Compare Seward, NE Car Insurance Rates (2021)

Car insurance in Seward, NE averages $275 a month. Seward, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Seward car insurance rates, compare quotes from the top car insurance companies in Seward, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Seward is American Family
  • The cheapest car insurance company in Seward for teen drivers is American Family
  • Average car insurance rates in Seward, NE after a DUI are $3,815/year

If you need to buy Seward, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Seward, NE is right here.

You’ll find Seward car insurance rates, the cheapest Seward, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Seward, Nebraska car insurance rates to Lincoln car insurance rates, North Platte car insurance rates, and Hastings car insurance rates.

Ready to find affordable Seward, NE car insurance today? Enter your ZIP code for fast, free Seward car insurance quotes.

Cheapest Seward, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seward, NE car insurance rates? Every Seward, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seward, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,999 $1,901 $1,784 $1,799 $5,633 $5,936 $2,236 $2,278
American Family $1,745 $1,745 $1,588 $1,588 $2,908 $4,259 $1,707 $1,844
Farmers $2,250 $2,239 $2,020 $2,129 $8,457 $8,704 $2,535 $2,647
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,162 $3,429 $2,498 $3,038 $13,923 $15,641 $3,308 $3,666
Nationwide $1,794 $1,849 $1,609 $1,719 $4,223 $5,256 $2,077 $2,246
Progressive $2,027 $1,947 $1,667 $1,736 $7,940 $8,932 $2,420 $2,580
State Farm $1,630 $1,630 $1,428 $1,428 $4,396 $5,616 $1,800 $2,037
USAA $1,328 $1,321 $1,214 $1,243 $4,252 $5,070 $1,709 $1,899

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Minimum Car Insurance in Seward, NE

Every driver must carry the minimum car insurance in Seward, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Seward, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Seward, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seward, NE. Compare credit history car insurance rates in Seward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seward, Nebraska

Insurance Company Poor Fair Good
Allstate $3,649 $2,784 $2,404
American Family $2,909 $1,991 $1,619
Farmers $4,444 $3,675 $3,499
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,781 $5,305 $4,164
Nationwide $3,116 $2,489 $2,185
Progressive $4,183 $3,526 $3,259
State Farm $3,627 $2,174 $1,687
USAA $2,996 $2,036 $1,732

Cheapest Seward, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seward, NE to rates for a clean record with top companies.

Annual Seward, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $2,883 $3,488 $2,859
American Family $2,127 $2,311 $2,127 $2,127
Farmers $3,282 $4,199 $4,096 $3,914
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,209 $6,152 $6,663 $6,308
Nationwide $1,851 $2,663 $3,781 $2,093
Progressive $3,105 $4,570 $3,475 $3,475
State Farm $2,320 $2,671 $2,496 $2,496
USAA $1,708 $2,157 $3,218 $1,935

Cheapest Seward, NE Car Insurance for Teen Drivers

Teen car insurance in Seward, NE can be expensive. Take a look at rates from the top car insurance companies in Seward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seward, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,633 $5,936
American Family $2,908 $4,259
Farmers $8,457 $8,704
GEICO $5,684 $7,440
Liberty Mutual $13,923 $15,641
Nationwide $4,223 $5,256
Progressive $7,940 $8,932
State Farm $4,396 $5,616
USAA $4,252 $5,070

Cheapest Seward, NE Car Insurance for Seniors

Take a look at Seward, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seward, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,799
American Family $1,588 $1,588
Farmers $2,020 $2,129
GEICO $2,692 $2,591
Liberty Mutual $2,498 $3,038
Nationwide $1,609 $1,719
Progressive $1,667 $1,736
State Farm $1,428 $1,428
USAA $1,214 $1,243

Cheapest Seward, NE Car Insurance Rates After a DUI

A DUI in Seward, NE increases car insurance rates. Compare Seward, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seward, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,488
American Family $2,127
Farmers $4,096
GEICO $4,992
Liberty Mutual $6,663
Nationwide $3,781
Progressive $3,475
State Farm $2,496
USAA $3,218

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Cheapest Seward, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seward, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seward, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,946 $2,946
American Family $2,155 $2,191
Farmers $3,872 $3,872
GEICO $3,535 $3,646
Liberty Mutual $6,083 $6,083
Nationwide $2,597 $2,597
Progressive $3,656 $3,656
State Farm $2,432 $2,560
USAA $2,229 $2,280

The Best Cheap Car Insurance Companies in Seward, NE

Take a look at a side-by-side comparison of the top car insurance companies in Seward, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seward, Nebraska

Insurance Company Average Annual Rates
Allstate $2,946
American Family $2,173
Farmers $3,872
GEICO $3,591
Liberty Mutual $6,083
Nationwide $2,597
Progressive $3,656
State Farm $2,496
USAA $2,254

Category Winners: Cheapest Car Insurance in Seward, Nebraska

Find the cheapest car insurance companies in Seward, NE for each category right here.

Best Annual Car Insurance Rates by Company in Seward, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Seward, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seward car insurance rates. Find the cheapest Seward, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seward, Nebraska

Insurance Company Low Medium High
Allstate $2,871 $2,940 $3,026
American Family $2,160 $2,238 $2,121
Farmers $3,710 $3,818 $4,090
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,906 $6,048 $6,295
Nationwide $2,628 $2,588 $2,574
Progressive $3,476 $3,645 $3,847
State Farm $2,396 $2,492 $2,599
USAA $2,176 $2,251 $2,336

What affects car insurance rates in Seward, Nebraska?

What factors can have an impact on Seward, NE car insurance? There are several reasons why Seward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seward, Nebraska.

Commute Time in Seward

The more time you spend in your car the higher the risk of an accident. The average commute length in Seward, NE is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Seward, NE

Ready to find affordable Seward, Nebraska car insurance today? Enter your ZIP code for fast, free Seward, NE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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