126 $2,387 $8,298 $9,222 $2,725 $2,918
Nationwide $1,322 $1,353 $1,182 $1,255 $3,302 $4,240 $1,504 $1,630
Progressive $1,995 $1,878 $1,630 $1,675 $6,153 $6,933 $2,439 $2,504
State Farm $1,609 $1,609 $1,426 $1,426 $4,478 $5,674 $1,806 $2,049
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Milo, MO

Every driver must carry the minimum car insurance in Milo, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Milo, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Milo, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Milo, MO. Compare credit history car insurance rates in Milo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Milo, Missouri

Insurance Company Poor Fair Good
Allstate $5,647 $3,626 $2,996
American Family $4,171 $2,930 $2,469
Farmers $4,616 $3,836 $3,650
GEICO $3,935 $2,563 $2,051
Liberty Mutual $5,944 $3,605 $2,847
Nationwide $2,330 $1,919 $1,672
Progressive $3,660 $3,016 $2,777
State Farm $3,387 $2,260 $1,882
USAA $3,967 $1,859 $1,337

Cheapest Milo, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milo, MO to rates for a clean record with top companies.

Annual Milo, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,961 $4,908 $3,972
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,514 $4,324 $4,233 $4,064
GEICO $2,256 $2,879 $3,828 $2,435
Liberty Mutual $3,023 $4,293 $4,450 $4,763
Nationwide $1,567 $1,989 $2,630 $1,708
Progressive $2,764 $3,612 $3,035 $3,194
State Farm $2,319 $2,701 $2,510 $2,510
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Milo, MO Car Insurance for Teen Drivers

Teen car insurance in Milo, MO can be expensive. Take a look at rates from the top car insurance companies in Milo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milo, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,835 $8,472
American Family $5,646 $7,360
Farmers $9,056 $9,381
GEICO $5,760 $6,105
Liberty Mutual $8,298 $9,222
Nationwide $3,302 $4,240
Progressive $6,153 $6,933
State Farm $4,478 $5,674
USAA $4,358 $5,323

Cheapest Milo, MO Car Insurance for Seniors

Take a look at Milo, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milo, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,646
American Family $1,870 $1,870
Farmers $2,006 $2,120
GEICO $1,485 $1,869
Liberty Mutual $2,126 $2,387
Nationwide $1,182 $1,255
Progressive $1,630 $1,675
State Farm $1,426 $1,426
USAA $1,323 $1,344

Cheapest Milo, MO Car Insurance Rates After a DUI

A DUI in Milo, MO increases car insurance rates. Compare Milo, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milo, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,908
American Family $4,157
Farmers $4,233
GEICO $3,828
Liberty Mutual $4,450
Nationwide $2,630
Progressive $3,035
State Farm $2,510
USAA $3,225

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Cheapest Milo, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milo, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milo, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,089 $4,089
American Family $3,158 $3,222
Farmers $4,034 $4,034
GEICO $2,793 $2,906
Liberty Mutual $4,132 $4,132
Nationwide $1,974 $1,974
Progressive $3,151 $3,151
State Farm $2,448 $2,572
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Milo, MO

Take a look at a side-by-side comparison of the top car insurance companies in Milo, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milo, Missouri

Insurance Company Average Annual Rates
Allstate $4,089
American Family $3,190
Farmers $4,034
GEICO $2,850
Liberty Mutual $4,132
Nationwide $1,974
Progressive $3,151
State Farm $2,510
USAA $2,388

Category Winners: Cheapest Car Insurance in Milo, Missouri

Find the cheapest car insurance companies in Milo, MO for each category right here.

Best Annual Car Insurance Rates by Company in Milo, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Milo, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milo car insurance rates. Find the cheapest Milo, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milo, Missouri

Insurance Company Low Medium High
Allstate $3,930 $4,081 $4,258
American Family $3,101 $3,291 $3,177
Farmers $3,779 $3,994 $4,329
GEICO $2,676 $2,867 $3,005
Liberty Mutual $3,909 $4,151 $4,337
Nationwide $1,859 $1,990 $2,071
Progressive $2,856 $3,158 $3,439
State Farm $2,362 $2,519 $2,648
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Milo, Missouri?

What factors can have an impact on Milo, MO car insurance? There are several reasons why Milo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milo, Missouri.

Commute Time in Milo

The more time you spend in your car the higher the risk of an accident. The average commute length in Milo, MO is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Milo, MO

Ready to find affordable Milo, Missouri car insurance today? Enter your ZIP code for fast, free Milo, MO car insurance quotes.

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