Compare South Sioux City, NE Car Insurance Rates (2021)

Car insurance in South Sioux City, NE averages $294 a month. South Sioux City, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap South Sioux City car insurance rates, compare quotes from the top car insurance companies in South Sioux City, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Sioux City, NE after a DUI are $4,098/year
  • The cheapest car insurance company in South Sioux City for teen drivers is American Family
  • Average car insurance rates in South Sioux City, NE are $3,526/year

If you need to buy South Sioux City, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in South Sioux City, NE is right here.

You’ll find South Sioux City car insurance rates, the cheapest South Sioux City, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare South Sioux City, Nebraska car insurance rates to Norfolk car insurance rates, Columbus car insurance rates, and Kearney car insurance rates.

Ready to find affordable South Sioux City, NE car insurance today? Enter your ZIP code for fast, free South Sioux City car insurance quotes.

Cheapest South Sioux City, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Sioux City, NE car insurance rates? Every South Sioux City, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Sioux City, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,384 $2,256 $2,136 $2,154 $7,081 $7,488 $2,646 $2,685
American Family $1,678 $1,678 $1,537 $1,537 $2,885 $4,335 $1,642 $1,789
Farmers $2,468 $2,455 $2,204 $2,333 $9,894 $10,217 $2,784 $2,890
GEICO $3,016 $2,957 $2,960 $2,849 $6,332 $8,258 $2,719 $2,629
Liberty Mutual $3,344 $3,639 $2,646 $3,232 $14,100 $15,876 $3,501 $3,874
Nationwide $1,979 $2,033 $1,776 $1,893 $4,828 $5,985 $2,311 $2,498
Progressive $2,043 $1,953 $1,679 $1,755 $8,236 $9,259 $2,437 $2,607
State Farm $1,555 $1,555 $1,381 $1,381 $4,452 $5,645 $1,724 $1,952
USAA $1,328 $1,326 $1,208 $1,245 $4,156 $4,977 $1,718 $1,917

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Minimum Car Insurance in South Sioux City, NE

Every driver must carry the minimum car insurance in South Sioux City, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in South Sioux City, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest South Sioux City, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Sioux City, NE. Compare credit history car insurance rates in South Sioux City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Sioux City, Nebraska

Insurance Company Poor Fair Good
Allstate $4,470 $3,409 $2,933
American Family $2,872 $1,946 $1,586
Farmers $5,027 $4,196 $3,993
GEICO $4,531 $3,935 $3,429
Liberty Mutual $9,066 $5,466 $4,298
Nationwide $3,488 $2,799 $2,451
Progressive $4,272 $3,616 $3,350
State Farm $3,568 $2,139 $1,660
USAA $2,976 $2,015 $1,711

Cheapest South Sioux City, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Sioux City, NE to rates for a clean record with top companies.

Annual South Sioux City, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,096 $3,519 $4,308 $3,492
American Family $2,089 $2,273 $2,089 $2,089
Farmers $3,728 $4,792 $4,673 $4,429
GEICO $2,553 $3,661 $5,505 $4,141
Liberty Mutual $5,383 $6,346 $6,878 $6,499
Nationwide $2,083 $2,989 $4,228 $2,351
Progressive $3,175 $4,699 $3,557 $3,553
State Farm $2,264 $2,648 $2,456 $2,456
USAA $1,696 $2,135 $3,185 $1,921

Cheapest South Sioux City, NE Car Insurance for Teen Drivers

Teen car insurance in South Sioux City, NE can be expensive. Take a look at rates from the top car insurance companies in South Sioux City for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Sioux City, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,081 $7,488
American Family $2,885 $4,335
Farmers $9,894 $10,217
GEICO $6,332 $8,258
Liberty Mutual $14,100 $15,876
Nationwide $4,828 $5,985
Progressive $8,236 $9,259
State Farm $4,452 $5,645
USAA $4,156 $4,977

Cheapest South Sioux City, NE Car Insurance for Seniors

Take a look at South Sioux City, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Sioux City, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,154
American Family $1,537 $1,537
Farmers $2,204 $2,333
GEICO $2,960 $2,849
Liberty Mutual $2,646 $3,232
Nationwide $1,776 $1,893
Progressive $1,679 $1,755
State Farm $1,381 $1,381
USAA $1,208 $1,245

Cheapest South Sioux City, NE Car Insurance Rates After a DUI

A DUI in South Sioux City, NE increases car insurance rates. Compare South Sioux City, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Sioux City, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,308
American Family $2,089
Farmers $4,673
GEICO $5,505
Liberty Mutual $6,878
Nationwide $4,228
Progressive $3,557
State Farm $2,456
USAA $3,185

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Cheapest South Sioux City, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Sioux City, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Sioux City, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,604 $3,604
American Family $2,118 $2,152
Farmers $4,405 $4,405
GEICO $3,904 $4,026
Liberty Mutual $6,277 $6,277
Nationwide $2,913 $2,913
Progressive $3,746 $3,746
State Farm $2,393 $2,518
USAA $2,208 $2,260

The Best Cheap Car Insurance Companies in South Sioux City, NE

Take a look at a side-by-side comparison of the top car insurance companies in South Sioux City, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Sioux City, Nebraska

Insurance Company Average Annual Rates
Allstate $3,604
American Family $2,135
Farmers $4,405
GEICO $3,965
Liberty Mutual $6,277
Nationwide $2,913
Progressive $3,746
State Farm $2,456
USAA $2,234

Category Winners: Cheapest Car Insurance in South Sioux City, Nebraska

Find the cheapest car insurance companies in South Sioux City, NE for each category right here.

Best Annual Car Insurance Rates by Company in South Sioux City, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest South Sioux City, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Sioux City car insurance rates. Find the cheapest South Sioux City, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Sioux City, Nebraska

Insurance Company Low Medium High
Allstate $3,509 $3,597 $3,706
American Family $2,105 $2,198 $2,102
Farmers $4,192 $4,332 $4,693
GEICO $3,859 $3,961 $4,074
Liberty Mutual $6,059 $6,233 $6,538
Nationwide $2,930 $2,907 $2,901
Progressive $3,547 $3,735 $3,956
State Farm $2,344 $2,452 $2,571
USAA $2,162 $2,231 $2,310

What affects car insurance rates in South Sioux City, Nebraska?

What factors can have an impact on South Sioux City, NE car insurance? There are several reasons why South Sioux City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in South Sioux City, Nebraska.

Commute Time in South Sioux City

The more time you spend in your car the higher the risk of an accident. The average commute length in South Sioux City, NE is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in South Sioux City, NE

Ready to find affordable South Sioux City, Nebraska car insurance today? Enter your ZIP code for fast, free South Sioux City, NE car insurance quotes.

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