Compare Utica, MS Car Insurance Rates (2021)

Car insurance in Utica, MS averages $338 a month. Utica, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Utica car insurance rates, compare quotes from the top car insurance companies in Utica, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Utica, MS after a DUI are $4,884/year
  • The cheapest car insurance company in Utica is USAA
  • The cheapest car insurance company in Utica for teen drivers is USAA

If you need to buy Utica, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Utica, MS is right here.

You’ll find Utica car insurance rates, the cheapest Utica, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Utica, Mississippi car insurance rates to Olive Branch car insurance rates, Greenville car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Utica, MS car insurance today? Enter your ZIP code for fast, free Utica car insurance quotes.

Cheapest Utica, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Utica, MS car insurance rates? Every Utica, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Utica, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,329 $3,169 $2,972 $3,039 $13,653 $14,565 $3,767 $3,864
GEICO $3,737 $3,545 $3,410 $3,169 $8,917 $8,444 $5,995 $3,017
Liberty Mutual $2,689 $2,911 $2,156 $2,420 $9,751 $10,847 $2,860 $3,012
Nationwide $2,029 $2,079 $1,823 $1,926 $4,112 $5,215 $2,307 $2,493
Progressive $2,887 $2,720 $2,367 $2,308 $10,495 $11,777 $2,979 $3,123
State Farm $2,250 $2,250 $2,010 $2,010 $6,520 $8,191 $2,509 $2,865
Travelers $1,525 $1,553 $1,449 $1,454 $6,864 $10,940 $1,598 $1,846
USAA $1,486 $1,473 $1,385 $1,404 $3,716 $4,410 $1,819 $2,010

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Utica, MS

Every driver must carry the minimum car insurance in Utica, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Utica, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Utica, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Utica, MS. Compare credit history car insurance rates in Utica from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Utica, Mississippi

Insurance Company Poor Fair Good
Allstate $6,998 $6,198 $4,938
GEICO $7,582 $4,295 $3,211
Liberty Mutual $6,566 $4,019 $3,158
Nationwide $3,220 $2,626 $2,398
Progressive $5,481 $4,672 $4,343
State Farm $5,162 $3,124 $2,441
Travelers $3,860 $3,152 $3,200
USAA $3,026 $1,970 $1,643

Cheapest Utica, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Utica, MS to rates for a clean record with top companies.

Annual Utica, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,075 $5,998 $7,328 $5,779
GEICO $3,081 $4,728 $7,281 $5,027
Liberty Mutual $3,249 $5,192 $5,317 $4,565
Nationwide $2,201 $2,801 $3,556 $2,434
Progressive $4,136 $5,555 $4,775 $4,863
State Farm $3,249 $3,975 $3,539 $3,539
Travelers $2,979 $3,118 $4,274 $3,244
USAA $1,724 $2,207 $3,001 $1,919

Cheapest Utica, MS Car Insurance for Teen Drivers

Teen car insurance in Utica, MS can be expensive. Take a look at rates from the top car insurance companies in Utica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Utica, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,653 $14,565
GEICO $8,917 $8,444
Liberty Mutual $9,751 $10,847
Nationwide $4,112 $5,215
Progressive $10,495 $11,777
State Farm $6,520 $8,191
Travelers $6,864 $10,940
USAA $3,716 $4,410

Cheapest Utica, MS Car Insurance for Seniors

Take a look at Utica, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Utica, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,039
GEICO $3,410 $3,169
Liberty Mutual $2,156 $2,420
Nationwide $1,823 $1,926
Progressive $2,367 $2,308
State Farm $2,010 $2,010
Travelers $1,449 $1,454
USAA $1,385 $1,404

Cheapest Utica, MS Car Insurance Rates After a DUI

A DUI in Utica, MS increases car insurance rates. Compare Utica, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Utica, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,328
GEICO $7,281
Liberty Mutual $5,317
Nationwide $3,556
Progressive $4,775
State Farm $3,539
Travelers $4,274
USAA $3,001

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Utica, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Utica, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Utica, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,045 $6,045
GEICO $5,018 $5,041
Liberty Mutual $4,581 $4,581
Nationwide $2,748 $2,748
Progressive $4,832 $4,832
State Farm $3,490 $3,661
Travelers $3,404 $3,404
USAA $2,144 $2,281

The Best Cheap Car Insurance Companies in Utica, MS

Take a look at a side-by-side comparison of the top car insurance companies in Utica, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Utica, Mississippi

Insurance Company Average Annual Rates
Allstate $6,045
GEICO $5,029
Liberty Mutual $4,581
Nationwide $2,748
Progressive $4,832
State Farm $3,576
Travelers $3,404
USAA $2,213

Category Winners: Cheapest Car Insurance in Utica, Mississippi

Find the cheapest car insurance companies in Utica, MS for each category right here.

Best Annual Car Insurance Rates by Company in Utica, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Utica, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Utica car insurance rates. Find the cheapest Utica, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Utica, Mississippi

Insurance Company Low Medium High
Allstate $5,791 $6,039 $6,304
GEICO $4,743 $5,065 $5,280
Liberty Mutual $4,300 $4,561 $4,882
Nationwide $2,590 $2,739 $2,914
Progressive $4,343 $4,899 $5,255
State Farm $3,386 $3,562 $3,778
Travelers $3,214 $3,424 $3,573
USAA $2,067 $2,201 $2,371

What affects car insurance rates in Utica, Mississippi?

What factors can have an impact on Utica, MS car insurance? There are several reasons why Utica car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Utica, Mississippi.

Commute Time in Utica

The more time you spend in your car the higher the risk of an accident. The average commute length in Utica, MS is 31.2 minutes according to City-Data.

Traffic in Utica

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Utica, MS traffic data from INRIX ranks Utica as the 712th-most congested in the world.

Compare Car Insurance Quotes in Utica, MS

Ready to find affordable Utica, Mississippi car insurance today? Enter your ZIP code for fast, free Utica, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption