Compare Winfield, MO Car Insurance Rates (2021)

Car insurance in Winfield, MO averages $289 a month. Winfield, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Winfield car insurance rates, compare quotes from the top car insurance companies in Winfield, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winfield is Nationwide
  • Average car insurance rates in Winfield, MO are $3,473/year
  • The cheapest car insurance company in Winfield for teen drivers is Nationwide

If you need to buy Winfield, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Winfield, MO is right here.

You’ll find Winfield car insurance rates, the cheapest Winfield, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Winfield, Missouri car insurance rates to St. Joseph car insurance rates, St. Charles car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Winfield, MO car insurance today? Enter your ZIP code for fast, free Winfield car insurance quotes.

Cheapest Winfield, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winfield, MO car insurance rates? Every Winfield, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winfield, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,263 $2,263 $2,013 $2,013 $6,147 $8,009 $2,263 $2,651
Farmers $2,468 $2,463 $2,198 $2,329 $10,403 $10,794 $2,816 $2,942
GEICO $1,938 $2,179 $1,506 $1,953 $6,183 $6,524 $1,765 $1,764
Liberty Mutual $2,892 $3,130 $2,371 $2,660 $10,508 $11,674 $3,046 $3,247
Nationwide $1,505 $1,534 $1,350 $1,426 $3,847 $4,912 $1,721 $1,857
Progressive $2,189 $2,036 $1,795 $1,846 $7,265 $8,176 $2,680 $2,750
State Farm $1,794 $1,794 $1,609 $1,609 $5,238 $6,594 $2,019 $2,309
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

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Minimum Car Insurance in Winfield, MO

Every driver must carry the minimum car insurance in Winfield, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Winfield, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winfield, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winfield, MO. Compare credit history car insurance rates in Winfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winfield, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,518 $3,172 $2,670
Farmers $5,188 $4,339 $4,127
GEICO $4,111 $2,677 $2,141
Liberty Mutual $7,084 $4,335 $3,404
Nationwide $2,674 $2,212 $1,921
Progressive $4,151 $3,445 $3,180
State Farm $3,957 $2,562 $2,094
USAA $4,253 $1,984 $1,423

Cheapest Winfield, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winfield, MO to rates for a clean record with top companies.

Annual Winfield, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,607 $3,717 $4,524 $2,964
Farmers $3,929 $4,905 $4,795 $4,577
GEICO $2,294 $3,011 $4,104 $2,497
Liberty Mutual $3,572 $5,165 $5,307 $5,721
Nationwide $1,779 $2,288 $3,060 $1,949
Progressive $3,100 $4,178 $3,446 $3,645
State Farm $2,634 $3,107 $2,871 $2,871
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Winfield, MO Car Insurance for Teen Drivers

Teen car insurance in Winfield, MO can be expensive. Take a look at rates from the top car insurance companies in Winfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winfield, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $6,147 $8,009
Farmers $10,403 $10,794
GEICO $6,183 $6,524
Liberty Mutual $10,508 $11,674
Nationwide $3,847 $4,912
Progressive $7,265 $8,176
State Farm $5,238 $6,594
USAA $4,644 $5,677

Cheapest Winfield, MO Car Insurance for Seniors

Take a look at Winfield, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winfield, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $2,013 $2,013
Farmers $2,198 $2,329
GEICO $1,506 $1,953
Liberty Mutual $2,371 $2,660
Nationwide $1,350 $1,426
Progressive $1,795 $1,846
State Farm $1,609 $1,609
USAA $1,412 $1,439

Cheapest Winfield, MO Car Insurance Rates After a DUI

A DUI in Winfield, MO increases car insurance rates. Compare Winfield, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winfield, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
American Family $4,524
Farmers $4,795
GEICO $4,104
Liberty Mutual $5,307
Nationwide $3,060
Progressive $3,446
State Farm $2,871
USAA $3,437

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Cheapest Winfield, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winfield, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winfield, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,418 $3,487
Farmers $4,551 $4,551
GEICO $2,921 $3,031
Liberty Mutual $4,941 $4,941
Nationwide $2,269 $2,269
Progressive $3,592 $3,592
State Farm $2,801 $2,941
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Winfield, MO

Take a look at a side-by-side comparison of the top car insurance companies in Winfield, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winfield, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,453
Farmers $4,551
GEICO $2,976
Liberty Mutual $4,941
Nationwide $2,269
Progressive $3,592
State Farm $2,871
USAA $2,553

Category Winners: Cheapest Car Insurance in Winfield, Missouri

Find the cheapest car insurance companies in Winfield, MO for each category right here.

Best Annual Car Insurance Rates by Company in Winfield, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Winfield, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winfield car insurance rates. Find the cheapest Winfield, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winfield, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,351 $3,562 $3,446
Farmers $4,247 $4,505 $4,902
GEICO $2,768 $3,003 $3,158
Liberty Mutual $4,659 $4,964 $5,199
Nationwide $2,125 $2,291 $2,392
Progressive $3,214 $3,598 $3,965
State Farm $2,687 $2,881 $3,044
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Winfield, Missouri?

What factors can have an impact on Winfield, MO car insurance? There are several reasons why Winfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winfield, Missouri.

Commute Time in Winfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Winfield, MO is 42.2 minutes according to City-Data.

Compare Car Insurance Quotes in Winfield, MO

Ready to find affordable Winfield, Missouri car insurance today? Enter your ZIP code for fast, free Winfield, MO car insurance quotes.

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