Compare Webb City, MO Car Insurance Rates (2021)

Car insurance in Webb City, MO averages $273 a month. Webb City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Webb City car insurance rates, compare quotes from the top car insurance companies in Webb City, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Webb City, MO after a DUI are $3,839/year
  • The cheapest car insurance company in Webb City for teen drivers is Nationwide
  • The cheapest car insurance company in Webb City is Nationwide

If you need to buy Webb City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Webb City, MO is right here.

You’ll find Webb City car insurance rates, the cheapest Webb City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Webb City, Missouri car insurance rates to Kansas City car insurance rates, St. Louis car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Webb City, MO car insurance today? Enter your ZIP code for fast, free Webb City car insurance quotes.

Cheapest Webb City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Webb City, MO car insurance rates? Every Webb City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Webb City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,130 $2,130 $1,899 $1,899 $5,879 $7,635 $2,130 $2,485
Farmers $2,293 $2,282 $2,043 $2,168 $9,636 $9,971 $2,615 $2,727
GEICO $1,780 $2,007 $1,385 $1,807 $5,725 $6,039 $1,616 $1,613
Liberty Mutual $2,666 $2,889 $2,190 $2,462 $9,409 $10,461 $2,806 $2,987
Nationwide $1,457 $1,487 $1,306 $1,381 $3,720 $4,759 $1,665 $1,800
Progressive $1,853 $1,714 $1,521 $1,563 $6,168 $6,920 $2,257 $2,302
State Farm $1,708 $1,708 $1,545 $1,545 $5,091 $6,401 $1,924 $2,196
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Webb City, MO

Every driver must carry the minimum car insurance in Webb City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Webb City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Webb City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Webb City, MO. Compare credit history car insurance rates in Webb City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Webb City, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,276 $3,008 $2,535
Farmers $4,807 $4,020 $3,823
GEICO $3,791 $2,471 $1,977
Liberty Mutual $6,420 $3,933 $3,098
Nationwide $2,589 $2,141 $1,861
Progressive $3,508 $2,915 $2,688
State Farm $3,846 $2,457 $1,992
USAA $4,495 $2,106 $1,513

Cheapest Webb City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Webb City, MO to rates for a clean record with top companies.

Annual Webb City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,440 $3,536 $4,326 $2,791
Farmers $3,635 $4,546 $4,443 $4,242
GEICO $2,107 $2,780 $3,803 $2,297
Liberty Mutual $3,256 $4,682 $4,816 $5,180
Nationwide $1,725 $2,215 $2,958 $1,889
Progressive $2,627 $3,528 $2,915 $3,079
State Farm $2,529 $3,000 $2,765 $2,765
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Webb City, MO Car Insurance for Teen Drivers

Teen car insurance in Webb City, MO can be expensive. Take a look at rates from the top car insurance companies in Webb City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Webb City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,879 $7,635
Farmers $9,636 $9,971
GEICO $5,725 $6,039
Liberty Mutual $9,409 $10,461
Nationwide $3,720 $4,759
Progressive $6,168 $6,920
State Farm $5,091 $6,401
USAA $4,991 $6,094

Cheapest Webb City, MO Car Insurance for Seniors

Take a look at Webb City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Webb City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,899 $1,899
Farmers $2,043 $2,168
GEICO $1,385 $1,807
Liberty Mutual $2,190 $2,462
Nationwide $1,306 $1,381
Progressive $1,521 $1,563
State Farm $1,545 $1,545
USAA $1,481 $1,502

Cheapest Webb City, MO Car Insurance Rates After a DUI

A DUI in Webb City, MO increases car insurance rates. Compare Webb City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Webb City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,326
Farmers $4,443
GEICO $3,803
Liberty Mutual $4,816
Nationwide $2,958
Progressive $2,915
State Farm $2,765
USAA $3,681

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Webb City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Webb City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Webb City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,241 $3,305
Farmers $4,217 $4,217
GEICO $2,696 $2,797
Liberty Mutual $4,484 $4,484
Nationwide $2,197 $2,197
Progressive $3,037 $3,037
State Farm $2,696 $2,833
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Webb City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Webb City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Webb City, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,273
Farmers $4,217
GEICO $2,747
Liberty Mutual $4,484
Nationwide $2,197
Progressive $3,037
State Farm $2,765
USAA $2,704

Category Winners: Cheapest Car Insurance in Webb City, Missouri

Find the cheapest car insurance companies in Webb City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Webb City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Webb City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Webb City car insurance rates. Find the cheapest Webb City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Webb City, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,167 $3,376 $3,277
Farmers $3,942 $4,176 $4,532
GEICO $2,548 $2,771 $2,920
Liberty Mutual $4,217 $4,507 $4,727
Nationwide $2,064 $2,217 $2,309
Progressive $2,710 $3,046 $3,356
State Farm $2,561 $2,775 $2,959
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Webb City, Missouri?

What factors can have an impact on Webb City, MO car insurance? There are several reasons why Webb City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Webb City, Missouri.

Commute Time in Webb City

The more time you spend in your car the higher the risk of an accident. The average commute length in Webb City, MO is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Webb City, MO

Ready to find affordable Webb City, Missouri car insurance today? Enter your ZIP code for fast, free Webb City, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption