How much does car insurance cost for a Honda CR-V?

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Joel Ohman
Founder, CFP®

UPDATED: Oct 19, 2016

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Here's what you need to know...

  • The Honda CR-V has excellent safety reviews
  • These safety features help keep car insurance premiums on the CR-V lower than on other SUVs
  • Your driving record plays a significant role in your insurance premiums. Keep a clean driving record, and you will see your premiums decrease

A new Honda CR-V owner may only pay less than $600 for car insurance a year, according to Edmunds.

See online car insurance rates by submitting your ZIP code in the box above now!

Older model Honda CR-Vs probably cost even less to insure. Remember that all figures presented are only estimates and averages, meaning that Honda CR-V owners may find that they receive substantially higher or lower car insurance quotes.

How can you get the best car insurance quotes for a Honda CR-V?

Even if you haven’t yet purchased a Honda CR-V, you can always conduct research now in order to get a better discount.

For example, the Insurance Institute for Highway Safety gives the 2016 model Honda CR-V a better safety rating than earlier models.

Car insurance companies are aware of the fact that newer Honda CR-V vehicles are safer than their predecessors.

If you intend to purchase a used Honda CR-V, the condition of the vehicle that you purchase will impact your insurance premiums. Using vehicle accident history databases will allow you to see how many collisions the cars that you are interested in have been in.

In addition, vehicles with fewer scratches, dents, and signs of wear and tear are less expensive to insure on average.

Is the Honda CR-V a safe vehicle?


When it comes to Honda CR-V car insurance costs, vehicle safety is paramount. While the Honda CR-V is not a small or compact car, it can definitely be considered a small SUV.

For years, SUVs were infamous for rolling over during even low-impact collisions. As a result, most auto insurance providers charged consumers more for coverage.

The Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration gave the Honda CR-V excellent safety scores.

Few Honda CR-V recalls have been issued, which is a good indicator that this vehicle is manufactured well.

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Can you save money by purchasing an older Honda CR-V?

Newer cars generally are valued higher than most older vehicles. When car insurance companies determine premiums, the base price of the vehicle is often considered.

Here are some other things to consider:

  • Newer cars are safer to drive than older cars because of advances in technology
  • Additionally, you will have to consider whether you are going to put liability or comprehensive coverage on your Honda CR-V when thinking about insurance costs.
  • Even if you have the ability to save on car insurance by purchasing an older Honda CR-V, your maintenance and repair bills will also increase dramatically.

All of these factors should be considered carefully prior to purchasing any vehicle.

Is the Honda CR-V less expensive to insure than other SUVs?

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Large SUVs take up a lot of room on the road, are more difficult to park, and consume more fuel than smaller SUVs.

If you have been able to get a low insurance quote for your Honda CR-V, it is probably because you are a safe driver with a clean driving record. High-risk drivers will always pay more for auto insurance, no matter what vehicle they own.

High-risk drivers will always pay more for auto insurance, no matter what vehicle they own.

If you want to get a Honda CR-V because you want to keep your insurance rates on the lower end of the spectrum, then this is one of the cheapest SUVs that you can buy.

There are many other small-sized SUVs that have similar insurance costs, but the Honda CR-V also has an exceptional safety rating.

Is there anything you can do to lower your Honda CR-V insurance costs?

All of the standard insurance discounts apply to the Honda CR-V. Finding a car insurance provider that offers a wide range of discounts will help you to save the most on your car insurance premiums.

The one factor that can give you the most assistance with rising car insurance costs is maintaining a good driving record. Purchasing a car that has low insurance fees like the Honda CR-V will help, but ultimately, it is the driver that determines auto premiums.

Submit your ZIP in the box at the bottom of the page for low car insurance quotes!

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