Compare St. Albans, VT Car Insurance Rates (2021)

Car insurance in St. Albans, VT averages $266 a month. St. Albans, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap St. Albans car insurance rates, compare quotes from the top car insurance companies in St. Albans, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in St. Albans is USAA
  • Average car insurance rates in St. Albans, VT are $3,193/year
  • Average car insurance rates in St. Albans, VT after a DUI are $3,630/year

If you need to buy St. Albans, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in St. Albans, VT is right here.

You’ll find St. Albans car insurance rates, the cheapest St. Albans, VT car insurance companies, and information on Vermont car insurance laws. You can also compare St. Albans, Vermont car insurance rates to Burlington car insurance rates, Winooski car insurance rates, and Rutland car insurance rates.

Ready to find affordable St. Albans, VT car insurance today? Enter your ZIP code for fast, free St. Albans car insurance quotes.

Cheapest St. Albans, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Albans, VT car insurance rates? Every St. Albans, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Albans, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,109 $2,011 $2,011 $5,037 $6,652 $2,396 $2,630
GEICO $1,677 $1,559 $1,648 $1,501 $3,861 $4,498 $1,415 $1,385
Liberty Mutual $1,971 $2,133 $1,740 $1,954 $8,417 $9,363 $2,259 $2,394
Nationwide $1,414 $1,440 $1,272 $1,343 $3,435 $4,368 $1,621 $1,745
Progressive $3,473 $3,448 $3,107 $3,121 $10,714 $11,728 $3,550 $3,779
State Farm $2,440 $2,440 $2,177 $2,177 $7,145 $9,186 $2,716 $3,010
USAA $1,152 $1,158 $1,074 $1,071 $3,696 $3,873 $1,575 $1,648

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Minimum Car Insurance in St. Albans, VT

Every driver must carry the minimum car insurance in St. Albans, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in St. Albans, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest St. Albans, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Albans, VT. Compare credit history car insurance rates in St. Albans from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Albans, Vermont

Insurance Company Poor Fair Good
Allstate $3,824 $2,923 $2,610
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,663 $3,233 $2,440
Nationwide $2,399 $1,992 $1,849
Progressive $6,170 $5,166 $4,758
State Farm $6,877 $2,935 $1,922
USAA $2,756 $1,643 $1,318

Cheapest St. Albans, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Albans, VT to rates for a clean record with top companies.

Annual St. Albans, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $3,412 $3,522 $2,954
GEICO $1,412 $2,350 $3,269 $1,741
Liberty Mutual $3,324 $3,976 $4,223 $3,592
Nationwide $1,667 $2,137 $2,684 $1,831
Progressive $4,523 $6,542 $5,080 $5,315
State Farm $3,563 $4,259 $3,911 $3,911
USAA $1,453 $1,832 $2,723 $1,616

Cheapest St. Albans, VT Car Insurance for Teen Drivers

Teen car insurance in St. Albans, VT can be expensive. Take a look at rates from the top car insurance companies in St. Albans for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Albans, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,037 $6,652
GEICO $3,861 $4,498
Liberty Mutual $8,417 $9,363
Nationwide $3,435 $4,368
Progressive $10,714 $11,728
State Farm $7,145 $9,186
USAA $3,696 $3,873

Cheapest St. Albans, VT Car Insurance for Seniors

Take a look at St. Albans, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Albans, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,648 $1,501
Liberty Mutual $1,740 $1,954
Nationwide $1,272 $1,343
Progressive $3,107 $3,121
State Farm $2,177 $2,177
USAA $1,074 $1,071

Cheapest St. Albans, VT Car Insurance Rates After a DUI

A DUI in St. Albans, VT increases car insurance rates. Compare St. Albans, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Albans, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,522
GEICO $3,269
Liberty Mutual $4,223
Nationwide $2,684
Progressive $5,080
State Farm $3,911
USAA $2,723

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Cheapest St. Albans, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Albans, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Albans, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,059 $3,179
GEICO $2,162 $2,224
Liberty Mutual $3,779 $3,779
Nationwide $2,080 $2,080
Progressive $5,365 $5,365
State Farm $3,787 $4,036
USAA $1,883 $1,929

The Best Cheap Car Insurance Companies in St. Albans, VT

Take a look at a side-by-side comparison of the top car insurance companies in St. Albans, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Albans, Vermont

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,193
Liberty Mutual $3,779
Nationwide $2,080
Progressive $5,365
State Farm $3,911
USAA $1,906

Category Winners: Cheapest Car Insurance in St. Albans, Vermont

Find the cheapest car insurance companies in St. Albans, VT for each category right here.

Best Annual Car Insurance Rates by Company in St. Albans, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest St. Albans, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Albans car insurance rates. Find the cheapest St. Albans, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Albans, Vermont

Insurance Company Low Medium High
Allstate $3,058 $3,115 $3,185
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,557 $3,767 $4,012
Nationwide $2,131 $2,087 $2,022
Progressive $5,105 $5,295 $5,694
State Farm $3,696 $3,930 $4,107
USAA $1,846 $1,903 $1,968

What affects car insurance rates in St. Albans, Vermont?

What factors can have an impact on St. Albans, VT car insurance? There are several reasons why St. Albans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Albans, Vermont.

Car Theft in St. Albans

High levels of vehicle theft can make car insurance more expensive. St. Albans, VT car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in St. Albans

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Albans, VT is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in St. Albans, VT

Ready to find affordable St. Albans, Vermont car insurance today? Enter your ZIP code for fast, free St. Albans, VT car insurance quotes.

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